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Help-best instant access saving account for over £50k
Hi, was wandering if anyone could help, my friend has £75k inheritance coming there way and want to use it towards buying a house, they do not know the best saving account to put it in as they will need to take the money out once they find a house, they are planning to put £5100 into each of their ISAs but are unsure of…
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Reclaim Losses
Hi, Mt parents along with my cousin and her husband have a fund which was invested in a medium risk fund (not sure which). My cousin's husband arranged all this with a financial advisor who phoned my parents and asked them to sign a form. It now transpires that the fund lost a lot of money last year and I have only just…
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Investment Strategies
What investment strategies do you use in selecting funds or shares to satisfy your financial criteria, for example growth,growth and income,beat rpi+some percentage, time scales? And how successful are they? chees fj
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Tax credit specialist renewal letter but renewed through main helpline
Hi, i received my renewal pack for working taxcredit 2 weeks ago. Then last week a letter came saying that they want me to renew through the specialist team to make sure i'm not being under or over paid and to call them on 08456005310 ive done nothing but worry since. The office is open mon-fri between 8am and 5pm but i…
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Do I wait until after 7th April to invest in NS&I
Hi everyone, I want to invest £4,000 in NS&I as I think I'll give them a try as the best other three bond on MSE's best buys is practically the same interest rate - http://www.westbrom.co.uk/westbrom/savings.category?id=62. It says that the new issues will come out on the April 7th, does anyone know whether I should invest…
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Saffron 5% Fixed Rate 1 Year Cash ISA?
I thinking of moving my previous years ISAs and this year allowance to max out the Saffron 1 Year 5% ISA £45000.00 and they require you to put in £3000.00+ in the Credit Suisse Protected Capital Plus account. Which "Potential growth of up to 63% gross (equivalent to 8.48% gross AER**)" This looks really good to me, or am I…
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£750/mth to save
I'll have about £750 per month to save from August. I've used up m cash ISA allowance for this year and plan on putting £2.5k into a tracker ISA. I was thinking about putting say £100/mth into the tracker ISA and the rest into a regular savings account. I may need to open several savings accounts to cope! Is this a…
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Scottish widows sort code..
Hiya, I'm filling in the R85 form but I'm unsure of the Scottish Widows sort code. I've looked through all my papers and online but I can't seem to find it anywhere. Help would be much appreciated! Thanks, Sylvia
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stock portfolio spreadsheet
Hi guys, I'm wondering whether you can tell me where i can download a simple spreadsheet to track a portfolio. It would be ideal to have something which downloads share prices automatically from the internet into the spreadsheet. If there isn't anything like this, a simple template would be fine. OR alternatively a…
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Carpetbagging - no longer worth it?
I have about ten or so building society accounts open with around £100 in each. They've all been open since about 1997 since I'm nervous about closing them just in case they de-mutualise and I miss a windfall. Is this likely now, given the current climate? Am I better to simply amalgamate the money and give up on the idea…
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Child Trust Funds v Save4Its v NS&I Bonds
When wishing to invest money long term for children what is the best option? My children have money in all 3 of the above accounts. Which is the best one to top up when you get the chance? I prefer that they can't (unwisely?) draw all their money out at age 16, so like the idea of staggering the times when they get access.…
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Halifax Save4It Accounts queries
My mother-in-law has opened (some time ago) Halifax save4It accounts for my children which she kindly pays into on birthdays. After the age of 7 are they allowed access to these accounts and would they need own pass books? Do these accounts mature at say age 16, if not what happens to the account long term? Thanks.
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Over 50s savings
Hello all. What are the advantages if any of over 50 saving accounts? regards, David.
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Return on Investment
Hello, I got a question to ask: At the moment, I am working out same approach to work out the total return on my investment and already I ran into a problem. At the moment, I am including dividends within the individual totals. Some is easy to do like with NG and scrip dividend, (just increase the holding and take into…
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Egg ISA annual interest added
For anyone with an Egg ISA - the 1st May interest is now showing online. (Meant to post this in the ISA sub-board!)
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Refunding tax on savings and R40 forms
Hi, My wife has a 1-year fixed rate savings account that matures in July. The interest will be taxed at 20%. Because she does earn enough to pay tax, we were told to fill out a R40 form to claim back the tax on the interest. My questions are: 1. Does she have to wait until the end of the tax year in April 2011 before she…
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advice needed please =)
Hi everyone, I have recently maxed out my e-isa account with Natwest for £5100 in this new financial tax year and will shortly be receiving around £4500 but I am unsure where to put it simply because of the low interest paying current accounts. I was thinking about opening a S&S Isa but will happily admit that I don't know…
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Children's accounts - death of trustee?
Just a quick and morbid question: if I open a Little Rock Instant Access Account as trustee (with my three year-old son as beneficiary) and then die - who will control of the money pass to? I've looked through the Terms and Conditions but can't find anything specific that would cover this. I assume that they would look for…
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Can someone recommend best savings account?
Hi, I'll be jetting off to travel the world in September, therefore until that time, and after I leave in fact I would like to move my money to a savings account that offers the best interest so I can at least benefit the best I can whilst there is still a decent amount of money left. Before leaving I think I'll only need…
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S&S Isa portfolio ideas.
All, Can you please see the changes on post 10. Guys, Hoping you can all help. I am looking to open this years S&S ISA and have looked at and quite fancy the below. I believe it is a little above balaned, so am open to ideas on balancing this out. I am looking to open up with the full £10.2k UK Equity - 3 funds 29%…
