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Non taxpayer where to get best interst rates
Hi I am housewife and non taxpayer. My endowment has come to fruition and I have a large amount of money now earning O.o5% in an online bank. I also have an old ISA earning about the same. I don't want to lock everything away incase we need it. Any recommendations for high interst, safe, easy access for both.
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Shortchanged by Halifax?
Last year I opened a Halifax Websaver Plus for my daughter with 9K. She signed a form as a non tax payer to get gross interest. We have just looked at her balance at it is only 9213.66. I can't remember the opening rate last October (and it isn't in her account details) but it looks like tax has been wrongly deducted....?…
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A&L - Close current account, keep saving bond...
I have A&L current account, regular esaver account with virtually nothing in them. Plus I have a 1 year A&L fixed rate bond which wont mature till March 2010. As I do not use the current and esaver, I would like to close them. Does anyone know if that is possible - i.e. can you keep the savings bond account alone without…
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Best place for money for 1year
Hi everyone, A friend has asked for advice regarding a 1yr home for his house sale money of £100,000. He is a high rate tax payer and doesnt need access within a year. He isnt keen on risking a foreign bank or splitting the cash. I suggested the NS&I 1 year bond paying 3.95%. Are there any others he should consider or is…
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Company in administration - help
Hi there, I just received a letter informing me that the company that we were using for our ISA's has gone into administration :eek: Not being very knowlegable about how this works I thought I would post my situation and get a view as to what I can do? We have been paying into 2 ISA's (shares) as an investment as we have…
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HBOS investment team desertion
An elderly relative is anxious because she's discovered that HBOS, where she has her investments, have had a large part of their investment team move lock stock and barrel to Rathbones - presumably the greediest part - when HBOS was bailed out by the Govt. She phoned HBOS, was told not to worry and they were writing out to…
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Interest on inherited savings
My husband will shortly inherit some money if I invest it in my name can we avoid paying tax at higher rate as he is a higher rate tax payer.
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£ 50k saving advice needed
i have £50k in a monthly interest paying account. today im surprised to find it's only paying 2.33% monthly gross interest. so i want to move it into an account paying monthly interest and easy access. any suggestions?? thanks
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How long for accounts to come online with Halifax?
Hi all, I opened 3 accounts with Halifax over the phone Thursday evening: Guaranteed Reserve 2 Year Childrens Regular Saver Save4it I credit the accounts in-Branch on Friday (I was given the account numbers etc over the phone). I put £970 into the GR and £1 into the Save4it, and today set up a standing order for 12 months…
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Saga fixed rate withdraw
I see saga are withdrawing most of their current fixed rate savings accounts 5 YEAR FIXED RATE SAVINGS ACCOUNT withdrawn w.e.f. 19.10.09, 1 YEAR INTERNET FIXED RATE SAVINGS ACCOUNT withdrawn w.e.f. 26.10.09 and 1 YEAR POST/TELEPHONE FIXED RATE SAVINGS ACCOUNT launched w.e.f. 27.10.09, 3 YEAR FIXED RATE SAVINGS ACCOUNT will…
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rebalancing my portfolio
its about 6-months since I last looked at my portfolio (and valued). Should I reallocate? currently it is as follows: 33% cash (various high street and internet accounts) 8% bonds (M&G corporate bond) 25% UK equities (M&G recovery, ETFs and self managed portfolio of 15 shares) 8% USA (ETFs) 8% Pacific - Mostly China (first…
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Barclays regular saver question
Hello all, Was hoping for a bit of advice I usually have a regualar saver with halifax that matures in November (ready for christmas!) I have notice that the interest rate has dropped once again from 5% to 2% (hardly worth it!) so I want to open a regular saver with barclays ... I have a few questions - I am quite busy and…
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A&L Transfer Problem...
Don't know if I'm missing some obvious step here, but I'm trying to transfer all the money in my A&L eSaver Issue 2 (2.36%) to my A&L Online Saver Issue 5 (3.15%). I opened the Online Saver in August, then completely forgot about it until a few days ago so it's not been used since opening it. I've gone into…
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Three new High Street Banks to be created
Alistair Darling is set to announce the formation of three new High Street Banks. In an effort to recoup the massive prop-up payments made last year from tax payers pockets. Three new Banks are to be created. http://news.uk.msn.com/uk/article.aspx?cp-documentid=150547454 Interesting to note that these will almost certainly…
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Coventry Building Society log-in
Has anyone else had problems logging in today? Okay yesterday, today failed at first attempt, with a message saying account locked, form to change security details will be sent in the post (what great timing!). This has happened on my account and my wife's at the same time, so suspicious that either CBS have a problem, or…
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RBS shares
Hi, This is my first new thread so forgive me if I get the etiquette wrong ! I heard on the news a few weeks ago that some Royal Bank of Scotland shareholders are planning to take action against the company's directors in respect of the drop in share value arising from the gross mis-management of the business. Does anyone…
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Tesco Internet Saver - new payee
To-day, I tried to enter a new payee using the pinsentry device and I got the following error message at the final stage (after submitting the number produced by the device): This also happened to me last week. Adding payees never used to be a problem. Is this happening to anyone else?
