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N/wide combination plan any good
im interested in the n/wide combination plan, its a 6 yr term i understand, i am not to sure how it works, is it a fixed or variable rate, will i have to open an extra account first or as i am already a n/wide cust would that be ok, and wondered what sort of return i shoud expect on a 20k outlay as im hopeless at working…
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Child Trust Fund Set Up By Aunty?! Help Needed
Hi guys, Ok so here is the deal, my sister passed away last year (she was only 27) and she left a 7 year old son behind. I would like to set up some type of account where I can put money in it and when he turns 18 I will give him all the money in the account. The problem I have is: I don't know whether this is possible. My…
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Nationwide Login
Anybody else having problems logging into their Nationwide accounts? I've tried both via the Egg Money Manager and the Nationwide website without success.
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10k to invest up to 2 yrs whats available
hi , i have 10k to invest, looking for 12/24mnts. dont really want to leave for 5years, as rates may rise in near future. any ideas of whats around cheers.
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ITL released some Voting rights news, is this important?
One of the shares i recently invested into posted this news about an hour ago and was just wiondering what this really means? It says about issuing over 300million shares at 1p - ITL is currently at 110p? Is this type of news not that important? thanks for any advice INTEC TELECOM SYSTEMS PLC - VOTING RIGHTS AND CAPITAL In…
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Keep regular saving?
I've £7K in a NW Regular Saver, putting £500 away a month (2.50% AER). Interest for the year was £86. £5K of this is for next years ISA in due in May. Can I ask if I'm best to keep going with the Regular Saver or put the £5K in a 6 month Bond (NW have one at 2.36%) and take out a Barclays Regular Saver at 4.25% for £250 a…
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Stocks & Shares Isa - should I stay away from the banks?
Hi all I'm looking at investing £5k in a stocks and share ISA, I', looking at leaving it in for a minimum of 5 years with the main objective being growth I popped down this morning to have a chat with the local halifax branch, they recommened a stocks and shares Isa - their Isa Investor account, it looks ok, quite a few…
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Should I have told anyone?
7 or 8 year's have past since being given 40k by a grandparent we told nobody at the time and invested the money but after a year and half and the housing market looking as it did back then and rising quick we pulled the money out of the investment lost around 2.5k and used it for a deposit on a mortgage. should I have…
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re NS & I
hi, can't find it anywhere in T&C (and can't get thro by phone). Is there anything to stop you 'splitting' your investment, ie 8 x £10k bonds, rather than 1 x £80k investment ?? (just thinking of flexibility) thanks
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Tesco Internet Saver clubcard points not added
Just a warning that if you opened the Tesco Internet Saver and deposited your money by the required date in October to get the Tesco clubcard points in your Nov clubcard statement then remember to double check that the points were actually added to your Nov statement. Mine haven't been and so i've had to phone Tesco…
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Tesco employee save as you earn.
Can anybody help me, I am looking a entering the Tesco Save as you earn scheme. My problem is the info they give clearly states that if i save £20 every four weeks for five years, my savings & bonus at the end of the term will be £1244,00. Then I have the option of pocketing the money or buying shares with it a a…
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100k to invest
Hi, new to this forum, but I have 100k to invest, I have no mortgage or outstanding loans but i would like to take an income from this. I have another property I rent out and in a few months will be able to buy another investment property. But I have had enough of property investments and problem tenants plus the tax I…
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Halifax stepped income reserve?
Any thoughts on this one -MIL is looking for somewhere to put her money when her web saver reward ends this month http://www.halifax.co.uk/savings/steppedincome.asp year 1 = 4.25% year 2= 4.75% year 3 = 5.25% year 4 = 5.75% year 5 = 6.25% Am in general at the mo against > 2year fixes, but these look good rates - and there…
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Northern Rock Stepped Bonds
What are the views on the 3 year stepped bond from Northen Rock? 4.25% until 1/12/2010 then 4.5% until 1/12/2011 and finally 5% until 1/12/2012. Access with loss of 120 days interest. (By the way, also a 5 year option with 180 days loss of interest and higher rates in years 4 and 5)
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Deposit transaction given a future date on AA online savings
On 31/10/09 I sent a deposit to my AA savings account from my Halifax current account using online banking. It confirmed as being sent by FPS and should be there within 2 hours. I checked with AA online a while later and the deposit had indeed arrived by FPS, and had been added to my balance as expected. However, the AA…
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NS&I to launch 3.95% one-year bond!
Did a search so sorry if I am repeating someone else's post. As the title states, NS&I are to launch a 1-yr bond at 3.95% gross (about 3.15% net if you're a basic rate taxpayer). I'll be signing up for it!! Fill yer boots people. :D The glaringly obvious thing is that (as this article…
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Annual vs monthly interest: closing accounts
Hello everyone, Apologies if this is a stupid question, or has been covered before. I want to put a large sum of money (not more than 50k, of course!) into a savings account, but I plan to withdraw the full amount after approx. 8 months for a house deposit. If I choose a savings account that pays interest annually, will I…
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Need bank account to store lump sum of money.
Hi, Just wondered if anyone could point me in the right direction to finding an appropriate bank account, looked in quite a few places and had no luck. Firstly I'm 17 which is annoying because that already prevents me from getting some bank accounts as you have to be 18. Also nearly all bank accounts I've looked at with a…
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savings for 5 year old
can you please tell me where's the best place to invest £1200 for my 5 year old son. i was looking at a 1 year fixed rate bond,i usually put it in my wifes name as she is tax exempt, can you therefore advise accordingly. thank you
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17 year old saver
Hi I am a 17 year old student in sixth form studying for my last year of A Levels. I'm keen to find the best savings account offering the highest interest rate possible but I'm unable to open an account with any of the suggested banks on the main site as I am under 18. Am I better just waiting until I am 18 and opening a…
