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How legal is this?
I have 2.49% offset mortgage with First Direct. Mum has about 10k savings where she wants reasonbly easy acces and she doesn't like online banking at all. Hence the best she can get now is about 2% gross, 1.2% net (shes a higher rate tax payer). What if she put the money in my offset account. I transfer money to her when…
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Enough to get started? Share Buying
Just wondering if anyone could help me. I know it's not a lot of money but I'm hoping to invest a lump sum of £500, followed by monthly investments of £100, as being a student this is all I can allocate at the present time. I'm wanting to get into buying shares; and being new to the game, have been looking at the…
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does halifax send standing orders with the faster payment?
dear guy a girls, i opened up the bradford a bingley 6% regular saver account yesterday, can i use my halifax account because it sends standing orders a faster payments? am i right? thanks in advance.
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Address for Nationwide ISA
Hi I am looking to transfer my Nationwide ISA to Yorkshire BS. As part of the transfer YBS want me to send part of my application form to Nationwide along with the passbook (presumably to speed things up??), but I do not know where at Nationwide to send it to. Anyone any ideas (cant get through on the phone and secure…
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Citi Banks' flexible saver any good to drip feed?
Hi guys, I wanted to open a Citi Bank flexible saver issue 4 (it's the 2nd top rated instant access savings account on MSE) today but have to wait til Monday to get thru to someone on the fone. I want to drip feed the money I invest there into a regular savings account elsewhere; does anyone on MSE know if this account…
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Advice
Thanks for the help
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I like bullion me !
http://rathergood.com/bullion
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Cash ISA or Monthly Saver ?
After trawling the the many posts here I find myself just going round in circles so I will state my position and hopefully someone with a greater knowledge then me of interest rates etc ( not difficult in my case) can advise. I have around £3k sitting in my account waiting for me to invest.I have never had an ISA but going…
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Non Personal Savings
I am treasurer for a very small trust set up for a disabled boy. I am having difficulty researching non personal savings accounts. Anyone got any bright ideas either for finding out good rates or for where to invest £10k.
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What should I do with extra money?
I am a uni student, 3rd year, saving for deposit for house, therefore dont want anymore money locked away for years (already got £6k coming out in 2011 I think)! Atm I currently have a maxed out ISA for 08/09, and have just received a surprise Child Bonus Bond of just over £500. What Im planning on doing is moving my…
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Bamboozled with choices
Hi; I've been reading the forums a little and i'm totaly stuck at the mo as anything to do with fininacial stuff just doesn't sink in when i trawl the net etc lol. Basicaly i have a spare £3000, i know it's not a fortune but what would be the best option of maximising the interest and i'm not bothered about locking it up…
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Failure to save East Europe will lead to worldwide meltdown
If mishandled by the world policy establishment, this debacle is big enough to shatter the fragile banking systems of Western Europe and set off round two of our financial Götterdämmerung. Austria's finance minister Josef Pröll made frantic efforts last week to put together a €150bn rescue for the ex-Soviet bloc. Well he…
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What happens if a stockbroker gets banktrupt?
Just being curious. What happen to my share if a stockbroker gets bankrupt? How can I prove my holdings and request for a refund/the appropriate stock cert etc? Cheers
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maxed ISAs
Both my husband and my ISAs are maxed. We can save approximately £500 in February and again in March. Can anyone recommend where to save it before we put it into our new year ISa in April. We have current accounts with Halifax and our ISAs are with Abbey. Thansk in advance
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Sterling Investment Bond question
My mother has invested £52k in a Sterling Investment Bond, a few years ago. She's just received an update to say that it is now only worth £38k, so a loss of £14k in about 3 years! Shocking! It's a lifetime bond - what's the general opinion, should she keep her money in this bond, or move the money elsewhere, bearing in…
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Someone wants to buy our Shares but think its a scam - can anyone help?
Can anyone help please? My husband bought shares around 15 years ago, maybe more (pre children!) in a company called 'Westminster Scaffolding'. They were eventually bought over by Motion Poster PLC but I understand shares were suspended in 2002 (whatever that means). Anyway, we thought they were worthless but a couple of…
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Lloyds/HBOS savings.
Hello all. New poster, but long time lurker, who now needs advice. In a nutshell, after sitting out the last years problems with my savings(£600,000) locked in at 6.55% I have recently reinvested them. I (like others on here) have taken advantage of having a Halifax reward account paying 6.25% fixed until June, and that's…
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Lehmans Ndfa Arc Meteor Victims
Victims who have lost money in the so-called 'structured products mis-selling scandal' can take heart from the latest press and tv commentary which calls the tactics used by these firms a mis-selling scandal. MPs are calling fro an enquiry and the FSA is finally investigating these 'firms' who have misled Investors with…
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Leeds liquid gold
Can anyone help me? I found a leeds liquid gold account book, it has next to nothing in but might as well get it but don't know who owns them now. Can you help? Many thanks
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Gold falls below $1000
Yup you heard it here first!
