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cash ISA
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RBS close to nationalisation
http://www.independent.co.uk/news/uk/politics/163325bn-taxpayers-exposure-to-rbs-losses-1633393.html The Government agreed yesterday to inject up to £25.5bn of extra capital into Royal Bank of Scotland as part of its plan to insure the stricken banking giant against future losses. The massive injection comes on top of…
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New Egg interest rates
There is a message on my home page suggesting some egg customers have been informed of forthcoming interest rate changes. Does this apply to Egg Money? I don't wan't to transfer a lot of money into there and find the interest has dropped.
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Oh dear...
http://www.moneyweek.com/news-and-charts/economics/there-will-be-no-quick-fix-for-this-recession-42405.aspx It seems worse than initialy thought.
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RBS Shares!?
Hi All, I currently have some RBS shares which have obviously dropped somewhat since Ive bought them. My question is this: When is the best time to sell them? If RBS gets nationalised what happens to my shares? Please any advice would be much appreciated. Many Thanks
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Losings Accounts Not Savings Accounts
Hello, If anyone has been checking the Losings Accounts page ( http://www.moneysavingexpert.com/savings/1147184319,20969) on this site there's one to add, we recently got an email from Egg telling us of their new savings rates: "Start: As you may already know, the Bank of England recently decreased the Base Rate from 2.00%…
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Egg - telephone service hours
Is it my faulty memory or did Egg previously have operators manning the phone lines until very late or even on a 24-hour basis? Reason I ask is that I managed to lock myself out of online access to my accounts and got the message to call an 0845 number - with no hours stipulated. I tried the number about 20 minutes ago and…
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Savings / Fixed rate term advise
Hi, Looking for some help. I'm looking for a savings account for 3 - 5 years as high interest as possible want it fixed rate where i can add but i don't want to regularly withdraw BUT if i close account down i don't want a steep penalty. Would like to be able to see funds online. initial deposit will be a around 7k Many…
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interest rates mania
:beer: hi not sure how this works , but here goes 1st time, may start some regular saving accounts , if using an account for dripfeedin purposes does this have to be a current account any info on the best way to transfer money monthly or will i be having to visit in person each bank each month . for example if i open a…
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Where to save my pension money?
I'm going to be getting around £650,000 every year from my pension, can anyone recommend a good reliable bank? ;)
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Dividends
Current update for Ftse dividend positions http://uk.biz.yahoo.com/090226/214/ihb41.html
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Best place for my savings?
Hiya. I have 4,000 inheritance that has recently matured and i would like to know what the best account would be to put it into in order to get the best return. The interest rate they have offered me is really bad compared to last year so i am thinking it may be best to move. It was with the halifax. I dont want to take…
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Best Isa Rate 08/09 Or 09/10
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http://www.thisismoney.co.uk/saving-and-banking/article.html?in_article_id=478991&in_
Sounds about right!!!!!!!!!
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ISA interest has plummeted!
the interest rate on my ISA has plummeted to 3.4% in 2004 to 1% in January this year and now it's down again to 0.1% gross p.a. i bank with the halifax and don't want too much paper work/hassel so what can i do? is it possible to negotiate my interest rate back up or would i need to go to another bank and transfer my ISA?
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I am being thick! Question on tax on savings interest.
I met someone this morning that said interest on savings was taxed before you were given the net amount so there was no need to declare it to the HMRC or your accountant when doing your tax return. Foggy brain today and feeling confused on this as I assumed you needed to report it even if the tax had been paid as it may…
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How to invest £125,000?
I retire in a few months and I need to start making arrangements as to where to invest the lump sum part of my payout. I will have no debts to pay off and my pension will be more than enough to pay my regular expenses and living costs. I would like to have 15-20k reasonably accessable, but the rest I am happy to make…
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Interest Rates in Two Years? Any Guesses?
I have £263,000 in a variety of fifty (one thirteen) thousand pound segments which will come due at that time (two years hence that is). Wonder what guesses people hold as to what interest rates might be at that time? Surely the huge debt load will have had to effectively kicked in by then? 'There'll Always Be An England!'…
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Investing in foreign currencies
Is there a relatively straightforward way to invest in a range of foreign currencies (not necessarily EUR or USD)? Possible options that I can think of are: (a) Opening foreign bank accounts: time-consuming, fees and charges, opening restrictions, tax complications. (b) Getting paper currency from a foreign exchange or…
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ISA - How much will i earn ?
Never had an ISA, and i was just wondering how much interest i would earn in twelve months if i placed £300 per month in the ISA below. http://www.saffronbs.co.uk/savings/display.product.php?categoryID=2&category=tax-free&productID=t8
