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Looking For An Account.
I have about £15,000 I want to invest in a fixed rate account that will allow me easy access, what are my options? I have used my ISA allowance and I have £10,000 in ICICI's fixed rate account, but due to that bank being unstable I don't want to invest anymore within it. Thanks in advance.
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Savings rates bugging me
In the papers at the moment are many adverts for good(relatively) savings rates, gross that is. Why is it that they can't offer these rates under ISA's. The fact that when they take the tax off the gross rate it will be lower than most ISA rates shouldn't affect the supplier of the products, the tax isn't their money or is…
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No Guarantee up to £50,000 anymore -True?
Is this true? :eek: I can't find anything more about this - but I've just seen a comment on Have Your Say on BBC website: "Depositors' money is no longer guaranteed up to £50,000. Take a look at the Government's new policy statement issued last month to the Financial Ombudsman (in connection with Equitable Life…
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Best place to Save
hi i was wondering if anyone can help me out please. My dad is 80 and wants to start and save some money towards his funeral expenses. where is the best place for him to start and save. where he can get good interest,.? many thanks
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Complaining to Ombudsman help
Can someone clarify about complaining to the Financial Ombudsman, please? If I make an official complaint, do the financial institution have to sort it within 30 days or merely acknowledge that there is a problem within 30 days? I initiated an ISA transfer from A&L to NR on November 5th 2008. My A&L ISA was closed shortly…
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ING Direct
I hadn't realised until I got a letter today (and phoned to clarify) that ING Direct rates remain for a year at same bonus amount that the account was opened at on top of whatever the prevailing interest rate is (now 1.5%). I had assumed the advertised 3.0% AER was it, but in fact mine is at 3.72% AER (3.66% gross). This…
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How To Invest 25000
Hi, my girlfriend recently came into some money and wants to put it away for a rainy day. I was wondering if you have any tips on how to invest it. The only info I could give you is that she doesnt mind not being able to touch it for a while and she would want it to be a low risk investment. Thanks
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Advice where to put 23k
:confused: I need to put 23k in some kind of savings account and not sure where is best to put it any help please :confused:
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Investment Advice re: Inheritance Windfall
My wife has inherited a sum of money (£40K ish) and we do not have a clue what to do with it in these uncertain times. To put our financial situation into context - I work in a pretty safe (?) job earning £50K pa. My wife is on a career break as we have 3 young kids (4, 2 and 0.3). Our mortgage is £160,00 and payments are…
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Barclays Monthly Saver - Problems!
I wanted to open the Monthly Saver advertised by Barclays. This was advertised as 6% fixed for 12 months. So I visited the Canton branch in Cardiff and had a meeting with Karen Kelly, the personal banker. She went through the details with me and gave me a sort code and an account number. I was told I would get a letter a…
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Savings Help
Hi I'm confused and need some help. I currently have two internet savings accounts and 1 ISA. My ISA is with the Halifax The other two are INGdirect and SainsburysBank. I have £1000 in my ISA (10% for fixed 12 month then will close) £700 with ING Direct (very poor reduced 1.5% was 5% when opened) £1900 with Sainsburys.…
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rbs stocks isa plan to complain
hi folks I have lost like most people on the stocks ISAs atm but I plan to complain to rbs on monday I understand that the value of the fund can go up and down due to the markets but its the bank miss-managment of its own affairs that have caused the markets to fall so I feel that that they should at the very least refund…
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Investec Bank/High 5/Who and Where Exactly are They?
If you go to this page (http://www.investec.com/unitedkingdom/privatebank/BankingandTreasuryServices/High5.htm) it gives the details for their High 5 account. If you move your mouse over "Business Units | Private Bank" (top right of that page) it shows you six countries. Can someone please explain to me what links the High…
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National Savings - Fixed vs Index linked
With 2 year fixed certificates at 0.95% and index linked at 1% + RPI, why would anyone choose fixed?
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Savings alert! Nationwide cut savings rates from 1st March!
Just to let everyone know. Time to review where the pounds are parked...... http://www.nationwide.co.uk/mediacentre/PressRelease_this.asp?ID=1355 SmileyG
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Is it too late to put money in my ISA
I haven't put any money into my Barclays Tax Beater ISA for the 08/09 year because I lost the will to live when they took forever to sort out getting a payment into the right tax year. I don't want to lose out on putting in money for 08/09 but is it took late to start a new one for this year? Or shall I just try again to…
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alliance and leicester esavers dropping march 3rd and esaver issue 4
issue one is dropping to 1.64% for under 50k, 1.98 for over 50k issue two is dropping to 2.83% issue three is dropping to 2.57% and it looks like an issue 4 is being started at 3%
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Saving £10000
Hi All, I have just come into some money, around £10000. I would like to know from experience what would the be best way to invest, year to year, for example save for a year, take the interest, repeat. From this website the best way I have seen is to "Drip Feed"…
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Financial question - what to do here?
Hoping some financial wizards can help me with a moneysaving type issue. I possibly will be inheriting a large sum of money (£50,000) and I am not sure what to do with it. The question is complicated as I am hoping to try and move house in the next year. My mortgage is £150,000 - but my house is prob worth £140,000 atm due…
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Tesco Internet Saver rate dropping from 2.5% to 1.75% on 5th March
Tescos customer service just told me that the Internet Saver rate is dropping from 2.5% (4.0% inc 1.5% bonus) to 1.75% (3.25% inc bonus) on 5th March 2009. Typical as I only JUST got the account setup with the card reader about 3 months after my application :) I called them because I got a letter from ING saying the rate…
