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Move current ISA balance into a new higher interest ISA account, is that possible?
Hi all, I have used up £3600 allowance with current Cash ISA account, since it is paying very low interest at the moment, Can I start to apply another higher interest ISA account with a different bank now, and move the whole balance across to earn higher interest. I appreciate I can't save any more into ISA before current…
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Has Anyone Opened A Nationwide Ebond? I Have A Query?
Hi, My question is when i open the ebond, im supposed to transfer money in, what im not sure about is whether that needs to be in a flexaccount for me to transfer it from, or whether it will give me the option of specifying another account at another bank. This doesnt seem entirely clear from nationwides site. I need to…
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Best Saving Rates
If you know of any great saving deals please let us know. Best Responces: www.fsa.gov.uk/tables
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we need a savers revolt against falling rates
its about time we the silent savers stood up .i for one am suffering a fall in income which is not my fault isnt it time we said ennough ? maybe threaten to all draw our cash out . I recon 1 week of cash withdrawn would really worry the the banks and government .
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How is daily interest calculated?
Could someone tell me how much interest I will earn if I pay 500 a month into a saver bond for 12 months at 5.00 Gross/AER if the interest is calculated daily please?
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halifax 4 year fixed rate at 5%
are there any better saving rates for fixed at the moment, before i go ahead with this regards
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National Savings and Investments...
Well, for quite some time, I have been looking at NS & I. And I was just wondering which Savings Certificates is better? I already maxed out my cash ISA with Lloyds TSB for this year and I do maintain an emergency fund of £3600+ in Investment Account with NS&I. But I have been wondering what to do with my surplus amount.…
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Losing track of interest rates!
Early Jan I opened 4 savings accounts ... ING Direct - 5% at the time inc bonus Tesco 5.1% at the time inc bonus B&B eSavings Iss6 4.6% at the time inc bonus Icici HiSave - can't remember the rate. I really wish I had written everything down becaus now I have totally lost track of the interest rate each is getting with all…
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Trust funds for Australian nephew and niece
Hi, I want to set up a trust fund for my sisters children. I want to be able to set up a monthly direct debit. They are both Australian and I want them to have access to it when they are 18. How would I go about this ? Would I need their birth certificate ? Not sure of the tax implications if they are Australian (in…
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Equiniti delay in posting out share certificates
Hi, Is it just me down in Cornwall or is every other Tesco share holder experiencing a delay in receiving their Tesco share certificates? At this rate I just wish I had opted for shareview to sell them on February 2nd. It is now February 7th and by the time I receive the certificate and go through the sale process it will…
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(even!) the BSA calls to scrap tax on savings..
Just listening to Adrian Coles on Moneybox now.... So it's not just the DT and the DM who are thinking like this (and it's also Conservative party policy....)
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Annual Interest/Monthly Interest
Hi does it matter if you choose Annual Interest or Monthly Interest what does most people go for
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Anybody heard of GSi?
Hi all, my father has received a leaflet from a company called GSi which boasts a return of 93K from an investment of 2K over a three year period. It seems to be a software package which is based on the stock market and sounds too good to be true. Any advice? thanks in advance.
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A&L interest Base Rate - 1% ?!
I have an A&L Premier Direct Current Account. It pays 6.5% for the first year but I just checked what will happen when the year is up. They say: Somebody please tell me there is some small print that says what happens if the base rate drops any further!
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Re:long term savings for kids
Hi want to put about £200 per month into a long term savings account for my kids university fees (they are 7 and 10 yrs) so looking at leaving it there for about 8 years. Already use my and husbands full ISA allowance each year and put £25 per month for each kid in tax free savings bonds. Where would you put it-please…
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advice wanted re: savings
i have a small amount of savings which are taxed, however i offset the interest with the tax, so my original amount stays more or less the same. as long as i can do this , i am ok however, now with interest rates being lowered, does it mean my original amount will decrease? as i will still have to pay tax on balance
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Halifax Guaranteed Saver Terms?
Hi, Can anyone confirm for sure the withdrawal terms for Hfx Guaranteed Saver 6.25% opened June 18th 2008. The current terms on line have changed and I cant find mine. From memory I think I can make 1 withdrawal, provided £5000 remains, without losing the fixed interest rate. Is that correct?
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ICICI rate drops to 2.95 plus new account
Just noticed that HiSave rate has dropped to 2.95%. When did this happen? Also, what's this strange new SuperSaver account which has appeared?
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Disgusted at Halifax mis-selling
When my 85 year old father, who exists on a meagre state pension, visited his local Halifax branch some months ago, he was persuaded to transfer from a standard current account to an 'Ultimate Reward' current account. He was told that the new account pays a higher rate of interest (around 2.5% rather than 0.1%). What they…
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Why are we saving?
I am a pensioner, relying on interest from my savings to live on. It is time all pensioners voiced their concerns over the way we savers are being ripped off by this government. If we all withdrew our savings from the banks the government would have to listen!
