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Is This Accont Any Good? Ulster Bank 4.1%
I have £30,000 that I want to save in the best account possible, I spotted the following account, does this look like a good option or are there better accounts available. I have ultilised my tax ISA. http://www.money.co.uk/savings-accounts/savings-account-details/Ulster-Bank-NI/eSavings-Plus.htm Thanks in advance
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Faster Payments for Tescon Int Saver
Does anyone know if the Tesco Internet Saver is capable of faster payments out of the account? I know I can transfer faster payments in from Barclays fine. Also is there any more hoops I need too jump through for getting money out of the Tesco account, as I have only added to the account so far? Cheers All
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Best Savings Account
I would like to know the following: 1. What would be the best savings account at the moment? 2. Whats the best capital guaranteed bond account fixed for 3-5 years? 3. Are there any fixed term savings account giving a gross return of 10% or over. Hopeing to invest 3 to 10 thousand pounds. Thanks
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14% interest two months tax free.
Do what I did Go to Superdrug Buy 25 booklets each with 12 Postage Stamps marked First Class. Pay £102.50 Keep the stamps until April 2009 when first class stamps will go up to 39p each. Your 300 stamps will be worth £117 Profit or interest on your investment £14.50. Percentage interest is [ £14.50/£102.5 ] * 100% =14.15%…
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Free £20 for opening ING Direct Savings Acc
I received a leaflet through post from ING Direct and said if i open a new savings account (current interest rate 3.5%) i can get free £20. All i had to do was to call on 0800 052 8867 and quote ING074. I called and opened a new account in few minutes...:j Its open to new customers only and you need to fund your account…
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Guaranteed Capital Bond...
I have a guaranteed Capital bond with RBS (Administered by their Life arm Royal Scottish Assurance) which I'd like to cancel early. I can get no sense from RBS today as their offices are shut due to snow in Bristol! Of an initial investment of £20k which after 6 years would yield a guaranteed £24k, am I likely to be…
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Advice needed
I have £2000 to invest is this wise to put this money into gold? If so how do I do this. Would this be the best site to use? http://www.goldline.co.uk/ Thanks
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Tesco share scheme..
Hiya, 4 1/2 years ago I entered into Tesco's share scheme - i'ev got £3500 locked up at the moment safe. Thing is, if i sell my shares now - i'll have to pay tax and NI on it - any idea how much that would be on 3500? I could wait till November (5 year period) which means I wouldn't pay any tax or NI, but don't know how…
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hold onto shares?
Hello I'm looking for some advice. Unfortunately my grandmother died last July. I am included in her will, and I have been asked by the solicitor if I want to hang onto some of her stocks and shares, in my share of the inheritance. Or do I want them to convert it into cash, and I'll take the cash? I have never had anything…
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Investment Advice
I am investing some money into an mini equity ISA: I have been investing 750 per month into the ISA. The investments are as follows: AEGON Global Bond 2%; Aretmis Capital 12%; First State Asia Pac Leaders 8%; Gartmore European Selected opportunities 15%; Invesco Perpetual Corp Bond 3%; Invesco Perpetual High Income 11%;…
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monthly paid intrest
Help please, I put my dad £100000 into a saga account, the interest is paid monthly which he needs to help pay home care fees. The account is coming to an end, I need an account that will pay the best interest and monthly. ideas please. Thanks Mark & his Dad.
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Gold - Tax?
If I kept £10K cash in savings then this is subject to tax on interest earned - I understand that. If I took £10K out of cash savings and bought gold bullion I would pay commission to buy and pay an insurance premium to the vault. I assume VAT is not applicable to buy bullion (from Bullion Vault etc). If I sold the gold…
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Is this allowed? (cash isa transfer)
My grandad has a cash ISA with natwest which has had £50 deposited in it this year, can it be transferred to a natwest e-ISA this year?
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Offshore Savings Account
My father is looking for a good return coupled with safety on his savings. He lives in Cyprus and wants an offshore account. The amount is in excess of £500k Not just looking for the best rate - but also a solid company (if such a thing exists) Any ideas or experiences?
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Mid-twenties, how much should I have saved?
I'm in my mid-twenties, have been working almost 18 months after leaving uni. I was wondering what would be considered a good amount for my savings? I have no debts (student loan pain off due to some nifty investments back in 2004/2005) and my monthly expenditure is relatively low, which allows me to save a large chunk of…
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Saving Chat - The Best Saving Rates
Which savings accounts do you think are the best?
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Gold Certificates
Can you please tell me how and where to buy gold certificates? I'm thinking about having some of my savings in Gold and don't think I should keep gold coins in the house. Please also tell me what you think about gold certificates for investing/saving? Thanks.
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selling shares for a house deposit
Hi All hope you can help. I have contacted my local tax office but was pushed form one office to another. I need to sell shares to get a deposit for a house, I have been told that if I invest the money straight into a property, I will not have to pay capital gains tax. I believe I can make up to £9,000 profit on the shares…
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Do you have an 'Egg Money' card?
I've looked for this on the forum, so apologies if someone has thought of this... Also, correct me if I'm wrong... I use my Egg Money card for the cash back. However, on this card, you can put money on to it. You can earn 4% interest, for 12 months, and earn a maximum of £200 per year. Doesn't this mean I can invest £5000,…
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What if bank rate goes below 0%
As a pensioner this is worrying me, should the interest get below 0 would the banks start chargeing me for keeping my money as well as me looseing income. If I was to remove my savings would they send me a cheque, if I just kept the cheque untill better times would my money be safe. Or would I have to keep it in cash. I am…