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Nationwide Member's ISA Bond warning.
Members` ISA Bond Exclusive to Nationwide members of 3 years or more, it offers competitive variable rates of tax-free interest.Effective from:01/01/2009 Interest rate 1.75% up to £10,000 1 Year Fixed Rate ISA Bond (Annual Interest) A tax-free fixed rate of interest over a fixed term. Effective from:09/12/2008 Interest…
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Should I stay Or Should I go YBS Vs Tesco
Maybe ive slipped up here been saving into the YBS regular savings account for the last 30 months but notice the interest rate is now low 4.25% as with most accounts. I can get a better rate of interest with Tescos currently on a regular internet account soon to be 5.1%, should I consider transfering the funds out into the…
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Best saving account for 16 year old
Hello , i am a total newbie to the banking world , i have one debit account but would like a savings account. My debit account is with halifix i dont have any direct debits.. just use that for online shopping or just to draw out money when i want.. but i would like a savings account to save up for big things like driving…
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New Saver
Scuse me if this isnt the right place to put this. Just a little general information before I ask a question. Im 23, just graduated from uni and 3 months into my first job. I earn about 21k and have very minor outgoings (£25 per week to parents for rent, and £30 per month on my phonebill, I dont own anything of value/drive…
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FAO Dunstonh
Check your pm facility please, thanks
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fixed rate bond or geb
would it be best to invest a lump sum in a fixed rate bond or are gebs worth considering i have used my isa allowance for this year:j
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How to save for retirement
I'm 30 years old and apart from my pension that I get with work I have no savings to help me when I retire. I was wondering if anyone could tell me what the best savings plans would be to look at as I want some sort of long term savings scheme that is risk free.
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Natwest - Cash ISA to e-ISA
Would I be able to change my Cash ISA into an e-ISA if I asked Natwest - how does it work? would I be wasting my time?:T ty
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Opening internet account help please
I am thinking of opening a Bradford and Bingley internet account tomorrow and have never done this before so please excuse my ignorance. I understand how to have monies transferred into my nominated account, but how do I transfer the other way from the nominated account into my internet account. I dont have online banking…
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Please delete this post. Had my facts wrong...
Please delete... me being silly p.s. Would be nice if we had ability to delete our own posts (assuming they had no replies). SC. d'oh. Got a reply as I was trying to remove it - might explain why. :) Lavendyr - I had my dates wrong anyway. It wasn't 9th, so as you say, there is still some time to go. SC.
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Hoodless Brennan Advisory Account
I have an execution only account at the moment but was also thinking of getting an additional advisory account. Does anyone have an advisory account? What benefits, if any, will this give me?
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Drip Feeding Please Explain
Hello, Can anyone explain drip-feeding from top saver to regular saver accounts. Surely your losing the intrest on your top saver Cant you simply drip-feed between two top saver accounts ?? I have read & re-read Martins explaination but my eyes keep glazing over. Thanks in advance. If it wasn't for bad luck i'd have no…
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Shares...Can Money Be Made in Ivesting?
I am not yet a homeowner and am going to take this year to my full advantage on saving all my money. I was given some advice on buying into some shares - To Be precise Royal Bank Of Scotland. I was advised that not only had they dropped to 0.50p from a once high £12 - but they are 60% owned by the government, so will most…
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Barclays 7.49% Savings Acc
I opened up a Barclays Savings Account and deposited £250 on December 27th to open it. The money reached the account before 31st December and the relating MSE article said that Barclays would keep the 7.49% instead of the 5.8% offered if the £250 deposit was made. I've just spoken with Barclays and the interest on the…
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ISA vs existing fixed rate of 5.8% (taxable)
I am having a bit of a dilemma.... I have received my ISA Icesave certificate which allows me to transfer the 6.8k I had in that account to another ISA. However looking at the rates for cash mini ISA's the top 3 appear to be:- Leeds/Newcastle Building Society - 4.5% variable Kent Reliance (under 26) - 4.26% ( I qualify)…
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Bank of England DERANGED?!
Am I the only one who thinks cutting rates all the way to zero is a seriously bad idea, wasn’t it cheap money that got us in this situation. Rather then learning any lessons the quick fix appears to be to do the same bloody thing again. Are the people of this country so stupid and frankly thick to simply ignore what has…
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I want to save/invest for my nephew
My nephew is ten and a half. He already has a savings arrangement with his mum, but I would like to put £40 away per month for him separately. With the current low rates of interest, which look set to continue for a year or two I was thinking of other ways to invest it and given the timescale, maybe other investments will…
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Sterling investment for overseas resident?
We are a retired, English, couple living in France, with some modest savings in sterling accumulated during our working lives. Our pensions are also paid in sterling. We have one, UK based, sterling denominated current bank account, and a sterling credit card. With the horrendous fall in the value of sterling versus the…
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Interest on ISA transfers
Hi I have just opened a new ISA, and was wondering how the transfer of my old funds works. I don't want to loose the interest I have earned so far this year, but also want to take advantage of the higher interest rate I managed to get Transferring from B & B easy ISA to Alliance and Leicester Thanks, any comments greatly…
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OPINIONS: Government Bank Deposit Guarantee
Understanding the technical £50k current limit on bank deposits, in practice do others share the opinion that there is effectively a 100% no-limit guarantee for private depositors in UK banks at least? In particular the Halifax with it's large government (public) shareholding? To save effort I understand it is safer to…
