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Best savings account?
Hi, Pondering the best savings account to setup in the current climate, I have an egg, cahoot, nationwide and ICICI one and I have an ISA so can't do that. Was looking at the Sainsburys & Tesco accounts. Happy with Internet only, would want access with notice. Any thoughts?
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where to put £5,000 for 3 months
Hello saving experts I have £5,000 to put somewhere but only until mid March 09 when I'll buy a car with it. I was going to put it in premium bonds but now I'll only be eligible for the Feb&March draws since it takes a month to be eligible:( So realistically(optimistically:D?) that would make me £100 from 2x£50 'wins' So…
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Electronic Verification
I have an ISA with HL and yet when I try to open a fund account they are lookig for ID - has anyone else had this problem?
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Mandelson - The Times
see: http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article5295879.ece Easy to see where Mr Mandelson's priorities lie! I guess he'll be happy when he forces banks to lower their lending and hence savings rates, and then wonders why they (the banks) are having problems raising capital…
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Where do I keep my student grant?
I currently have my student grant kept in a Barclays eSavings account. Ideal as my current and student account are with Barclays so it can be managed online. Unfortunately it's not collecting much now. Any tips?
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A great big stash of gold bars?
Ok, let's say financial armegeddon is heading our way by teatime on 3rd April 2009 (an arbitary date)....best to have some gold then. The thing is...I trust nobody in this world...nobody. Therefore, I'd want gold bars. The thing is ...how do you get your hands on the physical gold without the obvious risk that goes with…
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Capita Tracing Solutions - share payment due
A letter has turned up out of the blue, and it seems I'm owed a small amount of money :) It's from Capita Tracing Solutions about a tiny number of shares (50 only) which I held some years ago. The letter says: We are writing to you in connection with an unclaimed cash amount in your name. According to our records you have…
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Blah's "I don't like banks" portfolio
Aim: Invest in companies purely for dividend yield that exceeds the return available on high street savings accounts (this threshold nominally set at 4%). Strategy: A mixture of short and long term investments driven by the ex-div date and the price performance of the share. Growth is gratefully received but not expected,…
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Gilts and Bonds
How do you go about buying Gilts and Bonds? I've been looking at the H&L magazine and it would appear you can buy them as funds, can yo buy them independently as well, and if so where? Which is better?
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Wise advice needed please
Hi I’ve browsed (lurked I think it is called) on this forum for some time and have been very impressed with some of the advice I’ve seen. So, I decided to register and ask for some opinions myself. Hopefully I may be able to help others as well in the future. I’m posting this in savings and pensions as it relates to both,…
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Santander
How would I buy some shares in Santander (direct from them in my name) They've got some nice shareholder deals :) - I looked on their site (When it was up :s ) they have application forms for buying shares but it asks for my shareholder number but I don't have one of these :/ On the 11th (I think it is) its free to buy…
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Santander 2nd int dividend not received
I have an undated letter rec'd sometime last week while I was away, stating: "I am pleased to inform you that your account has been credited with the second interim dividend for a gross amount of £0.106280 per share for the shares registered in your name on 31st October 2008." I have my payments made direct into an old…
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Ice Save Isa Certificate
Has anyone received their icesave isa certificate, I thankfully got my money on the 19th November, but have not had a certificate so I can invest my money again, at the same time rates are dropping fast?
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New here
I have been lurking here and seen some great advice. I have a bit of a problem that I would really welcome comments on. 13 months ago we had a financial check up. At the time we had a 6 figure sum in the bank and ISAs. It sounds a lot and we ere going to enhance or pension when we retire in 5 years. We were told that we…
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Kaupthin Edge
I have a savings acct with Kaupthin Edge, there interset rate accoring to there web site is quite good @ 4.5%,can I \ should I put more money in,I am currently getting @2.5% some where else?[code]I don't quite undersatnd the ING thing.. Or shall I open a new acct with ICICI 5.5%? Thanks Steve
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focus 100
Hi all, I am about to sell a French property and bring my money back to the UK. How do i not lose out on the exchange rate. The sale price will be £60000 sterling as the buyer is british as well. Can the deal be done in sterling over here and just the fees due to the French notaire be paid in euros. Any one had a similar…
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Frisa
I have a Fixed Rate Isa Bond maturing on 21st December. On the form sent from Nationwide were suggestions where to move it to. I ticked the box that said 4.75% (might have been 4.85%) and posted it on December 2nd and received an acknowledgement dated 3rd December by which time the new 3year ISA was showing on N/W site at…
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Anyone out there got a crystal ball? FTSE?
I have been invited to 'invest' in a 12 month bond based on the FTSE & the blurb indicates that this is at an all time low. What do you think? How much further do you think it could fall in 12 months? My instinct is to avoid this like the plague but am new to investing so any comments welcome. Thank you in anticipation of…
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need help
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What to do with House Money
Hi All, We have recently agreed a sale on our home, we have exchanged and complete on the 19th December. We are renting for a minimum of 12 months before we buy back in, it may be longer depending on what happens in the market. This leaves me with a problem, what do I do with the money? I have savings also, which I have in…
