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Best (and safest) home for £20k for one year?
As the title suggests, I've £20,000 to put away for a year. Already got an ISA. Any suggestions on a good safe bet? Someone mentioned a bond? Thanks - Tonome
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Alliance and Leicester's online Premier Direct account - Query
It's says the interest of 8.5% is available on amounts upto £2500. What's the best way to make use of this? Would you lose the rate if you say put in £2500 then went over due to interest? Or is the itnerest added on annually in which case you could just stick in £2500 and then shift it out elsewhere at the end of the year…
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Post Office Instant Saver-appallling & Risky Service
Dear Friends I recently opened a Post office instant saver lured by the good rates and easy access. First impressions were good and on 6 June I went to my local Post office and deposited a cheque for transmission to them. The clerk scanned it in front of me and also gave me a printed receipt. The money was credited to my…
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Halifax likely to offer a good deal?
I've got 2 accounts with Halifax - a Student Account and an ISA. I've never given them any problems with either of them, and the balance on the ISA is quite considerable. I want to open a savings account. If I give Halifax a call, are they likely to be able to offer me a good deal, or will I just have the same options as…
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Really free investment fund swaps?
Hello, Can anyone tell me is changing funds in a fund supermarket refunding all front load charge really free (if jump is made from one single priced fund to another -without bid offer spread) in fund supermarkets like HL ? -or there are hidden costs (like dilution levy -how this works and how much it can be) and if yes…
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Now we now officially it's going to get a lot worse...
Chancellor Alistair Darling has outlined plans to give the Bank of England new responsibilities in his Mansion House speech. Speaking in his first keynote address to business leaders, the chancellor said the Bank would now be accountable for the UK's financial stability. WHAT STABILITY YOU IDIOT ??? He knows what's coming…
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W"hat to do with £80.000
Last post http://forums.moneysavingexpert.com/showthread.html?t=888359&highlight=JACKdaLAD Opened a direct savers account and linked it to my current account to make a income. There is £76.500 in there and becuase im not a tax payer im getting the gross amount off about £400. I also opened a isa and put the £3.500 in…
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Halifax Reg Saver - Are my calculations correct?
I recently signed up for the Halifax Regular Saver 10% putting in £500/month. I wanted to find out how much interest I would accrue over the year, so calculated it in excel but got a shock at how little it was. I found in a year I'd only make £50 interest and after tax (20%) it would be only be £40. Is this right? Have I…
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premier asset management 16% bond
can't find the thread. Has it been deleted?
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Safety of savings in the context of the international financial markets
I am presently on the continent. In some places here south of Channel, particularly in Germany, there is a lot of talk about the instability of the financial markets, increasing food prices on the global market, the recession in the US, escalating global inflation, skyrocketting gold prices etc. There are allusions (though…
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Bm One Year Fixed Rate Bond 6.75% Mob £1
Birmingham Midshires (HBOS) ONE YEAR FIXED RATE BOND launched w.e.f. 17.6.08. ONE YEAR FIXED RATE BOND: a one year fixed term post or telephone operated account with a minimum investment of £1 paying 6.75% on maturity (6.55% monthly). No earlier access permitted. Additions whilst issue remains open.
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Newcastle BS FRB POSTAL 6.80%
Newcastle BS FIXED RATE POSTAL BOND (Issue 2) will be launched w.e.f. 18.6.08: a fixed term postal operated account maturing 28.8.09 with a minimum investment of £5K paying 6.80% yearly. Access permitted on up to 25% of initial investment without notice or loss of interest. Additions permitted whilst issue remains open.…
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Nottingham BS FIXED RATE SAVINGS Issue 53 7.10%
Nottingham BS FIXED RATE SAVINGS Issue 53 launched w.e.f. 17.6.08: a fixed term postal account maturing 1.7.09 with a minimum investment of £1K paying 7.10% yearly. No earlier access permitted. Further additions allowed whilst issue remains open. 17 Jun 2008
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kaupthing edge
Hi, just opened a saver account with them. Is it free to make online withdrawals? All I can find in fees is £20 for BACS withdrawal.
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£1.5 billion return to united utilities shareholders
:confused: Anybody out there understand the ins and outs of this offer. I've been reading this for 3 days and cant work out how they are returning anything. In fact you recieve less new shares, so lose 5 x shares for every 22 currently owned.
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Index Linked Savings Certificates grrr
Or, O Smeg! Bought some earlier this month, the one with index linking +.7% only to get an email from NS&I today to say that the new issue is out with index linking +1%. What I want to know is what are Sir Steven, Sir Bob, Sir Germaine, and Sir Alan going to do about it?
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Yorkshire BS regular saver withdrawal
I have a Yorkshire BS Regular Saver and Internet Saver. I would like to make a one-off withdrawal from regular saver to internet saver. I was told on the phone that I can initiate the transfer online but that it will take several days until the instruction is executed. Is this correct? Has anyone tried this before? I need…
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how often do you review rate and move to new a/c ?
I have just done a review of some of my accounts and realise none of them are paying best rates I am a non taxpayer and have :- Abbey direct ISA ( previously converted from TOISA) ING WEBSAVER (hapy to keep till Oct 1 Alliance and Leicester Direct Saver HSBC online saver ICESAVE easy access All the above a fair amount in…
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Birmingham Midshires Rate Change
(Original info from YorkshireBoy via Stoozing.com) Birmingham Midshires have upped the interest on their new Issue 2 eSaver from 6.51% (now equalled by B&B Issue 3 Internet Saver) to a massive 6.52%!! Just guarantees who will be top of the best buy tables I guess...
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Easy Access Accounts
Hello I am wanting to put some money away, however ideally I would like easy access to it in case an emergency of some kind occured so I do not want it tied up for any length of time. Any type is ok (in branch or internet access only). I am prepared to invest upto £10,000 and would be grateful if anyone out there has any…
