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What to do with the money
Hi MoneySavers! My university course entitles me to a bursury of £3k/year. But I don't see the point in just spending it all on student life?? Unfortunately a savings account isn't an option for me, neither is anything relying on interest as a reward...which narrows down my options... How can I put this money to good use?
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Trading on the Stock Market .. Where do I start?
I confess to not knowing much about the stockmarket, but having come into a little money I wouldn't mind having a little dabble to the tune of about £5,000.00 .. Maybe even £10,000.00 if I feel that confident. Im guessing I will never gain the information I need to do trading solely on my own, and bearing this in mind I…
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tessa only isa ???
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Blooming Barclays Stockbrokers!
I thought that when my mum died in November 2004 and her account was closed in March 2005 that the problems with Barclays Stockbrokers would be over. I was wrong! Briefly, whilst my mum was alive I handled her afairs and virtually every contact I had with Barclays Stockbrokers was a disaster! They repeatedly failed to ask…
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where to put £3000
Will be getting £3000 soon and wondered where to put it to get most inerest. Will most likely be needing to draw if not all but some of it by the end of the year Any ideas?
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KAUPTHING-EDGE new top savings a/c ?
I can't see that this has been posted elsewhere, so - shouldn't the new Kaupthing-Edge savings a/c be shown as the new Best Buy instant access savings account? It's 6.50% with a guarantee until 2012 [I think, from memory]
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Changing over ISA
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Halifax web saver - can't deposit at branch?
We have a Halifax variable web saver account (5.01 gross p/a). We opened the account, transferred £1, and then a week later deposited £50 in cash at our local branch - there was no problem with this. Last week we deposited £100 at our branch, and the cashier chastised us for doing so - apparently the internet saver…
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Financial Services Compensation Scheme - Interest payments
Please note that if a bank goes out of business, that interest accrued on deposits held there will be paid by the FSCS until the date at which the bank goes out of business. If it takes the FSCS six months or more before it pays you out, then you will not earn interest on the monies during that interim period.
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scottish bonds
Hi, does anybody know anything about scottish bonds, from scottisch bond assurance, as an addition to cash isas. their leaflet says you can have both at the same time, but what's the catch!??!?! thanks Danielle
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Savings accounts I can't easily 'see'.....
Hiya, I just wondered if anyone knew of any good savings plans/accounts that I can't access from online etc? I used to have one of those over the counter books, and I saved loads because I never 'saw' what I had access to - both my bank accounts have internet access and I can always see my savings and it's far too tempting…
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Urgent advice please
Last year,on the advice of people here and others I surrendered my Scottish Life with profits endowment plan.It was doing very badly and although I havn`t claimed,it would appear to have been mis sold. I received a cheque for £28,883.58. Today I have received a letter from them saying that i have been over paid.and that…
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friendly societies
Have just come across these as a tax efficient way to save. Don't understand them - can anyone enlighten me please. Are they any good to save £25 a month?
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HSBC 8% Savings - whats wrong with that?
I know that Martin has talked about HiSave ICICI being the best Savings Account - but i wonder if others may've crept up ... I've noticed a few others with higher Interest rates flashing away on their sites, but wondered if there were catches to the account which effectively made them not as attractive - what do ppl think?…
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Help £205k + To Invest 4 Months
HI! ANYONE GOT ANY IDEAS FOR BEST WAY TO INVEST £205K NOW AND A REGULAR £3k EACH MONTH TIL BEGINING JUNE 08. NEED TO TAKE OUT LUMP SUM OF £105K IN ABOUT A MONTHS TIME. THANKS FOR YOUR SUGGESTIONS!
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Newbie needs help please
Hi I have trawled this site and think I have a case of "TOO MUCH INFORMATION" I want to make the right investments for my future but there is so much to take in so here goes My Finances £63000 owed on a 13 year mortgage 1. My Wife has £2500 to invest 2.I have just opened a NS&I Cash Isa with £500 and plan to add more to as…
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New Saver needs help/advice
Hello, I am new to MSE and really need some advice from experienced members. I have paid off my debts recently and am now looking to save, I will have anywhere between £600-£1000 to save monthly. These savings will be needed for when I want to put a deposit down on my first home in the next 2-3 years. Can anyone advise me…
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Saving rates as a non taxpayer
Hi savers OK so I have been reading the Forum for a while now and still not sure about something....it seemns logical to me but there's rarely any advice about using your tax free status. I've searched the back threads but can't seem to find much info. Common advice with savings is to open an ISA as it's tax free. High…
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Index Tracker in ISA transferring to Cash ISA??
Quick question I currently have a small amount of money in an Index Tracker inside an ISA. Is it possible to move this into a cash ISA instead, I don't know whether it is. Thanks
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Best Savings for Children
Hi all, I hope l don't sound too thick here but l've got a question or two. Firstly, we opened a Childrens Regular Saver and Save 4 it account last year for my son - swayed by the 10% interest promise... We saved £800 for him this first year and the interest came in at £40 l've questioned this and requested a breakdown of…
