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smile
Now those of you who have read my other posts will know that I am an ardent fan of smile. They have good customer service and a decentish website. Their offerings are not always up there with the best, but I've been happy with them on and off for a good few years now. Recently, however, they've started to make me think…
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Advice needed! - Where to put £500 per month?
Hi Folks, I have around £500 per month to 'put away' what would be the best thing to do with it? I'm a 25 year old male with a small mortgage and no other debts. Living in Northern Ireland so can only access branches of abbey/alliance & leceister/nationwide or NI banks (i.e no barclays or nat west unless its totally web…
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Investment Trusts (Russia & Japan markets)
Folks – I have about £3k of savings I put by. As a way of making this money work I’d thought of putting it in a Investment Trust, anything that would go over the best bank interest rate would be a bonus. I was looking to Neptune’s Russia Fund and maybe Axa Framlington’s Japan. Russia performed well last year and Japan is…
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Cahoot Direct Debit Deposits are no more
Just got off the blower to Cahoot, who I have a current and savings account with. Both accounts allow money to be deposited into the account via pre-arranged direct debit (ie no days loss of interest, in contrast to a BACS transfer pushed from the other bank). Over Christmas there was a secure message to advise that this…
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US dollar share dealing
Hello all. This is my first post so hope i will get some replies to my questions. I've just inherited around $5000 in the good old USA and rather than convert it back as i dont really need it, i would rather buy some US index tracker shares in US dollars. Can i just open up an account there ?(I have a relatives addresss i…
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icesave and monthly interest?
hi, im not sure how the monthly interest thing works with icesave. i have only transfered my savings there just under a month ago and chose the monthly payments and to automatically transfer to my linked account. when i check my icesave it does not state how much was earnt for the month it says nothing except the balance…
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Help Needed With Savings!!!
Hi all, As you can see I'm a complete newbie here, but was needing some help and everyone seems to know what they are talking about. I recently split with my partner and after buying myself a new house have been left with around £7k. I know its not a fortune but i would still like to invest it wisely otherwise I know I'll…
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Nationwide Current Account
Morning Guys A Girls With A Nationwide Current Account Do You Have To Pay Your Salary In Or Can You Just Pay In A Fixeed Amount Each Month? Thanks In Advance.
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HELP!!!Going bananas / info overload...
Am trying to be savvie, have got a car loan on 0% and want to feed this loan from a lump sum....being new to all this money moving am finding it a nightmare to find a good rate of interest on an account and be able to pay to loan account by DD...HELP!!! any ideas....have trawled through ICICI, All + Leic etc non of which…
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Direct debits from lump sum savings?
Am trying to be savvie, have got a car loan on 0% and want to feed this loan from a lump sum....being new to all this money moving am finding it a nightmare to find a good rate of interest on an account and be able to pay to loan account by DD...HELP!!! any ideas....have trawled through ICICI, All + Leic etc non of which…
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ISA or Pension scheme?
Hi all, Advice needed please. I need to setup some sort of saving scheme for a pension. Is it better to go with a pension company such as Prudential or just save a certain amount in an ISA account myself? Also, if I have an ISA account, can I still withdraw money from it on a daily basis? Thanks for your help. Christian
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Building Society Signaways
Anyone got a updated list of Building Society signaways, which ones are 5 years or life time sign aways.
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12.5% Barclays Regular Saver
Just spotted this, new customers only, offer on for the next 2 months. http://www.personal.barclays.co.uk/BRC1/jsp/brccontrol?site=pfs&task=homefreegroup&value=9234&target=_blank
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Islamic Student Account?
Following the link provided below, apparently Lloyds TSB offer an islamic student account: http://www.lloydstsb.com/current_accounts.asp#students What's the difference between an Islamic Student Account and a Multi-Religion Student account/normal student account? Why isn't there a christian/jewish/hindu/seek student…
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US $ Savings account
Hi, I have a reasonable amount of money (possibly $20-30k or so) in the US, earning a (poor ?) rate of 4.5% FIXED. This however is GROSS as I do not pay tax on these funds (permanent uk resident). I realise it would be stupid to bring the money to the UK both because the exchange rate is awful at the moment, but also I…
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Best place to put this little lot? Wreckless student here...
Bearing in mind that I earn less than the taxable income so am eligable for gross interest, what would be the best place at present to put my money? It's too tempting just sat there in my current account. I don't want to throw it all away on a car, or something equally wasteful... I have £2650 student loan plus around…
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career question
Dear Guys A Girls, I Want To Be A Financial Advisor Is An Accountancy Course The Way To Go For Me? Thanks In Advance.
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mortgage / isa / savings / future.
Happy 2007 to everyone, It comes to the time of year where i think everyone or maybe just me looks into there finance`s and comes up with some new plans. My situatuion. Age 25 Company pension contributions £86 a month (6% of salary + matched by employer) House (not lived in by myself) mortgage outstanding 15440. (Value 80…
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Which Savings account for me?
So I've decided that this year I'm going to start saving, but Im not sure whats the best method for me. I plan on putting a set amount every month from my salary into the account, but along with other fairly random amounts. Over the last month-ish I've managed to sell off a load of old games and DVDs and the like on…
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Premium bonds - prize draws up?
Hi, just a quick bit of help. Am I right in thinking this months premium bond winnings have been updated? I have just checked and there are 2 x £1 million winners. If they have been updated, I'm sick to death of the things! :mad:
