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Saver Advice?
Hi, I have recently come into some money and wondered what the best next step for me should be. I would bung it into an ISA but I'm thinking of buying a house next year, and need access to it. I just don't want to leave it in my HSBC flex saver account when it can work harder elsewhere.
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Skipton BS launch Christmas Saver 6.80%
I just thought that fellow regular saving MSE's might like to know that Skipton BS will be launching a Christmas Saver (regular savings account) paying 6.80% interest. As it's name suggests, the Christmas Saver is aimed at helping people spread the cost of the festive season (2007). Key features - It is a branch-based…
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5% withdrwal bonds
Has anyone experience of these bonds? Apparently you withdraw 5% tax free (your own money) and hope that the bond will increase by more than this amount. These bonds can be in shares property or with profits. My father in law had one with M & G:j . Over 20 years he had all his money out and the bond was still worth the…
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New Savings Account - UK stay less than a year
Hi, I need to open an account for my wife, with ICICI Bank. I have been in UK for last 7months and have account with Lloyds TSB. Unfortunately, my wife does not have any document (e.g. Utility bill) on her name that can be used as proof of address. :o Is there any way I can open account with ICICI and what will be the…
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Need some advice please
Hi, My dad has recently released some of the equity in his house, and has kindly offered me a fair amount to put towards buying my own place. The money is currently sitting in his savings account, ready to transfer to me whenever I ask him to. BUT - I seem to recall reading something about "Restrictions or law" regarding…
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Secure savings Investment
Hi to all, Ive recently come into a sum of money from an accident (insurance payout) that i want to invest, without risk - as it will be needed in about 4/5 years for a further operation. The total sum is £25,000. Ive been told a few things, invest in premium bonds, stocks & shares, A&L saving (already hold account) &…
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Best Index Tracker
Anyone have an Index Tracker? Anyone know who is offering the best Index Tracker out there at the moment? Spoke to a few folks in work, and a few freinds also, and they seem to think Legal and General are pretty decent and cheap with their fee's. But thought its worth a post and see what the MSE community think and say.…
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Aberdeen Assest Managers
Beware of of this firm who run Edinburgh Investment Trusts and the Dunedin range, amongst others. They received my request to sell holdings on the 5th December. These were sold the following day, 6th Dec. Setlement was due to be made three days later (why?). On the 19th Dec I received their cheque, which was indeed dated…
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savings account or mortgage
hi - i will be recieving some money shortly just under 30,000. my mortgage is fixed at 4.89 for about 4 1/2 years and i can over pay. would i be advised to pay my money into this, or use a savings account? the alliance and leicester i believe is 5.64 but with tax what will this be ? thanks ben
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What's Your Savings Goal?
Hey, Just wondering but what is everyone on here saving for? Personally I'm just finishing off paying off my debts but I'm going to save up to move to Ireland and begin a new life. Things are a bit stale lets just say lol. Matt
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Advice on best account..
Hi there. I recently came into nearly £2,000 - and I am now wondering what I ought to do with it. I'm a student, so I could very well just whack it into my normal Nat West account and use it to make the rest of the year that much easier, but I would like to save £1,000 of it for my year abroad next year. What is the best…
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Barclays savings accounts - cash deposits
Sorry if this has already been answered. If I pay cash over the counter into a Barclays savings account at a branch which is not the account holder's branch how soon is that available for withdrawal?
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8 years old and getting taxed
hello all am after a bit of advice. when my daughter was born 8 years bk i opened a bank account up with the lloydstsb for her. its a child's savers. going back 2 years ago i noticed she was paying tax on her interest. i informed the bank of this and had to fill forms in. last year her statement came and notice she was…
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Buying Nasdaq Shares
I want t obuy some share in am American company which is traded on NASDAQ. I can't do it through hoodless brennan, at least i don't think I can. Does anyone know of a site I can use that's not too expensive? Thanks
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Portman website gone
Does anyone know why https://www.portman.co.uk is now redirecting to the mortgage works (portman btl and sub prime lending website specifically for professional intermediaries). I was only going to have a look see if they have answered the question yet as to whether junior members with savings accounts will qualify for the…
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online discount broker for UK, EU, and US exchanges?
Hi everybody, I'm a small investor and I'm looking for a discount broker with the following characteristics: - allows to buy stocks and ETF's on the US, UK, and other European exchanges. I will be doing low volume, no more than 10 transactions / month. - allows to keep cash in Euros, with good interest rates - has low fees…
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LSL Property Services PLC Sharesave
Hello, My wife has received the opportunity (along with everyone else in her company) to participate in the above. It means we would need to save a set amount every month for three years (between £5.00 and £250.00 each month), get a guaranteed tax free bonus and at the end of the 3 years get the chance to buy shares in LSL…
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i'm nearly ready
i've nearly cleared my debt now (thankfully) so it's time to start putting into place some savings (i also dont have a pension) i'm not too keen on taking risks had a pep before that lost me money ..i'm looking for a place where i can save say £100 a month long term and £150 a month short term ..any advice????
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Nationwide Portman Merger - Charitable signaway
Sometime ago I asked the Portman what would be my Membership status, as I have signaway on my Nationwide but not my Portman account. Here's the answer. "The subject of charitable assignment has been diccussed between the boards of Nationwide and Portman who have also taken legal advice on the matter. It has been agreed…
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Best regular saver
Hi all, Been away for a long time, but back now! Just wondering what the best current regular saver is? I am going to try and save £250 a month if possible! ANy help would be appreciated, All the best steve
