-
Ipswich Target Saver Issue 2
Hi I have recenty added this account to my regular saver portfolio now going to set up the standing order online, can someone please confirm the relevant details for the standing order mandate thanks in anticipation
-
Icesave opening account - confused
During the application process they ask for your bank details and initial deposit amount, which I provided assuming they would take this initial deposit by DD. At the end of the application I got this message " You have chosen to transfer funds from another bank or building society account to make your initial investment.…
-
Standing Orders
Hi everyone! I have recently set up regular savers with various accounts. I was wondering when the best date is for a standing order to go through? (assuming you have the money there for it to go through!) Would it be the beginning of the month? (i.e. 1st or 2nd) as it allows you to gain more interest? Also, how long does…
-
Halifax Childrens Regular Saver
Hi to all MSErs, My wife and I are joint account holders on our HFX childrens regular saver. We have 2 children we put away £100 SO monthly and this is our second year. I don't know if it's possible if we could have opened it on separate account instead of joint trustees so that we could contribute £200 monthly to each of…
-
is Co-op Fixed Term Deposit interest taxed before being paid?
I have a Co-op Bank Fixed Term Deposit account that has recently matured, and I opted to have the interest paid in a lump sum on maturity. However, I'm not sure if they have already taken the tax off before paying it - the T&Cs just say that it 'is taxable', but don't specify if it's taken off by the bank or not, and when…
-
A & L Monthly Under Funding Charge
Becareful if you started an A & L account a while ago to claim the "FREE" £50s for recommending friends - I check my statement online and found that I have been charged a £5 monthly underfunding charge for the past 2 months. You need to put £1000 per month in to avoid this charge. I've closed both my accounts with them (I…
-
Lloyds TSB premier current acc
I have just applied to open this account. On the application form it asks if i agree to the monthly charge,but I can find no referance to it or what it is anywhere else. Does anyone know what this charge is. Thank you
-
Buying Shares that are not settled by CREST....help please
I am trying to buy some shares on NASDAQ and some on the LSE (International) neither of which are settled by CREST. I have opened a SelfTrade account ( thanks to someone on this site) but they don't trade in the shares I want to buy because they are not settled by CREST. Please does anyone know of an online broker that I…
-
Advice needed for my savings.....
Hi I have £7000 to invest & I would like some advice on where to put it. I dont need access to it but I would only like to have it invested for 1-2 years where I cant touch it. I have done an ISA this year & as I understand I can only do 1 a year with a maximum of £3000. Any help appreciated. Thanks Marc.
-
Carry Trades
Hi I've just been reading about how some companies are able to borrow Yen and invest that money into high yielding assets in western banks - a concept known as "carry trades". But i am wondering if individuals can do this as well. If it is possible does anyone know how? Thanks in advance :)
-
What do alliance and leicester mean by this email?
Hi there, I have a few accounts with the alliance and leicester and today received this e-mail from them part of which reads, "The rate on your account has decreased significantly in relation to the Bank of England Base Rate. You are free to transfer, withdraw your funds or close your account without notice or penalty…
-
Childrens Trust Fund Savings Accounts?
I've been looking at setting up a savings account for my new baby, Halifax Web Saver fixed (5yrs) will give me 5.6% which seems quite good, But is it better to find a specific savings account started with the government £250 voucher for the child? And does anyone have some tips on where I'll get the best investment? I want…
-
Premium bonds and Investments
I just wondered what sort of figure do people normally invest in premium bonds and the investments that have an 'up and down' risk according to the market if you know what I mean. I have been left a substantial sum from inheritance and before it goes into my bank I'm investigating ways to stretch it. I will put some in an…
-
Bond maturing dates
In the Bank of England December minutes it was noted we are in a rebalancing phase. Eventually rates will be cut but how does one arrange savings' maturing dates in a portfolio ? (say spilt between 2,3, and 5 year ) Any books to recommend ?
-
What To Do With My Redundacy Money?
I am due to get my redundancy money at the end of January. I was thinking of investing £3,000 . Should I go for a ISA if so any recommendations? When should I be setting it up etc? Thanks
-
A&L 5.64 account
This account appears to have a good rate except you lose interest for the month in which you make a withdrawal which then knocks to rate right down.But would I be correct in thinking that if you closed your account on the 1st of the month all you could lose would be 1 days interest.If this is the case then this would be an…
-
Premium bond winning - missed expiry
Hi, I won £50 on the premium bonds in September; the cheque was dated Sep 8th, and on the cheque it said it had to be cashed within 3 months. Unfortunately it slipped my mind and now it's too late. Is there any way to get my money?
-
Short-selling shares
How can I short sell shares? I have a Selftrade Dealing account, but their online application for a CFD/Spread trading account tells me that I don't have enough experience. For one thing the application asks how many times you have traded at margin. I have never traded at margin because I don't have a CFD/spread trading…
-
Scarborough BS Click and Save 5.50%
Scarborough building society is launching a new Click and Save account paying 5.50% (guaranteed until 31st January 2008). It pays annual interest on balances of £1,000+ and provides easy access without notice or penalty. The account will be available for a limited period from 22 December 2006. To apply you can complete an…
-
Northern Rock Online Silver Saver
Anyone know when they pay the interest into your bank a/c (if that is what you've chosen). I thought someone said it was the 19th but nothing has appeared. The old a/c used to pay in on the lst of the month which was great
