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saving for 16year old
Hi I would appreciate if someone suggest where to put £6K .This money will not be used for atleast 2 years. Averi
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Clarification of takeover offer
Hi. I would be grateful if someone in the know could clarify the following statement: Shareholders will receive 1243p in cash for each ordinary share of GBP 0.0691. Number of shares owned: 20 Total value of all shares: £240 What does this mean? Surely it can't mean the shareholder would be paid £12.43 for every £0.0691 of…
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nationwide fixed rate isa bond
hi i have £6,250in nationwides fixed rate isa bond that was paying i think 5.13 they now have sent literature for a new rate on the bond of 5.3 . i dont need to use the money for 2 or 3 years or any withdrawals have you any suggestions if this is the right place for my money i have looked on here and it just baffles a bit…
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Alliance & Leicester Direct Saver 5.64% AER
I have about £35000 that I would like to invest. I intent to use some or all of the money later in 2007 for improvements to the house, so will need access to it with say, one months notice. A quick search on MS Money returned the A& L account as being the best rate payer at 5.64% AER. Does anyone have any knowledge of this…
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Time to Pay off Mortgage?
We currently have an offset mortgage of £18k with Intelligent Finance (IF). I know the old received wisdom was not to pay off your mortgage as there was tax relief back then and also you could make more money from investing rather than paying off the loan. But is this still true? I'm not a great fan of IF so would be quite…
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Yorkshire BS savings and BACS transfers
I'm aware that BACS transfers between accounts with different "suppliers" can take up to 5 business days, but has anyone else found that Yorkshire BS seem to be slacker than most when it comes to outgoing transfers from their savings accounts? When the going was good with ING, I used to regularly transfer between my First…
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best three year bond
Hi, I want to give my daughter some money for her gap year (three years time) but want to restrict her access to it. can anyone recommend a savings account where the cash is secure an unaccesible for a period of time? thanks lozzer
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Coming Into Money - Pay off student loan?
Hi all, I'm currently a student, and will be coming out of university next summer with about £13k debt (Student Loan). Around the same time I will be coming into about £15k. The thing is, I'm not sure if I should pay the Student Loan off completely, leaving me with about £2k, or use the £15k as a deposit for a house or for…
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Do I cancel Lloyds Reg Saver and start all over again
I'm kicking myself. Today I realised that I needed to transfer £1,900 from my Online Saver to my Current Saver in order to feed some Regular Savers. Stupidly I clicked on my Regular Saver account instead of the Online Saver and within 15 seconds I realised my mistake. I rang the Call centre, and as I later discovered in…
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help needed for first timer
Just searching the net and found this site and what a great site it is. my new years resolution is to start saving properly for a deposist for a house. i want to try and aim for around 20k . ive just got a basic barclays current account that my wages go in to and have £4,100 in there and want to do something with it . im a…
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Barclays Regular Saver WITHDRAWN!
Hello Everyone! I was going to open a Barclays Regular Saver this week (10% gross) but I went to the website and I think they have withdrawn it!! I might go to the branch to try to open one... but i really hope they havent withdrawn it yet because I really wanted to open one! Can anyone confirm this? Has it been withdrawn…
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£4000 what to do with it??
Dear all, I'm looking for some advice. I graduated from Uuniversity nearly 2yrs ago, since then i am now in employment. However, i am yet to pay any of my student loan back and as yet it has not been setup to come out of my monthly wage. Is this something i should do or is it setup automatically?? Secondly, my parents have…
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Sold House -Need somewhere to put cash for 6 months or so
I've just sold my house and I'm fortunate enough to have £250k 'free' which is currently residing in my Egg Savings account. I need this for my next house but at present I'm in limbo and renting and may be for the next 6 -12 months - so the advice I'm after is where should I stick the cash where it must be SAFE (no risks…
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ing direct type multiple accounts
I want to know if there are any other accounts like Ing Direct where you can have multiple accounts open under the same name. I like the ability to have 10 accounts with the same provider but have noticed that their interest rate isn't that great anymore. Any help would be gratefully received. Cheers Viv
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savings
Is it best to keep money in an issa at 4.5 % or place the money in a mortgage savings pot to reduce the interest payable on the mortgage at 5.75 %? The interest saved goes into the savings pot. therefore the savings pot increases monthly. Can anyone help.:confused:
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Small time share holdings, is it worth it?
Hi everyone, some of you might have seen my DFW thread, basically by Mar 2007 I'm only going to have one more debt outgoing and so I'd like to start investing some money. I used to watch the money programme on BBC2 and I remember someone on there saying "haha, I really don't think it's worth anyone doing any single deal…
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Good savings account for 16/17yr old
Having promised sums of money in return for exam grades, and with good results having been achieved, I need to give my girlfriend's daughter £100 which I'd like to put into a savings account for her - its up to her what she then does with it (eg take it all out!) but I'm optimistic that she'll retain the account and add to…
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A Few Ideas For The Future - Suggestions Please...
hi there. i am on the last stretch of the debt free road and am now spending a lot of time considering possibilities for future savings. my situation stands fornow like this: £960 lefton overdraft and just under 3k left on loan. i plan to pay overdraft of within the next ten weeks. then i am just left with my loan, my aim…
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Aliiance & Leicester DirectSaver
Hello. This is my first thread t this forum. I applied for a DirectSaver account and has got the account no. I want to transfer a small amount money first, you know before I transfer 5000. however I found I could not do this. So two question: 1 Must I transfer at least 5000 pounds for my first time? 2. I transfered from…
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Use ALL savings or find a loan?
Hi, I have posted in the loans section. But only 1 kind person has replied so far!! We are having an extension built in Feb and are pretty close to having saved enough for the building work. BUT this will wipe out ALL of our savings and will be a stretch to afford it. What are people's opinions on using all our savings,…
