-
Savings etc
my wife and I have just paid off the mortgage and have approx £50k to stash away. We want to buy more properties to renovate so the money cannot be locked away for a long time. My wife is a teacher on approx £37k, I am currently recovering after renovating two properties! Karen wants to retire after 25 years service approx…
-
ISA Inheritance tax.
There was an article in the Times, which explained about ISA's and that they are not exempt from Inheritance Tax. Is there any way of saving money which isn't given back to the governement when you pass on. Cheers
-
Short term saving advice for newbie money saver!!
We are hoping to exchange on our house next week. We'll have a small bit of cash - about £10k... which we will want to use as deposit on next house, when we find one (currently renting). Does anyone have any advice on the best place to stash the cash? We want to get as much interest as poss, but would need to have…
-
Investment Options
I've looked at various ways to make my money work for me myself, as I'm sure I can do better than the typical 5% interest PA offered by Savings Accounts. PEP's were fine whilst they were growing (averaging around 25% PA) until, that is, recent years when the 'paper' loses in single years were greater than the 'paper' gains…
-
ICICI Salami Slicing?
Does anyone else have a strange balance on their account like this: [HTML]Date Description Credit Debit Balance(GBP) 23/08/2005 TFR0123456789 99.00 - 99.9999999999991 09/08/2005 CHEQUE DEPOSIT 1.00 - 0.999999999999091[/HTML] I know it's just a fraction of a penny, but I'm curious about where the rest of my £1 went to. Am I…
-
share dealing
This may sound stupid But how do you select and buy shares? ive looked on dealer sites but there appears to be no starting point want to start very low and build confidence
-
Another ICICI thread
Just viewing my account and at present its £100.42 (rich me) But I'm just wondering what one transaction is, the account looks like this: 1 310805 20% charge withheld 0.11debit 2 310805 interest 0.53credit 3 190705 cheque deposit 100.00credit what on earth is charge withheld?
-
Kent & Reliance mini cash ISA
The rate from today for their direct ISA is 4.96% and they do accept transfers. They pay this rate on all amounts from £1 up. http://www.krbs.co.uk/
-
A & L Maximum in online saver or not ?
Today I have received the interest on the maximum savings of 25K in the A & L Online saver Issue 1. Have already bounced the interest out to another account as a telephone call to A & L confirmed what many of you have already said that any amount above the max of 25K earns no interest at all. So..... the question is - If,…
-
Bradford & Bingley cuts interest rate
Bradford & Bingley have emailed me to say that the interest rate on their eSavings Account will be reduced from 5.10% gross p.a. to 4.85% gross p.a. from 4th September 2005. These figures are for interest paid annually.
-
How do I change name on share certificates
Dear all, I'm after a bit of advice and i will apologise in advance if I have posted this on the wrong site. Just over a month ago my father passed away, he was an extremely organised man so between myself and my mother, we have managed to sort out most of his affairs and put everything in order. However, he owned shares…
-
Premium Bonds - Any Good?
Hi, Im new to MoneySavingExpert and this is my first post - so hello to you all! Well, I have taken the plunge and invested the minimum amount in my first premium bond - and just really wandering what experiences people have had with them? Also, I signed up online a week ago today and they have taken the money but I havn't…
-
Buying BA shares for perks.
Does anyone know what perks British Airways offer for shareholders? Considering buying some shares but not sure what the minimum holding is. Anyone know what it is? If we go anywhere, once a year trip, we like to go from our local small regional airport rather than the hassles of travelling to Glasgow/Edinburgh etc,…
-
Stakeholder Pensions or where next
hi folks im now a money saving addict !!!!! im trying to decide if a Stakeholder Pension is right for me since getting myself out of credit card hell ive continued to live in the same way just putting the money into savings instread ive evough money in cash isas and savings accounts to last me at my current budget for 2…
