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savings account - stopping the taxman??
Ok I'm trying to get more clued up about savings accounts. (See previous post in this forum). I'm a complete newbie when it comes to money and savings so need as much help as possible. As I understand it (do correct me if I'm wrong, please) since I'm a student I don't need to pay tax (yet) so if I open a savings account…
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Finding out the interest rate.
Is there a site that lists all the current Isa rates. I would like to check my previous years Isa's to find out what rate they are paying now. Am I able to transfer them any time during the tax year?
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What is best?
Currently saving about £250 - £300 a month in a NSI investment account only really just started to save (£2450 saved currently). I really need some advice on what will give me the best return on my money, however i don't want to be tied into monthly payments and i want quick access to my money. Any ideas would be…
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Best Interest Earner for a Short term Investment?
Can somebody suggest where I can park my money for about 5 months and earn a good interest? :confused: I have about 5K to invest! :j
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BoE Base Rate
Not being an economist, something that's always intrigued me. The BoE has just cut the interest base rate to 4.50%, but what does this figure actually correspond to? Also, why do rates only ever move by 0.25% - at times when a decision is marginal, wouldn't a smaller move possibly be better for the economy?
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Best 1Year fixed rate bond min £2500
My 1 year MBNA FRB has just matured - 5.8% AER.Gross They are now offering 4.8% for 1 year - Can anyone beat this for a 1 year fixed rate.
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Interest rates question
Today I went to a bank to start a student account. This particular student account had an interest rates of 2.5% gross p.a, 2.53% AER and 2.00% net p.a. Right, I am no interest rates expert, but when the desk-woman told me that interest is paid monthly and therefore if I were to deposit £1000 in my account, I would get £25…
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N&P 8% Regular Saver
more info here... http://www.npbs.co.uk/savings_current/eight_percent_savings.htm Not as good as Cheshire, too many catches.
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What new RS accounts can I get into?
Currently have Abbey, Halifax and HSBC - Abbey and Halifax expiring in October, HSBC in February - plan to renew Halifax (and HSBC in Feb if they are still offering it) Three others I am aware of are Leeds BS (7%), Cheshire BS (8%) and Derbyshire BS (5.85%) Any others? What are the specific quirks with each of the three…
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FirstDirect eSaver - get the full 5%!
FirstDirect's eSaver is designed to fool people with a high interest rate figure while in reality it can easily drop well below its competitors' rates. Make one withdrawal and your annual interest rate effectively drops from 5% to 4.58%, make another one* and your interest rate plummets to 4.16%. But utilize the eSaver as…
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Interest on £10,0000
Hi, Would anybody be able to tell me the interest £10,000 would have accrued in a reasonable savings account over the last 10 years?
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£50 free for opening an account
Hi, Not sure if this is in the correct forum but firstdirect are offering £50 to people if they open a current account, I have copied this from their web site- For a limited period, when you apply for a Bank Account online and transfer your salary/income, we will add £50 to your account. Joining incentives are valid for…
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Saving advice for a new saver..........
Thanks to MSE, I have a bit of regular money to save :) I usually save about £100 a month in my PO investment account. But now I have about £200+ more than that a month, that should be going into a better place. Just not sure where that better place is! Any advice please? I would like to know I was getting the most for my…
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One year Fixed Investment
Hi Mates! I'm new in saving just want to know a best deal for one year fixed savings. I want to invest £10,000. I don't mind even I have to give a notice of 3 months, Any good deal?
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Leeds & Holbeck 7% Regular Saver
Acording to Moneyfacts, Leeds will be launching a Fixed Rate Regular Saver on 12/9. Min Monthly deposit £25, Max £100. Not as good as Cheshire but still 2.5% above base rate!
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Help needed - instant access savings accounts
Hi Hope you can help. I have recently sold my house and will have approx £74000 profit. I will be moving in with my parents and so will be looking to buy in the next few months. I am wondering where to put my money as i will need to be able to get at it asap and would like monthly interest paid on it. I would also be…
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US dollar account
Is it possible to get a US dollar account over here in the UK (or if better US) and when the £ to $ rate is good save up init. As I have holiday home in the US (only a time share so nothing special) If so could I transfer money into easy enough from £ To $ using online banking. My main UK bank is Barclays would it easy to…
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Required: Free Phone number for the Ipswich Building Society
I've checked on the alternative telephone number website http://www.saynoto0870.com/ and cannot find an alternative or freephone number for the Ipswich Building Society. Does anyone know a freephone or alternative? Thanks
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messy savings!
I am a bit of a compulsive saver. Despite being a single parent on a moderate income I manage (with big thanks due to this site!) to save a fair bit of my income. My current savings have been build up over the last three years, when I put all my previous savings into buying the house I now live in. The money in the…
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Portman Dual Bond !
Hello, Just wondering if anyone had experience of this .
