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Instant Access vs ISA
I have money in a mini cash ISA. I also keep money in an instant access savings account because I'm self employed and need to keep money aside ready for VAT and income tax. I'm about to open an Egg account for my 'tax money' and I'm wondering with an interest rate of 5.5% whether I should take the money out of my ISA and…
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Money Week Magazine- opinions?
Hi all. I just received a free sample copy of a magazine called Money Week, a financial/ investment digest which certainly seems compelling, and i'm tempted to subscribe. However I know nothing of the magazine or it's publishers, and would welcome the opinion of anyone who has read it or currently has a sub Cheers Tom
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selling endowments?
can anyone offer advice on selling/ cashing in our endowment policy, it was used as part of our mortgage but we have changed to a repayment. it has been running over ten years and want some good advice on the most lucrative way of cashing it in please? :-/
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Tax exempt savings
???I've just received information about tax exempt savings applicable to the whole family.Firstly, I wasn't aware that the Government was allowing this extra tax exempt saving opportunity over and above ??? the ISA entitlement....but secondly, the company who sent the info is called "Teachers" but the charges on the policy…
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Best instant access account for £4000
Can anyone help me find an easy to use instant access account for £4000 for my daughter. Hopefully she will be able to add to this but at the moment needs to have easy access in case of emergencies. She doesn't want to bank online. Butterfli
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ING problem paying in cheque
I have had an ING account for some time with no problems until now. Last Friday I posted a cheque to them and as usual put my account number on the front to the right of my name.Today the cheque still hadn't shown on the account so I gave the a phone call. I have now been told that if the cheque is printed (mine was)and…
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the best savings account
I have never been on the savings and investments forum before and I was wondering what the best savings account would be for a student, who does not want a credit card, want high interest for savings, a low overdraft limit. I already have a student account I just want a savings account, where I WILL save and not spend.
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Advice on site has saved us over £1200
Hi, Just thought I would write to thank all of you on this site for the fantastic advice and interesting stories. In just one weekend and lots of browsing we have made savings in excess of £1200 per annum already and we haven't finished yet! This is what we have done so far: 1 Changed ADSL (with static ip) from BT to…
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How much interest will this earn me please?
Just wondering how much interest I will earn from having £12,700 in an INGdirect savings account please from NOW until 1/1/2005. Anyone able to calculate this please ? I kinda need an answer ASAP - excuse my cheekiness ;) :-/
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Phone number for Abbey National share sales
This is the number to ring for enquiries re selling Abbey National shares 0121 4157188 don`t use the 0870 number or the alternative number on the "saynoto0870"as it only rings and rings. You cannot sell them in branches,but that number will connect youi with Abbey Sharedealing Services at 1p per call if using 18866. Use…
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Abbey National/ Banco Santander Shares
Can anyone help? As of the 12th Nov Abbey National Shares were exchanged, on a one-for-one basis, for Banco Santander Shares in the form of Crest Depositary Interests (CDI) tradable on the LSE as of 16th Nov. I've received a letter from my broker to this effect. They also state that if I were to sell them I will need to…
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Stakeholder pensions as investment
I know there is the pension section but I also know that many people invest in pensions as an investment product rather than a retirement product. The Govt announced last week that Stakeholder pensions commenced before April 2005 will retain their 1% or lower annual management charge after this date. After 2005, new…
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The Child Trust
Letters are going out from next week onward with some details of The Child Trust. Babies born after 31 Aug 2002 will get a minimum of £250 in voucher form in April 2005. The older the baby now is the more they get to compensate for the fact that they might be about 2.5 years old and have not earned any interest so far.…
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pibs
does anyone have any pibs personal interest bonds. im seeing a yield of 6.50 on some of them and 12% odd fixed interest surely this is a product that s deserves a mention. does anyone else have any experience with them
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Alliance + Leicester online saver to abbey
Hello people, Following the good advice on this site I've decided to save £6000 by drip feeding £500 a month from Alliance & Leicester Easy Online Saver to Abbey's 7%. Unfortunately (and embarrassingly!) im having trouble setting up the standing order from A&L to the abbey account, the online banking site says that my…
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Egg savings question
Hi, I've just been reading the article "Instant Access Savings: Maximise Your Interest" <http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1098730527,15721,> and I have a question which I'd be grateful if anyone could help with. When reading this part of the article: "Advanced MoneySavers Note: The Egg account is…
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account advice required
Hi folks Son has under 19's (he is 17) current account with Lloyds Tsb from which he pays a D/D each month into a Nationwide Isa. He knows he is spending too much, ::) so would like an account that sits between the current a/c and the Isa.Into which he can move some of his money and hopefully remove the temptation to spend…
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SAYE Cancellation - No Brainer?
The shares in my company have plummeted recently due to legal action carried out by the Attorney General in New York. At the moment, I am investing £250 per month in a variety of SAYE schemes and had originally intended to buy the shares at the end of the various 3 year terms. However, the price is now only about 60% of…
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Super Balance Transfer + Egg Savings
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40 grand to invest
I've got an elderly relative who's had to sell her house and move into a care home. She now has £40K to invest . Could anyone recommend where to put it? One single investment would best and I think she can give a lot of notice of withdrawl.. btw ..she won't need to draw on the amounrt to pay for the care. any info…
