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£800 interest on £10k loan - cld still have PPI?
had a couple of loans in my 20 adult years and always been aware how much i pay in total. had a couplde of £5k loans paying £5400ish total and more recent a £10k Yorkshire bank loan and paid £10800 back over 2 years. at these 'costs' could i have had PPI? i always say no to any protection as have full pay sick etc at work.
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PPI advice - are these PPI? and how can i apply?
Hi I am seeking some support with PPI.. In 2009 i got my first mortgage - with Nationwide. I was not sure if i was due any PPI, but i put a claim in anyway and was told "we cant find any record of you having it". I have since found an email from Allen & Harris going back to 2009 where we have worked out my costings... and…
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1997 to 2005 Mortgage
I had an HSBC mortgage between 1997 and 2005, and know I had some form of insurance that I was told was essential. I also had an HSBC current account. As it is so long ago I don't have a mortgage account number to quote to the bank. I did try a while bank with them directly but drew a blank. Any advice because if my memory…
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PPI Info in support of complaint, advice, please?
Hi there I have just drafted some info to add to my PPI complaints forms that are all sat here ready to go after months of credit file combing and taking advice from this forum - a wealth of information, thanks so much. I am reclaiming on 3 points and a 4th more tenuous emotive one that some of you may think is a little…
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No info for PPI
Hello This may have been covered before for someone else but I need advice on whether this is worth pursuing with the deadline approaching. I had a loan out with Lloyds years ago but I have no information. It was within the last 14 years, but more like the last 10 and then paid off over so many years. The reason I don't…
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Bankrupt Double Glazing Company
We bought windows from Zenith Windows in 1997 using a credit company called First National over a 10 year period. Within the agreement is an option to opt out of PPI which we did but the salesman included £259.05 in the total for PPI anyway. Some time ago I contacted Zenith who said that that particular company had gone…
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Fee to ppi claims company
I believe that all my cases were closed 2.5 years ago for ppi by the claims company! However one of the companies that was investigated has now admitted to have been wrong in their decision and now sent a compensation fee directly to me. Do I or still have an obligation to pay the fee to the ppi claims company that…
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Re-Reclaiming PPi after initial rejection
Good Morning, Hope someone can help me out here. Back in 2006-2007 I took out a second mortguage on my house with my bank (NatWest). In 2012 I applied to the onbudsman to reclaim PPi that I had paid on it but this was refused because they advised that I had agreed to the PPi As I took out the second mortguage so long ago…
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business life insurance
Hi there everyone Does anyone know if a Life Insurance policy on a business acccount is classed the same as PPI please? Thanks in advance
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Reject Plevin to appeal case?
Hi, please can you advise if I need to reject the Plevin settlement in order to appeal the case? I have just returned from holiday overseas and received a letter from my bank offering Plevin settlement. In their letter they stated that they couldn’t get hold of me to ask further queries so are only settling using the…
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ppi claim
hi i had a morgage a a while ago which i paid off as was paying ppi tried to claim back through a ppi company but was told as it was sold through a broker who is not trading anymore that i cant claim i tried this through a ppi company is this a correct decision
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Help needed
When I took out a loan in 2005, I was unable to afford the bank’s ppi rate and was strongly advised by the bank to search around (the bank advisor told me to look in the FT) and take out a ppi against the loan. I followed this advice and took out the ppi. Has anyone been in a similar situation and advise if I am eligible…
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Bradford and bingley ppi?
Had Mortgage in 1988 as they aren’t around anymore what’s the process please? A LIFE INSURANCE POLICY with SCOTTISH PROVIDENT INSTITUTE was attached to the mortgage or we couldn’t have the mortgage — is that PPI? (Eagle Star Insurance Company Ltd, is mentioned too but unsure what that was) Thanks
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CPP Claims
I was sent a form to claim for a cpp refund. At that time I had to deal with three deaths in my family, so the claim was forgotten. I finally went to my old bank last year to discuss claiming. They said I had left it too long & would not be able to claim. As ppl claims have until August, is it the same for cpp claims or…
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Pension income protection
I have not seen any mention of pension providers misselling income protection, but I believe such protection may have been included as part of my payments into my employer-arranged personal pension scheme with L&G. I seem to remember that when I contacted them about continuing paying in when I turned 65 that they advised…
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Late parents mortgage ppi ?
My dad passed away and after selling house i had pay last of parents mortgage of just over £10.000 to Cheltenham and glos via lloyds. Would they have had insurance on this? Thanks.
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Reclaim ppi
Does the debt have to be clear with credit cards and catalogues to be able to claim ppi
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Identifying PPI via money app historical info
Hi Apologies if this has already been covered. Over the years I've had numerous different credit cards and store cards that I've mostly paid off in full each month. I've also had various fixed rate mortgages over time. I record all my transactions in Microsoft Money programme on my computer and have done for years. Ive…
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PPI questions
Hi everybody. I have a few Qs - We have had mortgages, credit cards and was sold advantage gold with Nat West and moved house 3 times - can I do all that on ONE form for Nat West or do I have to do separate forms? I don't have reference numbers or statements but have my account details - will that suffice? My husband was…
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Paymentshield Plevin?
Hi So I was told by paymentshield that I couldn't have a PPI refund because the insurance was setup by an independent financial advisor. Ive just watch martin talk about Plevin rule and wondered if I could apply this to paymentshield or not? Many thanks