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Reclaim PPI & other insurance
Archives for April 2015
Discussion List
Incorrect poi payouts call
Hello I had a call the other day from a company saying that the PPI I had claimed from a couple of loans may not of been the full amounts and that this is common place. Has anyone got experience of asking a company's/bank if they should of been paid more?
How do I find out what I am paying - old car loan?
In 1993 I took out a loan for a car - I could not afford it when I got it and was in a dark place spending money I did not have because I was ill. However, the short of it is that after 5 months it was repossessed, and, I went through some paperwork a few years back and realised that I was still paying a repayment amount…
American Express PPI Claim
Hi everybody, I had my claim for PPI insurance against an American Express credit card upheld by the Financial Ombudsman in November 2013. Since then after many phone calls and e-mails the Ombudsman has told me that because the card was taken out in 1994 Amex don't have records going that far back and they are prepared to…
Fiasco with Sky Insurance
My brother has cancelled a Direct Debit 3 times with the same company. They have re-instated it 3 times. They say they contacted him by email and as they received no reply assumed a mistake had been made. 3 Times? The company are saying he cannot have his money back. Any advice?
Mortgage Insurance
Dear all I'm unsure if I have continued to pay an insurance for longer than required..... I had a Halifax Total Mortgage Protection Plan (TMPP) which had: mortgage repayment benefit, life cover benefit and critical illness benefit. In 2009 I paid my mortgage off, the advice given by Halifax was to continue the insurance…
Southern finance underwriters?
Hi we have had some success with a PPI company with 2 accounts but we have 2 old car loans with Southern Finance that we have the original agreements for with PPI showing on them but Gladstone Brookes who we are using need to know who the underwriters were. Any idea how to find this out? thankyou
Mortgage life cover
Just wonder if anyone here has managed to make a successful claim of mis-selling based on them being a single person. My wife has a policy sold to her in 2006 and was told she had to have the policy - in actual fact she did not need to take the policy. If she makes a claim how much could she get back? premiums plus…
RBS Credit Card PPI claim more than 6 months after final letter?
This has become a long running story (and it's partly my fault) but I'm looking for advice on my options now. A brief run down is as follows...(apologies I've just read it back and it's not really that "brief") I've had an RBS Credit Card since 1999. In mid 2012, I put in a claim for mis-selling of PPI. Back in 1999, I had…
HSBC creidt card whilst at uni..could I have a claim?
Hello I had a credit card for my first year at university with HSBC. I know longer have an account with them or any paperwork to prove I did... it was before 1999. How could I investigate if I have a PPI claim? should I just go into the bank? I cant even remember the address of my uni house. All I have to go on is my name…
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