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Ppi claim
Hi Back in 1994 I was bankrupt and was discharged in 1997 since then I have had new loans and mortgages and credit cards and was all ok till bout 5 yrs ago when I had a divorce ..My question is can I claim the PPI back on any loans or credit cards I have after being discharged and to date as I know it amouts to thousands…
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PPI - but no premium paid?
Hi, I found a loan which I had from back in Sept 2001. It was with a company called Intelligent Finance. I called and they told me that I did have PPI on the loan and will raise the complaint and forward some paperwork. I then asked how much PPI was... they gave me details of someone else and I called to ask. This…
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Lenders Insurance???
Hi, My girlfriend recently found out that she had been paying something called Lenders placed insurance, the company says its not a form or PPI but an insurance that protects them from her not paying them, but then i dont see why she is paying there insurance. Can someone please tell me more about this insurance or if its…
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Debt management plan !
Hi I want to reclaim Bank charges and ppi but I am in a debt management plan , can you tell me what company's if there are any that will deal with it ? I understand that the money will pay off my plan , just can't find a company that can help !!! Anyone have any suggestions . Thanks
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Conveyancer local or further afield
Hello I've had my offer accepted on a property and am trying to select a solicitor. I've had a quote from Allan Rutherford solicitors in Norwich which is 285 for fees (+VAT + searches) and some quotes from local firms which are significantly more (£400). Please could anyone shed some light on whether a local solicitor is…
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MSE News: HSBC's PPI mis-selling bill hits £1.8 billion
"HSBC is the latest bank to set aside extra cash to compensate victims of the PPI mis-selling scandal..." Read the full story: HSBC's PPI mis-selling bill hits £1.8 billion Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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PPI timescale
Hi my wife has just received a phone call from Lloyd's TSB regarding our PPI claim. That are making us an offer only for the last 10 years of PPI payments, no compensation or interst accrued although we've had the mortgage now for nearly 20 years. Is there a legal limit on how far back they will pay or would I be correct…
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PPI Claim
HELP or ADVICE PLEASE. I have a current claim for PPI with MBNA which I was invited to make by MBNA. The claim is now 46 days past the 56 days advised by MBNA. I also have a letter dated the 17th September from MBNA stating they will have a final decision to me within 14 days of the date of this letter (17th September).…
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Trying to claim ppi but....
I have got in touch with my bank about getting some information on a company i was paying ppi too that I believe was missold to me way back when I was 18 and bought a Gameboy Advance on credit from Dixons. I knew I stopped paying it in 2007 as cancelled the direct debit with the company then. However as I've decided to…
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First Response
Hi I am new to this!! but I have a question. I took out a HP with First Response in 2000. I know that this is over the 6 year time limit. But after speaking with FOS due to exceptional circumstances they informed there might be a chance I could be supported by them. I am trying to find out the name of the underwriters that…
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Suggestion to MSE / regular contributors re PPI
Hello, I've seen that the same questions arise over and over, and apologies if there is something on this board that exists to this effect, but I wondered if there would be value in creating an FAQ to cover things like: Should I use a claims company How do I know the bank's offer is right Is the bank right to set off PPI…
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are banks being truthful with ppi claims?
I am begining to wonder if banks are being truthful with claimants when they claim for ppi. The reason i ask this is my wife and i both claimed from the bank of Scotland 18 months ago, filling a form in that was on there website,thinking they,d take all loans into consideration,as we both got a print out from bos for all…
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IVA Closed in 2012 - Halifax say PPI to be paid to IVA
HI All, My partner entered into an IVA in 2006, where all debts were consolidated. This was paid off in full in 2012 and she received a completion statement. She decided to claim for PPI from all creditors in 2012 and received payment from NatWest one of her largest original debts. NW paid this directly to my partner as we…
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Is this fair?
Hello Just a quick question about what I have been offered by natwest for PPI reclaim. I took out a loan in 2005 of 1500 pound and recently Natwest contacted me saying they think i could of been miss sold PPI. I completed the forms and they have offered to pay 310 pound. Does this sound like a fair amount? Thanks
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Help ppi MG Rover Cars
Hi Forum, I was wondering if anyone can help me.. In 2002 I purcahsed MG Rover can on Finance this was with First Direct & i am sure that I had PPI protection on my policy who do i write to make my complaint? Secondly I upgraded the vehicle in 2005 and the finance was with Woodchester Capital. I had PPI protection with…
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natwest ppi claim, wierd postition at present
Hello We've made a claim for our PPI back on our NatWest loan, we have sent the letters off and received all the standard responses saying they will look into it and get back to us in 8 weeks. We then had a phone call from someone from rbs about the miss selling, so we had a chat with them Regarding this and they seemed…
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Compulsory insurance for small business
Hello there Just wondering if someone can help. I have run a small business for about 20 years and during that period have arranged loans and overdrafts to support the sole trader business. I first banked with Barclays and then Lloyds. To secure the loans and overdrafts I have had to take on a number of insurance products…
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DJM Partnership - alarm bells
Hi, We had a letter in the post today from DJM Partnership about claiming PPI from a loan we had. We are concerned because they know: our name our address our bank the amount of the loan when we took it out We've phoned HSBC who know nothing about the company. We've also searched online and can find no details about DJM…
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RBS.....grrrr
So my PPI was paid yesterday - my account is in £355 credit with them, and they've not paid in the trust deed dividend of £230, so it will be £585. But I won't see a penny as they're bouncing it all back to my (discharged) insolvency practitioner. What a waste of time, hey ho!
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Not Sure What To Do About PPI
My sister has just shown me a letter from Cardif Pinnacle which seems rater strange. It is headed Your Payment Protection Insurance (PPI) Annual Review. Accident &Sickness is up to 12 months benefit, as is Unemployment benefit. Hospitalisation and critical illness are not included. as is life cover They have her employment…
