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PPi offer
i have recently been made a offer from my credit card company OPus, i have a good two years of fighting them with the help in the end of the Ombudsman. i believe that within their offer should be some sort of compensation for the long fight and for them to keep appealing the Ombudsmands decision to finally admit they are…
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halifax ppi
Have just received letter from halifax stating they uphold my ppi complaint but have not received an offer . I applied for card in june 2003 and they said i was offered ppi which i declined which they agree with . They say when i activated the card that was when the ppi was added but as there is no evidence of conversation…
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anglian windows ppi refund
hi i am new to this forum stuff im not down with the kids or a techie but i new help, i am trying to reclaim ppi from anglian windows, i wrote to them, they said i had to go to first plus(the loan company). firstplus told me it was nothing to do with them, i had to talk to anglian windows who told me i had to talk to…
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How far back...?
Hey all. I was just wondering if anybody could tell me how far back I can claim PPI. I took out car finance approx 10 years ago. I am trying to track down the original paperwork from the company as I no longer have it in my possession. Will I be fighting a lost cause due to the length of time? Many thanks
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PPI Offer?
Hi, I wonder if anyone can advise me please. I received a letter from HSBC a while ago, saying that I had had PPI, I answered honestly, mostly 'dont knows' to the questions. They have now made me an offer of £250.00, which I dont think is fair (based on, from memory, I did not have a loan with HSBC over a short enough…
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miss sold PPI and business overdraft
Hello, I am not sure if anyone can help me but I am posting on behalf of my parents in law. My father in law had PPI for his business overdraft (sold to him by the bank manager of natwest "in case anything bad happens"). Over five years ago he was bumped £34,000 by some reckless builders that he installed bathrooms &…
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woolwich mortgage
does anyone know how I can get details of a mortgage I previously had with the Woolwich please?i did write to the branch I got it from but they said they only keep paperwork for so long,any info much appreciated thankyou
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PPI payment out if the blue
Last week I received a cheque for £3,352 from the Halifax completely out of the blue. The attached letter stated it related to a complaint settlement that they wrote to me about in October 2011. I didn't receive the original letter. I have never complained to the Halifax but know my ex husband was fighting it several years…
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The Associates and PPI
We had a 3 loans in total out with the Associates in the late 90's , early 2000's. I paid PPI on these loans because it was something you just did. This company now no longer exist and I don't have account numbers. Can anyone tell me the best way to go about claiming my PPI from these accounts
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PPI company not refunding initial outlay
Hi I think Ive made an rather large error of judgement. Last year I passed over £350 + vat to a PPI company..... no win no fee. Well gues what ....no win and no fee back! :( I have contacted them by phone and was promised a refund, however after a month I'm still waiting. Any advice on how to proceed would be gratefully…
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Halifax Bank
I tried to reclaim PPI on behalf of my partners brother only to be told he could not claim as the policy was not in his name, we discovered it was in my partners name so we attempeted to claim in his name only to have that rejected. It was put with the Ombudsman who on contacting them were told the bank had decided to…
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FOS uphold twice- are Barclays going to pay?
Barclays (formerly my Egg Card) turned down my complaint back in Dec 2012 . It went to the FOS who upheld my complaint but Barclays disagreed with FOS . So the FOS looked at Barclays reason and still for a second time, upheld my complaint. Now waitng to hear back .... FOS have given barclays until the 18th November to…
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RBS/Natwest Claim Offer - How long for payment and where will it go???
Hiya! I haven't used this site before but you all seem pretty informed so hoping you can help! I had a couple of loans with Natwest between 2006-2008 both of which have been paid in full. About 2 months ago i had a letter from RBS stating they may have mis-sold me PPI and to fill out the form and send back. I did this as i…
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Is this about correct
Hi hope this is the correct place to post this. I made a ppi claim with hsbc for a loan of £5380.01 with repayments of £155.80 for 36 months The PPI payments as follows Amount of premium £176.00 Ammount of totoal loan £190.00 Total charge for Credit £58.65 Apr 22.4% Total amount payable under this agreement £228.65…
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Co- op credit card
I need some help please. I took out a Northern Rock mortgage in 2001 and it came with a credit card which I still have (coop took over in 2003). Due to all the noise about PPI I decided to see if I did pay out for anything and even more convinced after receiving a letter from Natwest out of the blue about a loan I 'd just…
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Claims Managment Company
Hi I stupidly signed up to a claims company well known three years ago. They have not to date got me any refund of my ppi and continue to ask for a new signed letter of authority, they say if I dont sign one then they are going to invoice me even though I signed up to a no win no fee service. I'm trapped by them as they…
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HSBC PPI & Managed Loan
I have just received an offer letter from HSBC for a loan I took out in 2004. It was originally for 2.5k, topped up to 5k. I eventually defaulted and ended up on a managed loan with them. I paid the balance off in a lump sum payment in 2009. I have been offered £361.66 as a refund....it doesn't see enough for a 5k loan,…
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Aims Legal lose court case for putting in fake complaint
http://www.moneymarketing.co.uk/news-and-analysis/advisers/alan-lakey-why-we-need-to-stand-up-to-the-claims-chasers/2002038.article How refreshing to see the tables turned. After studying the case law the judge established that Aims Reclaim owed a duty of care and that its letter, with its unsubstantiated allegations, had…
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Clydesdale Bank PPI Claim
I have been with the Clydesdale Bank for 17 yrs and had a loan with Clydesdale Bank back in 2001 for £6000 to buy my 1st car and it was a quick 10 minute phone call and the loan was sorted, I have since asked them to check if I was paying PPI but as I don't have any account numbers for the loan and it being over 6 years…
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RBS PPI Claim now what
RBS contacted myself and said think PPI mis sold now have a letter stating they were unable to verify my signature against their records or I have signed acceptance while being in a live insolvency. Well am not in live insolvency and my signature is the same as it was 5 years ago. So now I have to go to a local Nat West…
