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Help with knowing if you had PPI and who with ?
Hello, I am new to all this and cannot find the answer to this question, if I think I have had PPI in the past but am not sure who with and when, where do I start. It could be over 10yrs ago, could I still claim and would details of loans that far back appear on my credit file, as was thinking I could get a copy of my…
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PPI Reclaim,Advice Needed plz
Hi all I used this site to successfully reclaim my ppi a few years ago :) however my mom wants to look into wether or not she is entitled to anything. Her situation is tricky though because her loan was with goldfish which I believe are no longer and she had a Barclaycard, but she doesn't have any paper work for them so…
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MBNA PPI "No proof you are our customer"
Hi, MBNA recently sent a letter to my DP saying he may have been misled PPI inviting him to send a form back if we wished them to investigate. He did so, received a standard letter acknowledging receipt etc. He then got a text asking him to phone to give some more detail. Now even though the security questions were his…
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ROP or PPI from Vanquis has anybody tried to reclaim
I have a Vanquis credit card with a stupid APR. I have recently found on my statement the 'Repayment option Plan' or PPI. I have just found out on another site that because it isn't called PPI it isn't regulated by the Financial Ombudsman but you can try with the Office of Fair Trading. I am just wondering if any one has…
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Old regular back for some advice
Hi guys had a few success's back in 2011, but my MIL has just received a letter from a claims company after being hounded on the phone to sign up for their reclaim service, she won't be using them as I will do it for her, have offered in the past but this was the last straw. I understand that it's a bit easier now to make…
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what next for this PPI claim?
I received a letter from MBNA a few ,months ago about their investigations into PPI misselling and was asked to fill in a form. It was a card I took out for a balance transfer and is now closed. I got a letter today telling me that I had willingly accepted the PPI and they had telephone recording proof of this. They also…
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Paid off loan before end term
Hi all, I hope the subject makes sense. Basically I had several loans via First Direct over the '95 - '03 period. I'd take a loan (with almost forced, very persuasive PPI) then pay it off before completion. inc a credit back for the forward loaded PPI. Am I able to make a claim with them? Is there a recommended set format…
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MBNA Credit Card PPI reclaim help
I have just received a rejection letter from MBNA stating that they were not responsible for PPI payments prior to the acquisition of Alliance & Leicester. Is this correct ? Should I contact Santander PPI complaints department ? Any help would be appreciated.
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PPI added to settlement figure Nemo loans
Hi this is my first post on the forum, I decided to join after the phone call I received this week, regarding a PPI claim company called beech consumer services, they told me I am owed around £6000 from a loan back in 2007, I explained that I never take out PPI it was added to the loan but I canceled it and the payments…
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PPI award made
Quick version. I had 3 MBNA credit cards active till 2008. I then had to leave my job as my wife who is disabled required more help as i was on night shifts. I got a job but alot less money, MBNA and other creditors got reduced payments as all i could afford. Got mad redundant in April last year and I think shortly after…
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How far?
Just wondered how far back do the PPI reclaims go without paperwork, as i had a number of loans some years ago with PPI added?
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please can some one help?
Hi I was wondering if anyone can help? I have sent off and received a SAR from welcome finance for my husband as recommended. Today we have received this back with reams of paperwork that doesn't make sense? do I need a PPI company or can we do our self? We rang welcome today and they say we need to put in writing our…
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How to complain about lack of activity on PPI claim (and who to contact)
Hi Sorry if there is already an answer to my query, but there are just too many PPI threads to go through! I was contacted by NRAM must be nearly 2 years ago regarding PPI on a loan I had with them. I responded, waited far too patiently for a response, didn't hear so phoned them. They said they couldn't locate my form so…
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Shabby Treatment from Nationwide on MPI
My husband recently had a complaint against Nationwide upheld by the Financial Ombudsman Service. This was for the mis-selling of Mortgage Protection Insurance. Nationwide had until 16 October to respond to the FOS recommendation and I have just heard today that they haven't replied. Has this happened to anyone else? I'm…
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YR 2000 PPI creation 3D St Andrews Life Assurance PPI c/card- unable to locate
Hi HELP please- anyone I am hitting a constant brick wall with these people. I have supplied 2 policiy numbers ( the policy has 2! detailed on it) my address at the time dob, photos of the said policy too...BUT they say they have no record of it and as it is was taken on the year 2000- they do not hold any records of that…
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Is there a time limit to compain after receiving SAR information
Hi I am making a few claims for my parents - I have got the SAR etc... and got the photocopies to back up my claims but I am concerned about a time time limit. I received the SAR in July and after going through it and boxes of info I finally have found all the info to back up their case? But I now read about time limits…
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Can't find Acc No. For Old Account
I know I had PPI on a credit card years ago that is now closed. I can't remember or find details from it. I've phoned Barclaycard who can't trace my account details either. What can I do?
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Claiming PPI from abroad
Hi I am new to MSE forums, what prompted me to join is that I am contemplating making a claim for mis-sold PPI and I need some advice. I took out a mortgage in 2001 along with building insurance and contents insurance with Halifax. I vaguely remember the offer of some kind of protection on payments, but I cant remember if…
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I'm abroad - HSBC are asking me to attend a branch to accept PPI payment
Hi, any help and advice on this will be most welcome please. After almost 18 months, HSBC have now agreed that my claim will be upheld but are asking me to go into a branch along with the acceptance form and ID. I am no longer resident in the UK and asked family to check any important looking post, which is how I now know…
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Newbie help
Hello I am new to the forum. Read a few threads but very confused. My partner currently has a credit card with virgin/MBNA. The card he has had for some years. He owes approx 7,000. He is still currently being charged almost £60 a month for 'payment protection cover' I'm helping sort his finances and don't know where to…
