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Redcats PPI Query
Hi, I'm just starting to put together a claim to send to redcats, does anyone who has done this know if the PPI policy number is the same as the account number? If not, how do I go about finding it out? Thanks pinkwitch
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PPI payback trade for default removal
Good evening all. After doing allot of research on mse I have gained invaluable knowledge. I, as im sure many others are, am on a mission to repair my credit file. The question I have is: "Can I trade my ppi payback with the removal of a default from my credit file?" I was in no dispute with them at the time the default…
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Very Old Loan
I took a loan out with Northern Rock a long time ago (10+ years) which was fully paid, but I don't know if I have any paperwork reamining for it, therefore I don't know what my account number was. Is there a way to find out this information so I can see if I am intitled to claim for mis-sold PPI? Any help would be greatly…
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How do you claim back Equitable Life PPI?
Hi all, I've a corker of a claim for PPI IF I can track down how to claim. My dad took out a loan with Barclays (in 1989) who insisted that he have PPI in order to take out the loan. Barclays quoted him on PPI BUT dad got the PPI policy from Equitable life instead because it was cheaper. The man from Barclays was none too…
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Moved back from oz and have a letter from MBNA
Hi, I have moved back from oz and have a letter from MBNA to complete re claiming PPI. I still have the account but after moving to other side of world and back again cannot find my original agreement so not sure when I took it out. If I ring MBNA will they tell me or do I have to do a SAR???
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PPI successful reclaim,but offset
Hi-aplogies where no doubt this is covered elsewhere,but can't immediately find it. Nat west have agreed to a small PPI claim. I still have a bank account with Nat west. They are stating that they will only refund the money to that account-i.e OFFSET it. the account is in good order-small overdraft but well within agreed…
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tesco business credit card ppi
Hi, just wondering if anybody has been able to reclaim any PPI from tesco for a tesco business credit card. It was a while ago i had this and cannot find any statements. Thanks :)
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Capital One reclaim, wrong date signature
Hi all, I have tried reclaiming back the PPI on my credit card with Capital One. I received a letter back today saying no they wont be proceeding with my claim due to the fact I had signed in the PPI box when they sent out my contract. I understand this is my fault, and in all honesty didn't realise I had. However in the…
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MBNA Still not responded after 56 days
Whats the general consensus of what to do once this happens? The 56 days was up 3/4 weeks ago, apparently they are waiting on info from a 3rd party. Should I refer to Ombudsman or do they just chase them up i.e they wont force them to make a decision will they?
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PPI CMCs to face fines
''Rogue PPI claim companies targeted by fines and toughened regulations....Claims firms which use information gathered by unsolicited calls and texts or who provide poor quality services will face large fines under law changes announced by the Government today.''…
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HELP! Egg & Barclays-where to start.
Hello lovely people. Apologies as the answer probably lies in the depths of the forum threads but I've had a wine and I could be here all night...I have two under 3's who think sleep is for wimps so ANY help is gratefully received when I am also time deprived. First query is how do I try and claim back missold PPI from an…
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New to this
Hi. Apologies of this is a daft question. I have been self employed for a long time and have taken out and paid off numerous large loans since Sept 2000. Approx £5k - £15k loans at a time. I used a large finance company who got me to sign an A4 piece of paper. This showed the loan amount, term and monthly repayment figure.…
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Did egg pre tick their PPI box in 2004. I know I definitely did not tick it.
Hi all I rang Egg today asking if I had a PPI on my credit card, they said yes and are sending out a questionnaire. I've been reading posts where people are saying that they didn't tick the ppi box but are not being refunded. I completed an online application in 2004. I definitely did not tick any ppi box as I wouldn't…
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Any chance student PPI?
Hi I know next to nothing about PPI I always assumed I was never eligible. But I just thought for the hell of it ill ask. Now I was a student at uni from 1998 to 2001 maybe this is too long ago? Also I had loans and a large overdraft though as it was so long ago the details are a bit vague. Is there any chance I was sold…
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Claiming back PPI from Goldfish Bank Ltd
Hi, I originally had a credit card from Morgan Stanley. The debt was then sold onto Goldfish. Who then sold it onto 1st Credit. The balance was paid off in Oct 2012. I want to know who I need to contact to put in a ppi claim. Any ideas?
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Time Barring
Can anyone explain full context of time barring as l had a loan through First National who do not exist now, this complaint of PPI on this loan of front loaded over £10k was referred to FOS in May 2010 against underwriter Cardiff Pinnacle and they are stating "Time Barred" as loan paid off in full at beginning of 2004 . My…
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SAR Address for HSBC
Please could someone provide me with the address to send off an SAR request to HSBC for a store card. Much appreciated
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Welcome Finance Mis Sold Insurances?
Hello All, Any help or input good or bad appreciated. I was daft enough to go out and buy a car in feb 2007. I was in carcraft from 10:30am untill 5:00pm!! but during that time i was sold a car and some crafty insurances too. MBI plus (mechanical breakdown insurance) and shortfall extra. The total loan was over 48 months,…
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Santander SVR Cap Margin
I had a letter from Santander about a month ago regarding SVR cap rate 2008 increase where they have agreed to contact all customers that did not have clear information when they raised the cap margin linked to its SVR. The letter goes on to say..... "To determine whether we think you would have benefited from switching to…
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postage of complaints forms together?
Hi I am posting 5 complaints today. 1 to halifax and 1 to mint/rbs but also 3 to ulster bank / natwest - do i put these three together in the one envelop or separate? Also 2 of them are directly linked together ? When a joint inurance was transfered to a single. I have filled out separate complaint forms but wondered…
