-
Taxable PPI Payouts ?
-
Need help with Mint County Court Claim
I contacted Mint to claim back £132.00 in charges which they refused to refund. I then started a claim online with the court. I have had correspondence with MINT's Solicitors who have made a defence that the particulars of the claim fails to disclose reasonable grounds for bringing a claim and I have set out no facts. They…
-
Claiming bank charges from 2003 - Advice please.
Hi I have just totalled up bank charges from a rough time I had from 2003-2005 and am amazed at just how much they charged me for this period. It was no wonder everything snowballed out of control the way it did as they were putting charges onto charges and on one statement it shows a charge of £300 - yes, £300 for an…
-
I'm Confused!
I put in a claim for PPI with Halfiax on my credit card a couple of months ago. I haven't heard nothing since, I logged into my account today and it says...... Premium Refund........................£805.21 APR Refund..............................£363.51 Premuim Refund again...............£115.02 My account is now in credit…
-
Building societys!
Hello, I am interested to find out if Building societies are liable to pay back their charges. As well as banks, because my issue is I'm on ESA at the moment, and because of this have had to live in my overdraft for ages. Everytime I make a cheque out to my local landlord, they charge me £15 and also I have interest…
-
my ppi storey
-
What next?
Hello all, I have started down the road of reclaiming my bank charges that I have accrued over the years. I have gone down the hardship route due to illness last year which meant I couldn't work for about 6 months, and recieved only statutory sick pay. It has been a long struggle to get back on top of things, paying back…
-
Just started claim with Lloydstsb for PPI
-
advice please rejected by Nationwide
Hi all, have read the forums many times scouring for advice with my PPI claims and have usually been able to find an answer, so thanks! This is my first post looking for advice, any is appreciated! My OH had a loan with Nationwide from 2002-2005 which he sent away the PPI complaint letter for in 2008, the reason being the…
-
Totally confused.com !!! Please help
I have been putting threads on for the last few days and just getting more and more confused !!! Both me and my husband have both paid £1000's over the years to bank, more my husband £7000 went to the bank for his mortgage. We are all up to date now but not too well off and my husband last year was laid off from work after…
-
Capital One Advice please ?
Hi there, some advice would be much appreciated please if poss. I have made a reclaim from Capital One for £1200 worth of charges dating back to October 2004. They have made me an offer without any admission of liability of £58, the difference between the £12 and the £25 from early 2006 until the court ruling in Sept 2006.…
-
Can husband claim bank charges back?
hi I put this on the thread of debt which I think was the wrong place, it is a rather long story but will try shorter version :j He found out that whilst they were together she got into debt in the region of 35.000 two of which were for £10.000 each in forged loans which would have had charges on :j The house was nearly…
-
Help with claiming back credit card charges
Hi Can i claim back credit card charges from over 6 years ago ?? Sent a SARS to MBNA but they have sent me no statements and no credit agreement just a load of rubbish. I opened the account in 2002, Do they have to send a letter to me to say they are destroying the data if they no longer have the statements ?? How can i…
-
Reclaim for bank charges refused
Hi, I hope someone can help! My account was accessed in January and two payment went out to an xbox (which I don't own). I reported it and had a new card issued, but the bank did not refund the money taken out (about £85). I didn't realise that the money hadn't been refunded until a few months later, and after trying to…
-
Natwest referral charges refund and complaint
I hope this isn't too long. I complained to Natwest mainly about referral charges and the manner in which they were levied on my now late mother's account and overdraft charges arising solely from the application of the referral charges. Such was the essence of the problem, although it was more complicated than that. In…
-
Reclaim for bank charges turned down
I e-mailed a letter to Bob Diamond the CEO at Barclays Bank to get back charges of £269.76 which date back to January 2011. I used the letter off the MSE website, explaining my hardship and how their charges for bounced Direct Debits caused me to go over my overdraft and put me in an even worse situation. This is all due…
-
Martin, please rewrite/update the credit card charges reclaiming section
First of all thanks for writing this in the first place, it has helped me get some big refunds for a couple of relatives, however it is time for an update. In the 2 and a half years since the last update things have changed, i.e. the FOS have started to "decline" cases where the charges are £12 for a lot of lenders and £16…
-
Natwest Mastercard charges question
Hi there, I'm contemplating claiming back the charges on my Natwest Mastercard. I've had it since 2004 and I now never use it, but I do like to have in in case of an emergency. Has anyone claimed back their charges and if so, did they close your credit card account?
-
Vanquis credit card charges, advice needed!!
Hi all, Just wondering if it is worth trying to reclaim charges from my vanquis credit card . The charges would probably all be £12 ones over the last 3 years or so. Has anyone had any success lately with Vanquis? Had a look around the site and cant really find much up-to-date reclaiming attempts or successes (could just…
-
Natwest, Bank Charges vs Debt Collection
Hi - just wondered if I could get some advice on the following:- I had a natwest bank account which closed in 2008, claiming I owed £878 (made up totally of increasing bank charges) and this was passed to a debt collection agency. I have never paid it as I told the agency that I was disputing the charges and they ceased…