-
Bank Charges
Hi all, not sure if i'm posting in the right place but need some advice. To cut a very long storey short last year I changed banks from lloyds tsb to another bank after months of charges, shortly before changing accounts I wrote out a cheque which I tried to cancel but was told it was too late. The cheque bounced and 3…
-
Halifax Credit card - what to expect
Hey, New here so apologies if this has been asked. I have just raised a complaint with Halifax regarding PPI payments made on my credit card from 2004 to 2006. In 2006 I rang up to cancel them stating that I never asked for PPI nor did I need it. They removed it from my card immediately but I was never offered any refund…
-
No Offer in PPI claim
-
HSBC reclaiming bank charges
Hi, I was a gambling addict and for the past couple of years have been faced with the same 'Charges and interest are due to be applied to your account' message month after month. Mainly I had a £750 'approved' overdraft on my main debit card linked account, but under my addiction I obviously just whacked my card in the ATM…
-
Lloyds PPI Reclaiming
-
No paperwork at all
Hello all Ive closed 3 credit card accounts in the past 4 years but ive no paperwork or card numbers at all :o . Can i still reclaim the ppi and what can i do when ive no paperwork.
-
HSBC Emergency overdraft
On a couple of occasions we have gone into our HSBC emergency overdraft. We don't have an actual overdraft with them. We notied this month they charged us £175 for being in the overdraft by £400 for 2 weeks. Can they really charge that much??!!! I am stunned!
-
Paying outstanding amount with PPI
-
Reclaiming bank charges from Barclays
I sent my original claim letter to Barclays about a month ago now. Despite the "you are obliged to reply to this in 14 days" statement they never have. Can I go straight ahead to the ombudsman now or am I obliged to wait for them to reply? I don't really know how I'd chase them up about it, I live in a different county to…
-
Different conversion rates applied for SEPA transfer
Hi all, I would like help for the below please. One month ago I transferred money from Prague Czech rep. where I work to Athens Greece.My account in Prague is with the local currency ie Czech crowns. The amount I sent had to be converted to euro with their sell rate and sent to its destination.Unfortunately the information…
-
Dad and mum help with barclays - fos or court
Hi I am not sure if this is in the correct thread. My Dad and mum had trouble with Barclays and ended up having to go bankrupt because of them adding masses of interest onto a loan. Barclays then harassed them by letters, phone calls from various numbers and threats on the phone saying they would have their house taken…
-
cheque bounced by bank
Barclays bank has bounced my cheque for £2.5K submitted to someone in India. There was enough and more funds for the same. The stated reason was - there is an alteration in the cheque that needs a signature. This has caused immense grief to all parties concerned. I have not been charged for this but the merchant who I gave…
-
Should I claim
Hi new to the site people so be easy. I am a 21yo student who after 2 years of mis-handling my money(there i admitted it) was able to pay off my debt. But I feel i have been completly fleeced. In late 2009 i opened a credit card account, with a maximum of £300, to get me by those tough months as a student, as time went on…
-
Advice on reclaiming A&L/Santander undefunding fees?
Hi, I have an A&L 'Premier' Current Account which I haven't used in nearly a year and last time I used it it had a 0.00 balance. I've now found out that I've been charged a £5 underfunding fee and a £10 overdraft fee each month since about feb, coming to about £100 in total. I'd been checking my statements from Nov to Feb…
-
Anyone succesful reclaiming bank charges through FOS?
I started my claim battle about 6 months ago, to date have received around £250 (including charges that were waivered) Sent it all off to the FOS received a reply start of October saying that my case work has been assigned and that they are in the process of contacting santander etc. I was wondering if anyone has had much…
-
Paying money I don't owe!
Hi. Just a quick story and quick question. I had a Halifax account a couple of years back. I had a £200 overdraft on it. I decided to change my bank to Santander but never closed my Halifax account which was £25 into the overdraft but being stupid I had just not ignored it but plain and simply forgot. I did'nt recieve any…
-
CC charges of £12 - is it worth trying to claim?
Hi all, i have just got one of my statements back showing 15 charges of £12 for late payments in 2009. I still have this account which i am now on a repayment plan for so i am sure there are many more charges in 2010/2011. Before i contact them for more information is it worth trying to claim back charges of £12 as i know…
-
Virgin CC- charged because they didn't take min payment?
Hi, a couple of months ago I had a slight blip and when Virgin requested my DD payment I didn't have enough money in the account so DD bounced back and I was charged by my bank and CC for missed payment. That's fine- I got charged what I should have for c*ck up. :o The next month Virgin statement said 'Min payment £XX'…
-
Barclaycard help please
Help barclaycard charges Can i successfuly claim back any late payment charges from last 6years with barclaycard? i have paid it off well £1.54 left to pay have no idea how much charges amount to? can I write asking for them whats the advice/template for that? will i have any sucess as know since the case bank charges you…
-
Arcadia/Santander ppi
