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CC charges of £12 - is it worth trying to claim?

fairyclicks
fairyclicks Posts: 3,884 Forumite
Debt-free and Proud!
in Reclaim bank & credit card charges
Hi all, i have just got one of my statements back showing 15 charges of £12 for late payments in 2009. I still have this account which i am now on a repayment plan for so i am sure there are many more charges in 2010/2011.

Before i contact them for more information is it worth trying to claim back charges of £12 as i know this is the amount that was agreed as ok.

The account is with MBNA if that makes any difference.

Thanks in advance for any info :)
Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
Feb Earnings: £711.20/£500 March: £434.41/£500
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Comments

  • dunstonh
    dunstonh Posts: 118,423 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The FOS accept that £12 is acceptable (£16 for Egg). So that route is a no goer nowadays. Some have said they have still had some success going down the court action route.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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