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lloyds tsb credit card fees reclaim
wrote off to lloyds tsb about 3 weeks ago together with my cheque for £10, have not heard anything back from them at all, what is my next move, or are they normally this slow, wrote to hsbc at same times etc and they waived the charge, and had there letter to say they will pay me £60 , all done and dusted in the same time…
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reclaiming bank charges from halifax
Hi, Just after advice as i put a claim in for bank charges which was declined in may 07 and shortly after a stop was put on re-claiming due to the court case. The question is can i re sumbit this claim now as i am still unhappy with the original outcome?
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Offer from Halifax - What to do next
I sent letter to Halifax asking for them for my charges back due to Financial Hardship. The total I am asking for is £1739. I received a reply this morning saying that they will offer me £70 in full and final settlement. This is a joke. What do I do next.
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Companies Charging For Credit Cards
Hi We feel we are being ripped off by the oil companies - we use domestic fuel oil and when topping up we have to use a credit card ,,,,,what we have now found is the oil companies are now charging £8.50 plus VAT on oil purchases.....when I started a small business I registered for a merchant account and was told by the…
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Can I sell my future claim
INteresting thought came across me when I saw the everton liverpool match the other night when one of the ad boards said "sell your injury claim". Now it got me thinking, My charges amounted to around just short of £2g with HSBC. in the same way that David Bowie did with his royalties by selling them immediately for a lump…
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bounced cheque debt collection agency
Last June I had a cheque for £33 bounced by my bank HBOS the first I knew of it was when I received a letter from a debt collection agency in England (I'm in Edinburgh) requesting the £33, which I paid,plus a charge of £85 which I didn't.Various agencies are still trying to claim this money off me I'm refusing to pay it as…
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Unpaid Standing order
Hi was just looking for some advice. I had a standing order set up to go out on the 23rd of each month for £40 to my savings account.However, due to recently starting a new job i didn't have the funds available for the money to transfer.3 days later i changed the standing order date and the ammount to £100 and this left my…
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Difference between an soa and cfs ?????
Evening All, I have sent my 1st letter using the template on this site to Halifax claiming hardship, they have sent me back a form called a Common Financial Statment. I have have seen plenty of threads about statement of affairs but this form is asking about case ref numbers and agency postcodes, i am thinking maybe they…
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Help!! interest calculator is taking money off me
I have been using the interest calcualtor to add up the interest occured on my bank charges. Its totally confused me, as after 2003 it takes m oney off me. Ive pasted it below. Anyone any ideas?? (interest) (total claim)£60 08/08/2003 £0.6 £60.6 £25 26/08/2003 £0.15 £25.15 £60 08/09/2003 £0.19 £60.19 £5 24/09/2003 £0 £5 £5…
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Unfair Bailiff Fees (hooray i'm getting them back)
Hi there ,not sure if anyone on this forum has had any dealing with Trafford Council and their bailiff !!!!!! but if you have and think you might have been charged 2 or more van fees for council tax or business rates then you might be able to get 2nd3rd van fee charges back (if applied for 2008/9 arrears) apparently in…
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Who to Post Letter Too?
Hi guys, After finding this site i have started on the path to get all the money back that my bank has illegaly stolen from me. Im am just sending the first letter now with the part included about financial hardship, i have one question, do i send this to my local branch of lloydstsb or to the head office? I would…
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Im getting into big problems..
Hi. I posted a few weeks ago about charges from halifax, following mis advice from their branch. They charged me £35 for failed standing order payment, £35 for going a few quid over drawn and another £35 (i cant remember why now).. i rang them but the advisor had bit of an attitude on her and wouldnt help. i called…
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Governement scheme to re-claim misold finance??
Have heard about sites where you pay a fee and they will look at all your finance (personal and business) from 2001-2007, mortgage, loans, credit cards etc and advise whether been misold or not. Apparently this is a big problem and backed by the govenment. If you have illegal agreements the Company say will keep a small…
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Abbey account
We opened an abbey account which was a mistake. We were told we would get the same overdraft facility of 2500. When we didn't we asked why and they said we need to send a letter which we did and well lets just say we have never gotten it after alot of complaining. SO we decided to take all of our direct debits to rbs.…
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Miss-sold overdraft protection.
I've just realised that my overdraft protection doesn't cover me because I'm self employed. I was never asked the question when the policy was sold to me by Barclays. Can I claim it back on the grounds it was miss-sold?
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Miss-sold overdraft protection.
I've just realised that my overdraft protection doesn't cover me because I'm self employed. I was never asked the question when the policy was sold to me by Barclays. Can I claim it back on the grounds it was miss-sold?
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no letters recieved when exceeding my overdraft limit, help!
on 3 instances in the past 2 months i have exceeded my overdraft limit and totalled charges of £400+ to lloyds bank for doing so, yet I recieved no notification saying that I was over. I have filed a complaint about this. just wondering if there was anyone else nout there who has had this problem?and there outcome? or just…
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Phone call re bank charge help
I have just had a call from someone wishing me a good afternoon and attempting to assist me should I be wishing to re-claim bank charges. I don't know how they chose me but I have encouraged my son to re-claim his using he template letter on the website. He has had none returned yet unfortunately. The call seemed to be…
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Capquest are killing me - HELP!
Hi, on checking my Credit file i have a new default slapped on me from a debt collection agency called Capquest, apparently the monies owed (£35) was for an old Littlewoods account i had, and CapQuest told me they have bought the debt from them, having never contacted me in any way is this legal? They have my address on…
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Reclaiming bank charges
Hi everyone, I'm completely new to the forum so please be gentle with me ! I am wanting to know if I can claim back bank charges such as loan agreements, credit cards and an overdraught, even though my account has been suspended, and I haven't used that particular bank for some considerable time. I recently sought advice…
