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Is it still worth doing a small claims
sorry I haven't been on this board for a while I successfully claimed 2K back from lloyds TSB a few years ago Just noticed nationwaide are charging me 270 quid for 9 bounced DD's at the start of jan (I had taken my eye off the ball, its a secondary account I use to pay quite a few savings plans with) 270 quid!! cheeky…
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Reclaiming Bank charges and having your account shut down resulting in bad credit?
Hi All, I am about to write to my bank to ask for them to repay some of the bank charges that they have charged me because this has resulted in me going into unauthorized overdraft and resulting in more charges. I am not trying to reclaim 6 years worth, just enough to allow me to get my finances back into a reasonable…
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what can i do?
hi i went 52p overdrawn and halifax charged me £63 for this its in an account i never use but i dont want to pay it as i think its really unfair i want this cleared up and im going to ring them i was just wondering if there is any advice on what to say because i know if i write in ill get nowhere fast so was going to try…
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Capital One / Lowell Reclaim charges
I have been persuing Cap one for £1800 in late fees plus interest applied over a 3 year period. They sold the debt of £900 ( made up entirely of charges) onto Lowell a coupld of years back - they've been chasing but Ive paid them nothing. Cap ones latest response is to offer £400 in full settlement, but they have stated…
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N1 Form vs moneyclaim online?
Sorry if this is in the wrong forum but.... Will it make any difference to a claim if I use the N1 form rather than moneyclaim online? It's just that I simply cannot put all the necessary information in the poxy 1000 characters without it seeming like a gibbering mess, so I'd prefer to the use the N1 form. If I can use the…
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Claiming back Business Bank Account charges
Hi, I have had some problems with my Abbey business bank account. Firstly I was charged for going overdrawn even though I had paid cash into the account to keep it in credit. When I phoned to ask why this had happened, the man I spoke to said it took 3 working days for cash to clear!!!!:eek: Because of this 3working days…
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Going to court - Help!
Paid my court hearing fee yesterday which for the date I have been given in March. I am hoping to claim back my credit card charges from egg, was hoping they would have paid up by now, got me thinking I have done something wrong along the way as Ive heard countless succes stories re claiming back from egg. Is there…
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Help! Natwest Monthly Unpaid Debit penalty.
I have a natwest account which I rarely use. I believe I had about £5 in the account, so I made a payment online using the bank card about 8 months ago. Unfortunately the payment was denied later and I forgot about it. But I have been working abroad since then, but on returning I found out that natwest has been applying an…
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Bank Charge Schedules
I'm currently trying to reclaim my bank charges, I was just unsure as to whether I should type out an itemised schedule of my bank charges or just send them high lighted statements? :confused:
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Can I still claim if I'm no longer a customer?
I have discovered that I have a substantial number of charges added to my account. However, I am no longer a customer with the bank in question. Can I still submit a claim with this bank?
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please help
Egg card keeps charging me an over limit charge even though i bring my amt to below the limit (even with interest) 2 weeks before the statement is made. :mad: Ist his right?
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Benefits and Bank Charges ???
Hi, I just put in a new claim for my bank charges going back 6 years, 94% of the bank charges were taken from JSA, IS and/or Child benefit, Charges were taken for amounts of £80.00 for an Unauthorised Overdraft to £105.00 for an unpaid DD, which ...again, put me in the red..... The charges i have claimed for total nearly…
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Halifax
We are claiming £4,900 from Halifax and sent in a claim under financial hardship in December They replied saying that they recognized we were suffering financial hardship but their charges were correctly and fairly applied and offered to waive any future charges for 3 months (no help really as we've now cancelled all…
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HFC loan charges - HFC ignoring me!!
Hi, I had loan with HFC back in 2002, and there several hundred pounds of charges on it, I have sent in my claim and a reminder and they have not replied, now my question is do I now report this to the Information Commissioners Office or Financial Ombudsman? When its a loan is it a bank claim and therefore a stay on it or…
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Paypal fees - 4 years £1.50!
:confused: Hello I have been using paypal for the past four years with clients, ebay etc. I have acheived premier account level 5 status and verified - so i thought it would be a good try to avoid the 1.50 fees i get charged EVERY time i use paypal:mad: every time i buy something on the internet from paypal i get 1.50…
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I agreed to the amount offered, but it hasn't shown up!
Hi all, some advice on what I should do now. I started trying to reclaim my HSBC credit card charges in November, and was offered a full settlement of the amount I asked for (£180) on 27th December. I signed the letter accepting, and sent this back in the first week of January. But the £180 hasn't shown up, should I write…
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Excellent service from my Bank
We noticed a Direct Debit on our statement that said 'first payment' followed by a number etc, it was under £20 , my hubby enquired and found out it was house insurance which we have with someone else. Any way it turns our bank passed our house ins over and the premiums went up from £11 to £17, we 'thought 'that the £11…
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Are late mortgage payment fees reclaimable?
Hi I've just been going through my Bank claim process, and came across a similar scenario whereby my mortgage supplier (Abbey) has charged me numerous times for not paying the monthly payment in time...(largely due to Barclays taking the direct debit out one day prior to the agreed date! but thats another story!). The…
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Am I the only 1 waiting for Abbey to do whats right?
This is getting frustrating! I started my claim for £2336 against Abbey in June 2007! August 21st 2007 I recieved a letter saying my case has been put on hold because of the test trial. August 2008 I got an update letter about the trial. December 2008 I rang them about the 'financial hardship' clause, and they said they…
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Is NatWest default action legal
:confused: Hi, am I correct in thinking that high bank charges are unlawful, if this is the case, then surely if the bank issues a default action to a credit agency for non payment of excess charges it must be acting unlawfully in doing so. Is there any professional legal opinions out there. thanks. read my other thread fo…
