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Egg Money 4% Credit Interest - Savings Limit?
Sorry posted to wrong board.
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Banks default notice for unpaid charges.
Hi, I had a Natwest current account that went from £6.40 credit to over £1100 debit. this was due to the bank adding unauthorised o/d charges upon charges etc. Charges ranged from £35 to£70per time. Despite going in to the bank when the first Statement showed approx £500 o/d ( as some of the charges were the Banks error).…
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still being charged
I put in my claim along with thousands of others just as everything got put on hold. The total claim came to about £2800. Over the last couple of months I have gone overdrawn a couple of times for anything up to £50.00 and am being charged £100's . I am never overdrawn for more than a few days as am paid weekly. The…
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Reclaimed Loan Protection
I Am So Excited Alliance And Leicester Have Offered Me £2900 For Reclaiming Payment Protection Against A Loan I Took Out Over 5 Years Ago. This Could Not Have Come At A Better Time Have Been Paid Off Work Due To Health Problems And Am Trying To Build Up Working From Home To Get A Reasonable Income. Can't Thank This Site…
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HSBC charges(help with my hardship claim)
I need some advice regarding my bank charges claim with HSBC. I am currently going through hardship as I am not working and my wife is now on marternity leave. I have spoken to the department which now deal with Hardship in HSBC and after doing the incomings and outgoings they agreed I am in hardship. However my account…
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Advice please!!!
Hi everyone! Just hoping for a bit of advice really! I have been charged £138 for going over my overdraft. I thought bank charges were supposed to be getting more reasonable but I was charged £20 for going over and then £15 for each day I was over. Bit of background - I was away in Zimbabwe and made a payment using Paypal…
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Barclays robbing me. Please help
Sorry for the dramatic title but I am so annoyed even though this concerns a small amount of money. The story is on Tuesday I tried to deposit money into a betting account. There was easily sufficient funds for the repair to take place. However, as I attempted to depaiit funds I get a message from the bookie on screen…
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Natwest - reclaiming/hardship
Got a couple of problems. I got made redundant and I'm constantly bouncing over my overdraft limit, I called my branch and they just didn't seem to care, refused point blank to refund the charges, knew nothing about financial hardship clause regarding charges and said it was ok to take half of my benefits for bank charges.…
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University Student
Hi everyone, I am in a bit of an unusual position, and I'm trying to figure out what is my best course of action. I'm currently studying at University, and I have an outstanding debt with Halifax for ~£400, all of which is due to charges. I can't really afford to pay it off, does being a student qualify me for "financial…
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Anyone know if i can claim back a possible charge i may get.
Ive just baught somthuing with paypal, and stupidly didnt check that the funds where coming from my credit card as they usually do. Once id clicked to pay i realised they had taken it from my bank account which had £1 in it. The item was £9 and ive litrally sprinted across to the bank over the road and paid a tenner into…
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Query: reclaiming charges with an overdraft
Dear Friends, I have an overdraft facility with the NatWest. Will this be affected if I claim back my bank charges? Will my Visa credit card limit be removed if I claim bank charges with them? Thank you for your time. With regards Robert Walker
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Egg Money Interest Rate
I've just recieved an email from Egg saying the egg money interest rate is increasing to a wapping 16.9%!!!! Whats going on there then?
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going to court to clear CCJ ..how long will it
take to get this taken off the credit rating after this. he is really worried that this will not be taken off even though it was not his fault. basically DVLA gave him a fine for £80 saying they never received the sorn documetn that was sent out for his car (originally owned by a family member of mine originally but they…
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Does reclaiming charges effect you credit status with the bank?
If I try and reclaim charges will that effect future loans etc? I plan to change banks soon so I will be no longer with this current one
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Law's regarding bank advice
Hi! Apologies if this is off topic, you good folks seem to be in the know about banks so I though this would be the best place to post. My question is, do banks have a legal obligation to provide true advise verbally? Background: I opened a current account 5 months ago with HSBC, with the condition that there needed to be…
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Abbey bank charges
Hi every one. In 2007 I worked out my charges from Abbey and they added up to over £1000. I send Abbey a letter asking for my charges following the steps from this webbsite, they replied to me saying that the charges are fair and they will not refund, i told them i will take them to court and they still didn't pay me. I…
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Clydesdale bank charges!
:confused: Sorry about the story, but......... Once upon a time, I closed the account in 2006 with a £1036 overdraft on it. Wrote to the bank claiming the unfair charges. After many months, letters and threats of court because I was led to beleive the matter was on hold. I received a letter from a different solicitors who…
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One months charges
Hi, I need your help. I know that at the moment the repayment of charges is on hold with the banks, and I'm not attempting to reclaim them. My bank has in the space of one month taken £134 in charges because of going £2 over my overdraft limit. In December my bank paid a Direct Debit to my broadband provider, taking me £2…
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Credit Issues
What, if anything can anybody tell me about a company called Credit Issues?. They claim due to flaw in the credit agreement anybody who has had a credit card pre 2007 may not have to continue paying off their credit card. NO GUARANTEES were made to me by Credit Issues. They also said that I may be able to be reimbursed for…
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easier/better to do the abbey Zero card
online or at the bank where i was told i qualified. As i am self employed cash flow can always be an issue so i get a bit embarrassed about bank accounts sometimes!!! i know that my credit rating is fine at the moment. thanks everso.
