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Halifax bank charges
I have a current account at Halifax with a small overdraft which I keep my own money in (separate from our main current account that the bills come out of). On Saturday I accidentally paid for our food shopping on my own card and the transaction went through taking me £3 over my overdraft. I went to the bank yesterday and…
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CL vs AL and so in begins
Hi So i have decided to claim my £2000 bank charges over 3 years +8% I wrote the first letter 3 weeks ago and handed it to my branch. I contacted them today to which they said they have got nothing! Liars, im not waisting my time with them anymore! what can i do? can i go straight to MCOL? has MCOL had much success with…
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Reclaim An Old Claim On Financial Hardship
My mum put in for bank charges about 2 years ago. Cant remember when exactly but it was for £250. She was offered £125 and took it. I was wondering could she now try and get the additional £125 if she filled in a financial hardship form as she is in severe debt like me. Or cos the slready settled at 50% does that mean she…
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reclaim charges for business account
I have been working on this for nearly 2 years, and finally thought I was getting somewhere. I am reclaiming nearly £3000 from the Clydesdale Bank in charges, however, they recently wrote and told me I could not claim a penny as it is a business account! Is this right? If so, why did it take them so long to tell me? They…
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it might be a silly question but!!
i need to ask, I owe varying amounts on my credit cards which I am struggling to pay, and was wondering if I should submit a claim for charges to them all being in this position?? of course it would reduce what I owe them if I win, but could not pay all of the debt off if they promise to repay my charges, subject to them…
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direct debit charges
hi my names sarah today i got a £38 charge for an unpaid direct debit on my basic bank account. i would'nt mind but i don't even have a overdraft and i now have to pay the bill which is £20 and the charge then it adds up to nearly £60. i was just wondering if anyone can put me in the right direction on claiming it back.…
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American express Charges
Hi I had an american express corporate credit card, I had receiced a few charges for late payment, each charge was for a different value, between 50-60 pounds, would i be able to reclaim these charges, also I do not have this account any more. Also I used to have a credit card with Capital One, but account closed some…
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Hsbc Bank Charges
Hi I have had a current acc. with HSBC for appro 20 yrs and recently opened a business acc. however i have been having some financial difficulties and recently went ova my overdraft limit without realising. They r trying to charge me £25 for each time i had a transaction and in total there were 4 transactions therefore…
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Abbey National Bank Charges
First and formost I'm not the brightest spark when it come to my money, very stupid i know. I've incurred all sorts of late charges in the past. Some for late payments, some for direct debits going out when I haven't had the correct funds, some for not making repayments to my student overdraft........ the list is endless.…
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father died while in middle of claiming
my father died while his claim was frozen will my mother still be able to claim off the banks and if so will she have to start the process again?
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barclays bank
i took martins advice yesterday and rang barclays bank and informed them that i wanted to reclaim my bank charges under the hardship criteria,i was told that barclays were no longer paying back any charges unless they were proven to be illegal,i told him that i had just read the article and that under the hardship criteria…
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Soooo Frustrated!
:confused: Have I done something wrong? We got into financial difficulties the end of 2006 with Clydesdale bank, so we put all our wages into my bank account and closed the one with Clydesdale, leaving an overdraft amount of just over £1000. I wrote to the bank for all the statements with the £10, which we received, total…
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Standing Orders
I have never used this site before and was not sure where to post this? but if anyone can advise me please feel free. I had a standing order with a company last july, it was dated and singed by me on the 22nd july 2008, i have had a dispute with this company and cancelled this on 3rd nov 2008. Although i singned and dated…
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HELP! Bank charge by mistake
A phone insurance company took a payment of £7.99 out of my account even though meant to have first 3 months free. but as there was no money in the account, i was charged by my bank. phoned insurance company and they said took out by mistake an error on there behalf. told bank this but they were as much help as a chocolate…
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Reclaiming Bank Charges on old / closed account?
Hi all, I am beginning the process of reclaiming my bank charges from an old current account I had, with the Halifax. I closed this account about 2 years ago, but the account dates back about 6 years (which is why I really need to get a move on with my claim!). The problem is, I don't have any statements, account number or…
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WANT TO RECLAIM PPI and BANK CHARGES BUT IN A DMP - HELP!
Hi Sorry I wrote this on another thread but realised this forum is more relevant. Hopefully someone can help I recently entered into a DMP with my creditors. However, I was wrongly missold PPI on my Barclaycard Loan (to the tune of £2000+) and I also have around about £2500 in excessive bank charges from HSBC and probably…
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Bank now offering me a loan with interest to clear bank charges????!!!
I started out with £114 bank charges? which has now escalated to over £500. I have tried to write a letter asking that they take these charges off but they have declined, my account is now also closed. I then received a letter telling me that unless I came to an agreement with the bank they would be entering a default…
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Bank Still Charging Me
Hi All Although i have sent letter/s to HSBC about my bank charges, and they have explained that it is still in high courts....Can they still keep charging you in the mean time?? I am a bit new to all this stuff so any reply's appreciated
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Barclays charge...worth reclaiming?
Ok so basically...I try to summarize this and keep it short Yesterday: My rent went out of my account, but I didn't have enough in it...I use another account as I'm from overseas to top this up if I'm low...due to the snow all banks in my locality were closed... Today: I was charged £8.00 as it bounced...I spoke to the guy…
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Internet banking
Hi, I use internet banking with HSBC. In the next week or so I need to pay 2 companies about £1500 each ( I made use of their years interest free credit ) I was going to get their bank details and simply transfer the money over but I think I read somewhere there is a £25 charge for this if they dont bank with HSBC. Does…
