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Oh Lordy, I'm confused
It will soon become clear why I'm called Dizzie.... I have decided to try and reclaim some PPI from credit cards and store cards, but I also have some late payment charges for credit cards that I think I'd like to have a go at getting back too.... I've read the guide and the template letters.....my question is (probably a…
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Small but satisfactory victory for reclaim!!
For all of you out there embarking on a quest to get their dough back from the evil bank lords...persevere and know this, its a piece of cake... I came across this site, downloaded the sample letter templates, calculated the costs incurred and wrote to barclays demanding my money back. Just under one month later I get a…
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Reclaiming Bank Charges - Abbey
Hi I have written several letters to Abbey National re bank charges of over £2k. I applied for hardship due to being a full time student living on a bursary however, after sending a income/expenditure form, they insist I'm not entitled to hardship. What can I do now? Just wait for the courts??? Advice/comments appreciated…
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Three weeks gone...still no word from HSBC AND another unexplained charge!!!!!!!!!!
I sent off a letter on 13/01/09 to HSBC complaints about a charge of £150 which has been made to my graduate account because I went into unauthorized overdraft by £78. I copied the template letter I found on this site about 'illegal' charges. I also added in that I am a part time student, I am working less hours (financial…
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Natwest charges,
Hi, Hope someone can help. My daughter who has just turned 18 and has a student bank account had her DD due to come out on friday it was for £35. She had £26 in her account and hubby had Transfered £10 to her account the tue before... yup the money didnt go into the account to this morning, She checked her account and it…
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Abbey Unauthorised Overdraft Charges
Hi Everyone, First I'd like to apologise for the long post... I've been dealing with Abbey regarding some unauthorised overdraft charges for about a year now. Here’s the story in full… My account balance on the 9th January 2008 was £96.19. On the 11th January 2008 I made a card payment for £109.80. On that same day I…
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charges by finance company for change of details
Hi I have recently changed the registration on my vehicle to a private plate and paid the fee to the DVLA, however I have now been told I have to pay an admin fee of £30to the bank with which I have the finance agreement to amend the details. Does anyone know if this is this correct?
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Help- Claimant must request further case amnagement directions?
Thanks for taking the time to read this, if anyone can make sense of this I will be very grateful! In October I was sent a letter by the County Court saying that my claim would be stayed until 30th of Jan 2009. However if I do not request further case management directions by 27th Feb my case will be struck out. At the…
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HSBC Overdraft.
Hi I wonder if anyone knows where I should begin with an issue I have with HSBC. I'll try and keep it short and to the point. Basically, back on November 14th last year I phoned up the HSBC telephone banking number and got a £100 overdraft. Was on the phone for a while, and got asked questions about everything, then the…
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CMS Reclaim - Beware?
Hi all, I just got a cold call from a company claiming to be CMS reclaim. They were charging £49.99 to reclaim all bank charges. I gave them no personal details although they already had my address and phone number. Has anyone else been contacted. I am assuming its either a bogus company or a legit company just trying to…
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Help How Do I Get Compo
I have a nationwide account and for some reason my account was frozen on friday when i rang nationwide they did not have a clue why. Finally after specking to more people they came back and told me there a hold on my account due to my address being removed. When i ask why they never new and said that my address was right…
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Can I strike a deal with Abbey?
When I started my claim, Abbey paid £1300 in to my account. My claim was for £8000 so I proceeded with a court claim for the rest of the money. However, my court claim has been 'stayed'. I had opened an account with NatWest just in case Abbey closed my account and as of this month will have my wages paid into the Natwest.…
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Banck charges issues
Hello All, I asked for my bank to consider giving my money back after they had slapped bank chrges onto me over the years. Intially they wrote to me accepting that I had made a complaint but then stated that these cases where on hold whilst the court case was heard. This occoured and they still stated that they where…
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Mortgage late payment charges.
Can I reclaim mortgage late payment charges in the same way as bank and credit card charges?
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sent of LBA letter, now what?
:eek: Hi i sent off my lba letter to the bank, i am on benefits so sent the relevent letter.. i had a reply with a financial statement form to fill in ..the letter starts we acknowledge receipt of your complaint about bank charges..we beleive that your complaint concerns the level, fairness or lawfulness of the charges.…
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Lloyds & HBOS Merger - where does this leave us?
I am worried about the acquisition between Lloyds TSB and HBOS. I have heard of cases where the bank shuts down your bank account if you claim. I am with Lloyds and want to reclaim from Halifax - where does this leave me? :confused: I also have a credit card with Halifax and would be worried about them demanding the money…
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Refunds 'swallowed up' !
I succesfully claimed against NatWest £3000 which covered 6 years of fees on 3 accounts held by either me or mu husband - when we started the claim we were in financial difficulty so opened accounts elsewhere as we could not cover the interest on 3 o/ds any more. In total £1090 of the £3k refunded directly into the…
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bankrupsy
does bankrupsy class as financial hardship - have tried to claim this was perviously and have now become bankrupt due to reduced income do i still have to complete and I and E or could I just send them them a copy of the bankrupsy order?
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How long???
Just wondering roughly how long it is taking people to reclaim their money?? I know the whole thing is still on hold.......but in another thread people are saying they put in a claim early January 09 and are getting paid now! I sent my letter asking for my charges + interest (totalling £1019) early february 08, I had a…
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Credit card charges HELP
Hey can anyone help i sent a court letter to nationwide about reclaiming my card charges after june 06. they are only £12 each but total over 100. Nationwide say they wont refund do i go to court proceedings of financial ombudsman. Nationwide claim that 12 pound is fair and as no charges were over so they wont refund…
