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REclaim back credit card charges
where can i get a from to fill out to claim back charges. dean
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Clydesdale - has anyone made a successful claim?
I am new to the site an just finding my feet but on looking at the forums there is a lot of valuable experience out there. Has anyone successfully claimed and won anything with Clydesdale Financial Services? I have an Agreement with them and fell into financial difficulties soon after it started. I was speaking to them…
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halifax say they not received cheque
can anyone help? I have sent a cheque along with a letter from :money: Martin's pre written letter's to obtain the last six years of my bank charges, the halifax have cashed the cheque as its gone from my friends bank account as i used a friends cheque book, give them the ten pounds, as i dont have a cheque book, althogh…
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First Direct refund offer, How should I reply
Hi, I have browsed this forum often and it has been mosty helpfull. I seem to have succesfully passed the hardship hurdle and managed to get my claim against First Direct for £3000+ to progress. I have a £900 over draft and a £12,000 loan with them. They have offerd me the following In a letter after filling out the income…
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Insolvent Ltd company - can I claim?
Hi everyone I'm new here, so be gentle with me! Long story - short summary. My company ( I was a director) recently became insolvent (voluntary arrangement) and I have a joint personal guarantee (with my husband) covering about £22k with HSBC Two things really. Firstly, we are partly in this position due to pressure from…
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Providian/monument/barclaycard
Hi, Help please! I am getting the 'run around'. I originally had a Providian card which was transferred to Monument. I paid off the full amount at the end of 2006 and the account was closed. I have since been trying to reclaim charges (account starts with 4265) and sent a letter (recorded delivery) in July this year (with…
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Calculating Interest on bank Charges
when calculating the interest on bank charges is it 8% above Bank base rate or solely 8% on its own ?
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card blocked due to error, who is liable?
My parents recently went and bought a bed for about £600. When they went shopping the next day the card was refused due to insufficient funds, despite the fact that there should have been enough in the account. Confused my parents went to the bank and were informed that 2 transactions had been taken for the £600, one of…
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Refusing to give me a Refund
I opened up an account with fasthosts (website hosting company) on Wednesday as I wanted to transfer 2 domains and their hosting across to fasthosts. However I have now been told that this is not necessary and requested a cancellation of the account with fasthosts. However they have come back to me and said that I can’t…
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Can i get my money back?
Hello I would really appreciate any help you can offer I have been with my bank Halifax around 7 years a few days ago i canceled 2 direct debits through the online banking, a few days later the 2 companies tried taking their money, i had no idea that the direct debit was still active as far as i knew it was canceled as i…
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Can we claim (Halifax)?
My partner has just told me that he has been charged £63 for going overdrawn. He went overdrawn on the 20th by £29.47 he realised on the 21st and straight away transfered £200. The Halifax are charging him £29.00 unauthorised overdraft fee and £28 for a transaction of £3.50 that went through whilst he was overdrawn. Can we…
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Help! Financial Hardship?
Help! This my sound a little daft BUT i really need help ref this financial hardship thingy. I am about to put in a claim to Lloyds for a substantial amount and as it will be over 3k i have been told i will need to claim financial hardship. How do I go about it? Do i need to include it in the letter or do I fill out a…
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I'm so annoyed, please help
Hello All, I am new to this forum and I am having a nightmare with abbey and am wondering if anyone can help me? Sorry if this is a bit long winded! I have 2 accts with Abbey- a basic acct and an electron. I have never been overdrawn with them except once in June of this year and that went £3 overdrawn for 24 hours. I got…
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Filling in hardship form - help!
My partner has just received the hardship / budget planner (!) form from Barclays, he has over £3000 of charges to reclaim (he's a self employed plumber and there is little work coming in at the moment so we believe that qualifies for hardship..) Anyhoo...the form asks for my income info as well as his, do we have to…
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Abbey Bank Charges advice please
Hi, I am being charged £110.00 in bank charges to be taken out of my abbey account on 4th November. It is for a DD that was paid and a DD that was not paid and one card payment when there wasn't enough funds in my account in the space of a day or 2. A total !!!! up on my behalf I didn't know I did not have enough funds but…
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reclaiming after bankruptcy
Hi The huge charges my bank levied against me played a huge part in me gettting behind in payments, incurring more charges and then spiralling into debt which I could not cope with - enforcing me to declare bankruptcy, a horrible thing to have to do. Does anyone know if I can still claim charges back as I am trying to get…
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Nationwide help.
Hi there, basically i would like to reclaim charges on a closed nationwide account. i have been incredibly stupid and cant find any of the account numbers... can i still re claim charges...?? i have noticed that they have on one credit refence agency charmingly given me a ccj... so thats my next problem to deal with... has…
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Unplanned Overdraft Charge Please Help!!!
;) this Month for the first time in 10 years with my bank, an error occured and i managed to exceed my overdraft by £150.00 due to a direct debit leaving the account. i only found this out yesterday when lloyds wrote to me. in the letter they are saying they are going to charge me £15.00 for going over my overdraft. plus…
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help hardship case
my current o/draft is agreed at £500 however i have gone over this and bank charges have esculated so now i am £1100 o/draw about £400 pounds of this is in charges. my queston is how do i go about claiming finacail hardship to get this back i have not started any claims yet but i intend to ??:confused: i hate banks!
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Quick Questions about Direct Debit Charges
Hi, I recently had to pay my univeristy accommodation fees but unfortunatley gave the wrong bank details. I thought that i would be charged for this by my bank(£20 - Halifax) but the accommodation office also said that they were charged £20 by their bank so i had to pay that for them aswell. A friend of mine who used to…
