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HSBC Overdraw Charge
I have just been charged £20 for going overdrawn. Are they allowed to charge this much or should it be restricted like the overdraft charges?
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Capital One Help!!!!! asap please!!!!
Hi all, In June I applied for a Capital One credit card and was accepted. On the online application form, I stated that I would like to transfer a balance of £4000 from my Virgin Money Credit card. However, between the weeks of applying I paid off the Virgin Money Card myself, therefore I no longer needing the balance…
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contacted by phone by Compnay
I have just been contacted by Telephone from a Company saying it was going to reclaim and pay back into my account all my bank charges for the past 6 years. Now this does sound too good to be true, So when he then started asking for my account number, debit and credit card info for verification. I said no, Then he tried to…
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Need help reclaiming from A&L
My Partner has been charged over £300 from Alliance and Leicester. This is due to them originally charging her £25, thus taking her over her overdraft limit and not being able to get out of it for a while. We've used Martins template letter to ask them for the money back, and they sent a income/expenditure spreadsheet…
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lloyds tsb bank charges
Has anyone else had the same experience with LloydsTSB. I am currently claiming bank charges with Lloyds TSB. . I have claimed financial hardship, because of relationship breakdown. The hardship claim was put in July 2008. All I have received is a letter saying that they will look into the matter. I am constantly on my…
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Advice on a Closed Account
Hi there, Is anyone able to tell me if you are able to reclaim charges if you used an IVA company to clear your debts? I have settled the monies owed now, less the interest. HSBC of course closed my account and I am classed as a "default". I did have many bank charges in my time of banking with them. Will I be able to…
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reclaiming overdraft fees
Hi can anyone tell me whether you can reclaim overdraft excess or unplanned fees. As since 2007 we have been charged nearly £900 on these sort of charges. Is this legal? I think they are saying that the charges are because we went over our planned overdraft, but the problem is the thing that makes us do that is when they…
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Help required! Claiming Money back from company
I paid the sleep depot almost £800 2 days before they went into adminsitration. Since then its been a nightmare trying to claim my money back via the administrators. Apparently the money is being held in a suspense account run by First Data They are refusing to give the money back to the Adminstrators as they are owed…
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Reclaiming Bank Charges for 2nd Time from same bank?
Hi, I am new to this site and I am a bit confused with what to do with my situation. I have actually in the past managed to successfully claim back over £140 in bank charges from the RBS. I am still with them (which is probably my biggest mistake). I was doing OK keeping within the agreed overdraft limit and avoided any…
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Getting Hassle
Just a quicky. Robinson Way are giving me extreme grief about two old accounts with Barclays. One is a personal account the other is some form of Barclaycard account that I didn't know I had. I think it was something they gave you as a premier customer and you paid it off every month. Anyway debt combined is about 2k. I…
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Finding old account numbers
I had a credit card with Citi Cards some time ago (soon approaching 6 yr limitation) but I cant find the account number, I have wrote to them on a number of occasions but they never reply back. Does anyone have any ideas on how I can find my account number - I have looked on my credit report and it doesnt give them number…
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Halifax charges
Hi there, just wondering if anyone is in the same boat as myself. I had a student account with Halifax with an overdraft of £2700 which i was told i would have 3 years interest free to pay off as when i graduated it would change to a graduate account. I got married this May, i was a student who graduated in June and got a…
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account details problems
whenever i call cap one they can never find my account but never have problems when i write to them :confused: received a cheque from them for my reclaimed charges yesterday and my surname is wrong. i have a foreign surname thats really random and they put SMITH!? my account was passed to debt collection before it was…
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Sounds abit strange but i lost the letters
Ok I know it was foulish of me but ive never been good with paperwork. After my intial reclaim request (which just happended to coincide with the start of the court case, just my luck) I got the letter telling me that it was all on hold and they would keep me informed. Then after one of the rulings I got another letter…
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Mint card S.A.R
Hi Does anyone know the address to send my s.a.r to Mint please:j
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Internet Transfer
Not sure if I am in the right place but here goes I have today transferred £150 to a friends bank account via an internet banking transfer however I have in error sent it to the wrong account. My bank (RBS) are telling me as it was an instant transaction they cannot stop the payment, and my colleague has since changed his…
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can banks charge for their debit interest charges?!?! plz help!!
day before pay day I went to check my bank account but the system was down majority of the day, when i got on I seen that barclays had given me overdraft interest debits, takin me over my overdraft limit, i tried to call their call centre to speak to an advisor to see if I would get charged for this but their line never…
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lloydstsb have stopped my overdraft
hi We are in dire straits. we have got a claim on hold with lloydstsb Our current account had an overdraft limit of £900. we are in it and can't afford to pay it off each month. We are keeping it like this waiting for the results of the bank charges. As of today they have taken that facility and we are now £861 over the…
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Financial Hardship Template Letter
hi all , I have decided to get my @ss in gear and claim back my bank charges under financial hardship and was wondering if there was a template letter for this or do i use the original template letter and put in about financial hardship ? If that is the case how would i word it ? Many thanks
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Reclaiming from Lloyds TSB
Hi Folks I've began the process of claiming back my bank charges from Lloyds, sent them the letter with itemised charges & dates (around £1500 :eek: ) Then I received a letter informing me they've received my claim but will not be processing anything until the case has gone through the courts. What is my next step? Do I…
