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Current situation with claiming back...
Hi all, Please forgive me, i'm not that clued up at the moment with what the current status is with claiming back money from banks. I know it went to High Court and the first hearing was positive (correct me if i am wrong), but what's the score now and when do we hope to hear whether we are legally allowed to claim back…
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Halifax conflicting info
I have a problem with my bank in that their systems say one thing and my online statements say another! i am just wondering if anyone else has had problems of this nature with Halifax. they are saying i went £30 overdrawn and will be charging me £133 in charges! On my online statement at no point does it show that i went…
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reclaiming bank charges when in hardship
saw the above quote in the reclaiming bank charges section. just wondered what it meant by
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Lloyds and the take over of the Halifax
Hello all I like thousands of other are re claiming our bank charges from various banks. The problem facing me is this; I have got in to a major argument over bank charges with the Lloyds and have a court hearing on hold until they sort there S**T out, i took the advice of this site and made sure that i opened another…
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Alliance & Leicester - Help & Advice needed!
Hi, I am having £100 worth of bank charges being taken from me on Saturday. I was overdrawn by £1.79 due to my £2.50 coming out for my monthly donation to WWF. This is the one and single thing that has caused that exceeding overdraft and it had remained at -1.79 for 20 days (totalling £100) before my student loan came…
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Bank charges from RBS
Is it legal for a bank to charge immediately when a direct debit is returned unpaid.. I didn't have enough funds to make my payment on a couple so the amount was recalled....logged online today to find out I had been charged £114. I phoned them up and they said it was perfectly fine for them to charge straight away....£38…
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reclaiming bank charges for business
I have read the site quite thoroughly and can find reference as to if i can claim back my bank fees for a company. I have 2 accounts: One as a self employed person e.g. Fred Bloggs T/A FBtrading [T/A = trading as] The second one is a limited company. Any advice would be most welcome to a newbie on here.. thanks Nikita
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Nationwide- please help
Hi! Have already posted but must have been deleted! I was offered £750 by Nationwide, my claim was for twice that. I asked them to look into it again, they are saying that because I had a loan in 2004, they will not refund for that year - it was for essential home maintenance -I had no floors! They said that they don't…
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help please
Hi be gentle please, not been here before. basically did not have enough money in my account to cover direct debits which were due out this week and was unable to get to bank to pay in cash due to ill health. have no overdraft facility, just a basic current account. the bank has not paid the dd's and has also charged me 76…
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Question on sending bank reclaim form
Hi do I need to send a list of all my charges I would like to reclaim or can I just give them the figure and say id like to reclaim my charges between dates so I do not have to pay £10 for an individual list, Thanks KD1
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Bank refuses to reverse charges because sent the letter in to challange them and won.
I have a credit card and a direct debitset up from my current account to pay off the full amount each month, so i'm not in debt. but i payed off my balance in full so as i could cancel my card and just get back to using cash but forgot to cancel my direct debit so the full amount was then payed into the card AGAIN which…
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claimsjustice.co.uk
Hi im new to this website so pls bare with me :) Today i have had a call from what appears to be a genuine company. I havent agreed to anything as i said i would like to go away and do some research and think about it. Im hoping you can help. The company is called claims justice. Their website is…
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What effect will the current situation have??
Hi all and sorry if this is in the wrong place or already been asked But does anybody think that with all the takeovers and nationalisation going on, will the people that have cases with the banks that do not exsist in their own right anymore still be able to claim from them? and will they have to start a new case with the…
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nat west reply
received first letter from nat west . basically they say that " they have asked F S A to suspend the normal timetable for dealing with bank charges complaints . the F S A has agreed to this request subject to conditions that protect your rights . also . " once the case between the O F T and the banks finnish , we will deal…
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Help!!!
:confused: Am I being really thick?? I want to write to MBNA to thank them for the part payment, which I accept without predudice etc etc, but Im sure Ive seen a template which says it all MUCH better than I can - but I cant find it!! If anayone knows the link, please can you put it up here so I can have a try for the rest…
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I feel like Ive just be mugged by LloydsTSB
Hi as the title to the thread says I feel like TSB have just mugged me, I will explain. I have a loan with Lloyds and it's about three years, the repayments come out of my account by direct debit every month on the 11th. Now in August it was about a week before the next installment was due to be taken out of my account and…
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Nationwide
Sorry to hijack your thread but I really need to know if I can still claim charges for a defunct account that nationwide closed after taking money (unauthorised) out of my savings to clear the charges on the account. I am about to start a process for my current a/c but there is a lot more money paid in fees on the closed…
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Abbey - not sending all statements
I've sent the first letter to Abbey asking for 6 years worth of statements. It's now been 6 weeks (6 weeks working days) and I have only been sent 2007 to 2008 worth of statements. Abbey have taken payment of £10.00 for all 6 years statements and I have phoned up twice chasing them and I keep getting fobbed off. How can I…
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NATWEST made a mistake which left us black-listed!!
Recently, while being in our agreed overdraft, Natwest removed it by mistake (which they admitted). They then were UNABLE to re-instate it for nearly a week. I was away on a four week training course with the Navy so unable to help. My wife was alone with our two babies and left with the problem of no money, a now…
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Hitting Various Brick Walls - Where do I go from here?
Evening all To date I have had great success with my reclaims to the extent that I have had almost £10K back. :j However I now find that the smaller amounts are more difficult to get than the biggies. :confused: I have reached a stalemate on a variety of claims and would welcome advice on where to go next. Here's the…
