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Advice please
Hi there. firstly i'm sorry if this is the wrong place to post, i'm not too sure where I should be posting Today I should have paid my tv license by dd, which I did, however there was not enough money in the account, i think it was just under £8 short. I totally forgot all about it. I've just gone onto my direct banking on…
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alliance and leicester claim
i hope someone can help a few months ago i sent a letter to alliance and leicester disputing charges on my account. i did not receive any statements, just a letter saying there was a court hearing to be held and all claims would be looked at then.weeks after this i was delivered a letter saying that my account was…
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Nationwide building Society
Nationwide are taking £50 approx per month off my now in a bounced direct debit and an un arranged overdraft free (which I didn't ask for). Up to now they owe me around £1000. They have a notice on their web site which states that they are not a part of the test case as the OFT has stated that their charges are lawful???…
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Excessive Bank Charges - Reclaim
My daughter sent a claim for excessive bank charges in April, but is still waiting for them to be returned. Since the claim was made she has left employment and gone college. Can she claim hardship to speed up the repayment? If so, how.
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Barclays taking my money
Hi, sorry if this is in the wrong place, but a week ago, Barclays took out an £8 charge from my account saying it was for a payment made to a catalogue that came straight out of my account and stated that i didn't have enough funds to cover it, when i look at an online statement, it doesn't appear that way. Now today…
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money back from abbey for XL flights
just to let anyone know that i have today received my money back from Abbey that i thought i had lost when i bought flights through XL. I paid using a visa debit card so assumed my money had gone, but after picking up some advice on this forum i put in a claim and had my money refunded back into my account all within 7…
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Urgent NatWest Advice Needed
Hi Im typing this on behalf of my husband, he has been banking with Natwest since May, He leaves me to deal with all his finacial problems and debts, most I have sorted out and had a brill response no problems, but natwest are proving harder to sort! I wasnt with my husband when he opened his bank account now I wish I had…
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Charges over six years ago
Hi All, I'm a newbie to this, so this may have been asked before. If so can someone please point me in the right direction. I have excessive bank charges in the past but not much in the last six years, can these still be reclaimed ? As I am self employed I do have my bank statements going back to 1993 when the charges were…
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MCOL claim, interest/court fees question
I'm considering using MCOL to reclaim credit card charges after receiving a derisory final offer. The charges total £420, but including interest this comes to over £500. As the court fees for claims over £500 are higher, would I have to pay the higher amount? (i.e. because my total claim including interest is more than…
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They owe me money, I owe them money. any advice
Hi there, I put my claim into my bank to reclaim charges, I have done this under the fact I am in hardship and have provided the with a competed stencil of incoming and outgaoings which they have provided, I sent this by recorded delivery over 2 months ago. I also put in a claim for my husbands account with the same bank.…
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account credited with charges
does anyone on know the time of day roughly these charges are going to be applied to my account, i have sat waiting now, today is the 12 day and still nothing, i know it can take 14 days but blimey talk about stretch it out, i have phoned halifax/lloyds tsb who knows who they are now, but they give you the old jargon 14…
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Offshore Accounts
Can you advise if the law of England applies to offshore juristictions? I am based in Gibraltar which is part of the U.K. banking system, but I fear we may be excluded from the OFT ruling unmbrella.
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BarclayCard taken money without Authorisation
Hi,Need a bit of advice. The wife forgot to pay her Barclaycard bill, she logged onto her Barclays internet banking last night and it appears that Barclays had done a sweep of her accounts and took the money as there is no DD set up. The annoying thing is the wife has never given Barclaycard the details of the account it…
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Alliance & Leicester Charges for Non-Use!
I opened an online current account with A&L two years but never used it for reasons that escape me. It was an online account with no statements and an email every month telling me to checkmy account online (amongst another 70 or so marketing emails fromtyhe sameaddress!). When I phoned to close the account yesterday after…
