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HBOS now LLoyds
I am a customer of HBOS and have already submitted a claim for reclaiming my bank charges. If my bank is bought over by LLoyds TSB what would the position be regards to my pending claim? Thanks Lesley
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refunded twice
Hi im sorry if this isnt the right place to post this, but i really have no idea? I have recently been issued witha ferund from an insurance company, but 4 days later theyve refunded me again? Does anyone know the laws to do with this? will they try to take it back?
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can i claim bank charges
I went abroad in 1999 to travel a direct debit went out of my account from my insurance company and was debited back in to my account this caused me to go overdrawn and acure £1500 in bank charges and letters when i returned back to the uk 4 months later i had to pay these charges and my bank made me close my account am i…
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HSBC / Firstdirect £25.00 Formal/Informal Overdraft Fees
I am fed up with Firstdirect, a few months ago I went overdrawn (over my overdraft) by about £14.00. I was charged £25.00 and advised I possibly couldnt restore the balance until 4 days later. I was advised I would be charged over £10 the following day for an unpaid DD but they could offer me a temp overdraft for 4 days…
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HSBC / Firstdirect £25.00 Formal/Informal Overdraft Fees
I am fed up with Firstdirect, a few months ago I went overdrawn (over my overdraft) by about £14.00. I was charged £25.00 and advised I possibly couldnt restore the balance until 4 days later. I was advised I would be charged over £10 the following day for an unpaid DD but they could offer me a temp overdraft for 4 days…
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Rookie Issues - Help!
I'm trying to claim the credit card charges back on behalf of my girlfriend but not having ever owned a credit card i'm showing my inexperience! I assume the addresses to reclaim the fees are the same whether you are claiming bank charges and credit card charges? Also i take it that the preliminary letter for claiming…
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Quick question - reclaiming in England/Scotland
Hi all, I'm Scottish but living in England, and I want to put in a claim for bank charges from the last year or so, during which time I've been living in England. My bank is Bank of Scotland, so both my branch and the head office are back in Edinburgh. So the question is, if it gets to that stage will I have to pursue them…
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Reclaim for struck off company
Hi, I have a limited company which I want to have struck off. I also want to reclaim the bank charges incurred on the company account. Will I still be able to reclaim charges once the company no longer exists? Many thanks bbarc
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Template Letter to send to barclays??
Hey, this has probably been answered before but I cant seem to find it! I received this letter from Barclays today, after sending my letter off to them requesting the fullamount be paid they owed be paid to me (my first letter asking for repayment). "I am sorry you feel the charges you have incurred are unfair. We believe…
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Hsbc *******
Hello everyone, my business is really struggling at the moment due to the current situation. I took my eye off my personal account and I have just received a letter stating that I have gone overdrawn ( just over £200 ) and the bloody bankers have charged me £150 fee. Surely they cannot get away with this! I have called and…
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Not sure if I put a return address on my letter to Abbey...
Hi, 3 weeks ago I sent that template letter to Abbey to reclaim my bank charges. I said that I had just started further education so was one of the financial hardship cases. They replied about a week or so later asking for details of my financial hardship. They included a form where I had to list my income and my…
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hsbc , financial hardship advice please
good day folks need a bit of help/advice upon loosing employment i decided to claim on the finacial hardship basis , my income is next to zero , had to cancel dd's ,over my overdraft etc . got my charges back dated , and sent the 2nd letter to my branch claiming using the template from this portal , it clearly states that…
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Help at the small claims court
What are the chances that if I do file a claim against Lloyds TSB for charges that they will fight me. I'm owed £650. It seems to me it's pot luck whether they get back to you in 14 days or not? I'm also worried about actually going to court. How long will it take? Day off work I assume. And what happens there? Will I be…
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Direct debit charges
One of our employees has been charged £25 per direct debit (2 of them) as our salaries had to be paid by same day payment instead of the usual bank 3 day payment method. This meant that her wage did not arrive in her bank until around 13.00 and the direct debits went out of her account in the morning. This seems a bit…
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Mortgage money release charge
Hi. I have just had my money made available for my mortgage which has been sent to the solictiors. Solictiors saying that £30.00 extra is required because the Halifax have taken that as a fee. This is a joke im going to be paying interest on that 30 quid i have been charged over the years. I am entitled to this back aint…
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Frikkin Barclays, Bank Charges Reclaim
Hi I've been with Barclays for 10 years and recently had £300 taken from my account in a mistake from a hotel, anyway this bumped me over my overdraft. The hotel won't refund the charges incurred but offered me compensation by giving a free night stay which is better than nothing. Anyway, Barclays have charged me total of…
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Cahoot charges
I had a letter today from Cahoot stating I had gone over my overdraft and have charged me £30 on the letter it states that it has been sent out in compliance with the consumer sredit act 1974 how come I have NEVER had a letter before and yet they have charged me in the past for fees should they have always sent me a letter…
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Advice needed
I have been battling against CITICARD for over a year, They gave in and offered me £2000, Sounds good, They sent the money to Friedricksons who cleared the debt and sent the money back to Cititcard, (I suppose) The only thing is I didnt owe CITICARD that much at most £300-£400, The company I assingned to deal with this now…
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reclaiming bank charges. what's my next step please?
HI, i have been trying to reclaim bank charges from nationwide, the charges are nearly £1400. i have sent a few letters and also filled in the form they asked with regards to my financial hardship as i am on benefits and have children. today i had a letter back from them saying they have reviewed my case for financial…
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claiming bank charges for a second time
Hi I claimed back about 4 years worth of charges on 2 accounts from HSBC early last year. I have since been charged a lot of charges again abut £100 a month possibly more. Its dragging me even deeper in debt. Is it possible to claim for a second time?
