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Should I agree?
Hi All, I just had a call from Barclays asking me if I want to agree and sign a content for stay instead of going to court tomorrow. They are not dealing with any cases until the test case is over. So they said that if I don't want to sign this they will turn up tommorrow asking the judge for stay. What should I do? After…
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simple phone call to lloyds
hi, just to let you all know that a simple phone call to lloyds 0845 603 0899 and they sent me my bank charges within 7 days!!! claire
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where to send letter?
does anyone know where to send the letter asking for your money back? is it your local branch? or the main branch? i bank with lloyds tsb:o thanks in advance claire
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Confused Re:bank Charge Reclaim
hi i`m a bit confused regarding my overcharging by TSB current account. i have always been in credit and never have had an overdraft facility but didnt get a direct debit stopped in time. now the account is in debit by almost £300 due to that one transaction. the bank has been trying to collect the money from me for the…
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I changed banks letter, LOL
My very first post here. But I`m always lurking. :T I claimed bank charges on behalf of my son (before court case was announced). Barclays offered him a lower amount, with a letter stating, that, if he accepted the lower amount, it would be in, full & final payment. He decided to accept this, incase the test case was lost.…
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New bank charge claim
Im in the process of writing my 2nd letter to Nat West threatening court action, Any advice if its worth proceeding to taking court action and paying a £30 fee to do this or should i sit tight and wait for the outcome of the banks OFT court case?
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Can I reclaim my £80 county court fee back.
When I first got a county court against my bank to claim my bank charges back, I never realised that students can do it for free. I paid £80 but do you think that it might be possible if I show information that I have been a full time student in the last 3 years that I can claim my £80 back?!
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Ppi
This my first ever post on any site!!! I have sent my 1st letter today to jd williams re "peace of mind plan" Cannot even remember taking this so defo no discussion over previous medical condition (which I have). I will keep you posted, i have lots of other letters to send!! fingers crossedxxx I work for a bamk (for my…
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Barclays court case on Nov 17
Hi, Thank you for a great website and for helping so many people. I submitted my court claim in early July this year and I received a letter from Barclay's stating that because of the test case they would not make any decision on the case. I then received a letter from Wandsworth County Court setting a court date for the…
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Notified Charges
Hi I am trying to reclaim my daughter in laws bank charges with HSBC, we applied for the bank statements and were told they would come at intermitant dates and not all together which is annoying but apart from that the few statements we have received have now got NOTIFIED CHARGES beside the bank charges, is this a new ploy…
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Usual Blah Blah response - Help!
Hello all, hoping you can share some wisdom with me! I've received what appears to be a standard response from both HSBC & Natwest along the lines of, we acknowledge your claim but until a decision has been agreed on the OFT case we're not obliged to do anything. What do I do now? Hang fire til the case is over or do I…
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Partial refund?
Just graduated, returned home to find letters informing me I have £190 worth of bank charges... I was lead to believe that my overdraft would automatically increase year on year, but it stayed at £1250, so not only did I not know I didn't have any available funds, but I was being charged without knowing it... I phoned up…
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a couple of questions.
firstly can anyone fill me in on the claiming process, since the bank meeting ie can i go ahead or not etc? also, the fee's i have heard people say that the banks cannot justify how it costs say £25 in my case to send out a letter, well when i have had overdrawn charges i have never once had a letter, the only way i know…
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Registering a Complaint
Please help, damsel in distress I have just received back from HSBC details of my bank charges, £2400!!!!!! (didn't think i was THAT bad with money):o Obviously I am unable to continue further with the claim in light of what is happeneing reg OFT. However i does state in the letter I can lodge a complaint with them. Can…
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Being Charged Twice for Bank Statements
Has anyone else been charged twice for the supply of bank statements. I asked the Abbey for these statements in February and enclosed the necessary cheque for £10 and was eventually supplied with them. Then I followed the routine and wrote the necessary follow up letters. In the meantime the Abbey took another £10 fee from…
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Nationwide - let me in downward spiral
Hi all, I'm new to this but can anyone make suggestions - August Nationwide wrote to me demanding I pay off £500 off my overdraft - they say they were giving me 3 weeks notice - however it took over a week for the letter to arrive. At the same time they took over £200 in charges. Heres the best bit - they sent my overdraft…
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Really do need advice - HELP!!
I'll try to keep this short as it is quite drawn out. I held accounts with Natwest and had 4 or 5 different credit cards, all of which were run without problem for many years. In late 2003 I was diagnosed with a terminal illness which had a major impact and basically I fell apart. My relationship broke down in mid 2004 so…
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Changes to small claims fees 1 Oct 07
Court fees are changing from next week (Mon 1 Oct) to a new charging structure that will make County Court and High Court fees the same. If you are going to start a bank charges, or other civil claim, in the County Court some of the fees for small claims (those under £5,000) will be different. Although there is no…
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Have I Blown It
WAS OFFERED A SETTLEMENT BUT A LOT OF THINGS HAPPENED OVER THE SUMMER AND PRESUMED AFTER TAKING A LOOK THAT IF WE DID NOT TAKE ANY ACTION WE WOULD RECEIVE THE SETTLEMENT. WONDERED WHAT WAS HAPPENING AND LOOKED AT LETTER AGAIN AND NOW REALISE IT COULD NOW BE TO LATE (IT HAS BEEN AT LEAST 11 WEEKS). THE FOLLOWING WAS THE…
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Court Tomorrow against Lloyds TSB
Hi There i have got to go to court tomorrow (25th Spet 2007) against LLoyds TSB. Llyods solicitors have not even sent me any of their copies that they will be using in court and i have informed the judge of their no compliance. I have called S.C.A.M solicitors today and asked them what is going on as i have not received…
