We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Usual Blah Blah response - Help!
Options

pinkkat8910
Posts: 248 Forumite
Hello all, hoping you can share some wisdom with me!
I've received what appears to be a standard response from both HSBC & Natwest along the lines of, we acknowledge your claim but until a decision has been agreed on the OFT case we're not obliged to do anything.
What do I do now? Hang fire til the case is over or do I write again?
Any help would be appreciated
I've received what appears to be a standard response from both HSBC & Natwest along the lines of, we acknowledge your claim but until a decision has been agreed on the OFT case we're not obliged to do anything.
What do I do now? Hang fire til the case is over or do I write again?
Any help would be appreciated

0
Comments
-
*bump bump*0
-
To be honest your probab;y best hanging fire until the test case in January.
All the major banks have signed a waiver stating they don't have to do anything until this case is heard.
I know how you feel I received the same standard reponse from Barclays in August. It's annoying isn't it?
I'm going try again after the case is heard.In debt no more!0 -
hi
the only proviso is if your charges are going to go beyond 6 years, if so you will still need to start court action or risk loosing those over 6 years.
Borgbaiterclaimed/settled - Natwest £2,535/£2,535, HSBC visa £80/£80, MBNA £1,258/£1,258, capital one £282/£282, tesco visa £515/£515, HSBC visa £140/£140. HSBC £1,450 MCOL Stayed for OFT case. Chelsea Mortgage charges & cashback £5000/£672. complaints with banks pending OFT Halifax £30, A&L £35. TOTALS £11,325/£54820 -
Thanks for your responses!
I'll be ok on the 6 year front (they're only 4 years old) and surely they can't drag this case out for 2 years? Or can they?!
I'll hang fire til the outcome then ... blooming annoying isn't it!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards