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2nd reassurance request :P
Heya, So it's almost at the end, I've followed all the steps and used money claim online to make a claim against HSBC. I got a letter through from the courts titled 'Notice that acknowledgment of service has been filed', this seemed to be the staller since tomorrow is the 28th day, however on the acknowledgement the…
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Allocation hearing held, thread updated
So I have my court hearing set for friday. Received the letter from the court saying this " 5 MINUTES has been allowed for the ALLOCATION HEARING (LISTED WITH OTHER CASES) then a load of other stuff. So does this mean my case will last for just 5 minutes? and other people with bank chargers claims will be there? I'm not…
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Had an offer? - but want to decline
Hi, Ive had an offer from the bank but it is half the amount ive taken them to court for. Do you have a template letter to decline the bank offer? They have offered to discuss over phone. Does a verbal 'No' count as they say if i dont reply in 8 wks they will consider the matter closed. I want the action to continue in the…
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Partial Refund - Next step?
Hi, We have claimed back charges on our bank credit cards and have only been offered £48 from £130, is this usual? is it best to proceed with the next letter or try another avenue? We also are waiting for a claim for £895 on bank charges and don't want to be recorded on accepting a low return. thanks Russzip
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Has your bank ever admitted fault?
From reading through other posts on this forum I've spotted that banks will usually either quietly refund the money or say it is a "goodwill gesture", has anyone ever got them to admit they were wrong in making the charges to begin with? I've just started the process with NatWest having received my historic statements a…
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charges applied after letter sent
Hi there, I sent abbey a letter requesting a refund of my bank charges £2300 without adding interest.They then sent me a letter saying they were looking into it, but then in the meantime more charges were added to my account £420, after i sent the original letter. They then wrote back and offered me half the amount as a…
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Bos Sent Letters And Nothing.
I Sent My First Letter To Bank Got No Reply Sent Reminder Recorded Delivery Still Nothing, The Bank Has Also Recieved The £10 Fee. This Has Now Been 45 Days Please Help,what Do I Do Next.
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Going legal without giving banks warning???
Hi I'm in desperate need of advice please. I am claiming on behalf of my mother-in-law from Abbey National Bank. Bank statements requested mid March so they have until 1st May until 40 days are up. However, this claim will be big, estimate in the region of £5,000 - £10,000 excluding interest. I have warned them of my…
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Charges Dating Back to 2000
Dear All, I've just received my statements through from Capital One. They detail my account back to 2000, including charges outside the 6 year period for which I requested information. The charges detailed are late payment and overlimit charges, + a few returned cheque charges. Can I claim for all three of these, and would…
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New (and existing!) Claimants Read THIS
I've been a reader of this site for a couple of weeks. Can I make some observations? 1. There seems to be a huge number of people asking the same question. For something as important as this, is it not appropriate to conduct research and check questions asked by other people and shown (together with helful advice!) on this…
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Penalty charge on paying train fine late
Slightly off-topic, but I feel similar situation. I got fined for not having a ticket on a train (long boring story, I won't tell here). And in my infinite stupidity failed to appeal or pay within the 21 days given. Now this is completely my fault, I know I'm an idiot. So I have no problem paying the original £20 fine, but…
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Should I accept 'Without Prejudice' offer?
My banks solicitors have offered to refund all the money I have claimed without prejudice as a full and final settlement but only paid on conditions including one that states I will again occur fees if I go over my O/D limit. Since I believe these fees were illegal I would again claim these fees back through the courts if…
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Overdrawn Charges
Hi there, Can anyone advise me re charges. I had a account that went overdrawn aqpprox £120 with the Co-op I am now being chased for a payment of £420. Would I still be within my right to offer the Co-Op the £120 that I was overdrawn and contest the remainder of the charges as invalid and unenforcable??? Any help would be…
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What Do I Do Next???
Once I totalled up all of my bank charges and added on interest, I used the template telling the bank they had 14 days. Ive got a letter from them now saying the Financial Services Authority gives them 8 weeks to investigate and respond. I called the bank saying this isnt good enough etc and called FSA who agree with the…
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Received statements, need help with next move!
Hello all, Ive just registered as am in need of sum advise pleeeeeese. Ive just received my bank statements today after requesting them 40 days ago. They begin 28.09.01 to 28.03.07, by my calculation theres six months of statements missing! The letter they sent states that if I need further statements this will take longer…
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£35,987.94, Is this the Largest ever??
http://www.consumeractiongroup.co.uk/forum/natwest-bank/81964-nat-west-owe-me-5.html#post729684 For all those doubters, this guy is who to look up to!!!
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season ticket charge
wasn't sure where to post this! i re newed two football season tickets by phone and was charged £10 per re newal(£20 in total) i feel this is an unfair charge, has anyone got any advice about how i would complain and try to reclaim the charge?
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Notice of Judgment Rejected
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little help what court?
hi can anyone help me? have sent the letter asking for my money back have recieved the letter saying we are looking into it but it will take 40+days, when i stated they have 14 days to offer a refund or i will file a court case. now this is were i am stuck! i have d/loaded the template letter and it says in the letter…
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Reclaiming bank charges
bank of scotland charges:£907 amountpaid: £442 I've just recieved a letter from my bank telling me that they will pay part of the charges
