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Winning be default!
Hi! I've just gone through online court process and Barclays had untill yesterday to respond to my claim. They didn't so this morning I won by default:beer: I said that I wanted payment immediately but how long does this mean. The court will process my application tomorrow morning. :p
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OFT makes 'putting it on hold' announcement
Today 29 March 2007 the OFT made a statement on its long expected announcement on bank charges. Read the OFTs statement My view on it is as follows: Why the OFT has delayed If the OFT had made an announcement at this time it would've been an 'opinion' not a 'ruling', much as it did with the credit card announcement last…
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Help
im in the court process, claiming for £3800 against TSB, they have acknowledged my claim, which gives them another 14 days (28 in total). The acknowledgement came from their solicitors - is that right - im so nervous about it.
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Cross Border Banking
Just a quick question. I see the maximum claim in Scotland is £750 where as in England it is £5000. I live in South West Scotland yet my HSBC Bank is in Carlisle. Does this mean I can claim as per English Law? :rolleyes:
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Original Documents ?
Hi, Help ! I recently wrote a letter to a credit card company requesting my statements and enclosing the fee. I have just received a letter back from them requesting I send them an original of my passport or drivers licence. Can anyone tell me if this is normal ? From another credit card company I received my requested…
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Help Bank Charges ?
Can anyone offer me some advice on this please. I sent a cheque to Norther Rock dated for 30.03 (payday), but they have presented it early (today) and now the bank have returned it as there is no money in the account. I contacted the bank who have advised no matter what date I put on the cheque they can present and I…
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Urgent Help Needed!! The clock is ticking!!
Hi, I have posted this on the merged bank and MCOL forums but it seems to have disappeared as there are load more questions being asked than people able to answer them. Anyway I have by the end of the week to get back to Halifax and I dont know what to do. Basically, I got an offer today from Halifax of less than half the…
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Barclay card Interest question
hello, I'm currently calculating how much money I can claim back from Barclay Card, i've used the interest calculator and have a figure. But, as banks charge a greater rate of interest than they give out should I calculate how much I can claim by using the rate of interest shown on my statements? Thanks
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Help Bank Charges ?
Can anyone offer me some advice on this please. I sent a cheque to Norther Rock dated for 30.03 (payday), but they have presented it early (today) and now the bank have returned it as there is no money in the account. I contacted the bank who have advised no matter what date I put on the cheque they can present and I…
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1st letter posted to Barclays-reply received
My letter was dated 21Feb. Their reply below is dated 7Mar: "We refer to your letter of 21 February, which was passed to this department for comment due to your request for certain information, relating to bank charges, under the terms of the Data Protection Act (the "DPA"). "Please be aware that the Bank is not under an…
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new to reclaiming
Hi to everyone, i finally decided to take the plunge and try and reclaim some charges and hopefully with support from you guys i will get somewhere.. now i have checked a few bits out and im correct in thinking i can reclaim from closed accounts, but can i claim from closed cc accounts that have gone to dept collecters…
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I would appreciate some help/advice on my problem (I don't know how to catagorise it)
This is a long story but I'm stuck as to what to do and could do with some advice or suggestions, please. I have recently been contacted by a 3rd party debt collection agency (1st Credit) stating I owe them £250 as they have brought the debt from my old bank (Lloyds/TSB). They state this debt was sold to them some years…
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offered me only 50%
help, norwich n peterborough only offerd me 50%, after i threatened them with court, do i now proceed with court or write back saying no, i still want the whole amount, they are also closing the account in4 weeks, !! please help, am stuck!! salad
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In Breach?
I have sent a letter 17 days ago saying they were in breach as it was over the 40 day period for receiving my statements. Does anyone have the address of the commissioner to write to report them? many many thanks alethea borgman
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6 years maximum claim time?
Hi All! I need a bit of advice - I requested my statements in September 2006 and received 6 years worth of statements - I finally itemised all the charges and send a request to my bank to have them repaid (27th Feb 2007)- the first charge was 19/10/2000 I am at the stage now where my LBA has been ignored and I am starting…
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Halifax charges
I have sent the letter to Halifax reclaiming charges and have now had a letter back from them saying "the Financial Services Authority gives us 8 week to investigate and respond to complaints" do I have to wait 8 weeks becaues I know they will hang it out till the 8 weeks and then come back and say they wont pay! the 2…
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Help on step 3!
I sent the letter for step 3 tellin the bank how much i am owed but yesterday I got a charges sheet for this month that wasnt on the original sheets. This comes to over £100 do I use the step 3 template again?
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Bank Trying to Stall?
Can anyone offer some advice please? I sent my letter off to my bank on the 25th February, requesting my last 6 years statements. I have so far received 2 letters. The first letter stated they were sorry for my complaint, but they would look into it. I received another letter yesterday (28th March) saying that despite…
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'without predjudice' ?
IIn the letter where you say that you'll accept a certain amount, does the 'without prejudice' part mean that you can say that you accept an amount and then not accept it? Also if you do do this, is it likely to affect any rulings if you do end up going all the way to court? Been meaning to pull my finger out and get…
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My bank is ignoring the letter I sent about the charges
As above I sent it two weeks ago and heard nothing. I am tempted to close the account - then they might take notice:mad: :mad:
