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help!!!!!!
I have requested my last 6 years of charges and the bank has sent me 1 year of statements what do i do now??????
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40 days/check!
hello all are the 40 days from when you send letter or from when the check clears unsure when to take 40 days from :confused:
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Reported to IC and still nothing
from morgan stanley i have recived my archived statements and not my most recent which is approx 2 years worth. Royal bank of scotland i have recieved nothing from at all. both have been chased up on the phone. both have been reported to the information comissioner for breaches. this was nearly a month ago. i recieved a…
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Abbey National Current Account and Credit Card
Quick question: Have written to Abbey with £10 for data protection info - received copies of old statements. Although I didn't specify that I had an Abbey Credit Card for a period of time during the last 6 years, they found it on their records and told me, in the covering letter that came with the current account…
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Help! calculated charges wrong!
Hi My husband calculated his charges at £1236 with the Halifax, he has now took them to court and last night i went back over the charges and got the figure to £1358. what can he do/ will he loose in court for calculating wrong? Im terrified!
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Request for Bank Statements being ACtioned ? Help please...
Hi, Ive just started the process to reclaiming my bank charges which i expect to be in the region of 5k or so and have requested statements ! I am concerned however... I went into my local Barclays Branch the other day to make my request going back ten years...I wanted ten years so not to arouse suspition and make the…
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Unable to find details of charges on statements
I have copies of my (Barclays Bank Business) statements going back over six years, plus the Advanced Notification of Charges that they send out each quarter. On none of these can I find any mention of charges made for exceeding my overdraft, just a listing for "Overdraft Interest" on the ANCs. Now, I accept that I must pay…
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Urgent. Volunteers required for Independent article on OFT bank charges annoucement
We're looking for some people to help with an article the Independent newspaper is writing on bank charges. They would like to interview some people who are in the process of reclaiming their bank charges but haven't finished yet. It's on the back of the OFT's annoucement today. If you would be up for a quick chat with the…
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Plymouth Court with Barclays 3rd of May
Hi Everyone, I have at last recived my court date from Plymouth County Court. 10 am on Thurs. the 3rd of May. I started action back in Oct 06. I was wondering if any else here in the Plymouth area has the same date ? One of the Clark's there told me there are over 50 Bank case's going though at the moment, if of course I…
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Student Nurse in dilemna With Lloyds
Im currently starting to reclaim unfair charges on numerous banks and credit cards. Having started uni life 5 years ago i very much got tinto the swing of uni life and also quite a few overdrafts, this was all fine until i realised exactly how much uncontrolled debt i was getting myself into! So the last few years have…
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Bank Jargon!
1st time user! Hi, can anyone help me with the jargon i have recieved from my bank. Downloaded the template letter and sent to Halifax. At last had a reply but it refers to if the reason for request for information is for "manual intervention" they are not obliged to help- WHAT DOES THIS MEAN, ARE THEY WRIGGLING
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advice needed
is there ne1 out there that has had a success back from abbey i know they are one of the tightest banks out there
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court action how long
I did my court bits online it says th 23rd which l think is the day afder l put it in.My question is how long do they get is it 14 days from that date or is it 5 days latter the 14 days.Sorry just want to get it right.:confused:
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what's the worst that can happen?
i've typed the first template letter out to send to our old bank, we've got another account up and running, but i'm a bit scared to post it, so i'm asking those of you who have done it: what's the worst that can happen? could we potentially end up having to pay out anything to anyone? or is it a case of, you might get your…
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oops!
just realised i forgot to sign my letter to the bank!! they are due to reply by tomorrow, shall i need to re-do them?
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Barclays not sending staments
i rang barclays on monday the 12th of march for my statments which were not receved so i then rang again staiting i hadn't receved them so they said they were going to send them out and charge me again i disputed the second charge which was amediatly wavered yet still i have not receved them and am not sure what i should…
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Money Claim Options?
Hi guys, I filed a MCOL Tuesday and today it says "start" on the status and when i click gives me an option "Do you wish to enter Judgment by Default or by Admission? Please select one of the options below" What should i do?? Thanks
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What do I do next?
I am claiming £2400 in bank charges from Abbey, after following steps 1 to 3,I am due to issue my small claims court claim tomorrow, however Abbey have today refunded £573 into my account as a goodwill gesture, without consulting me. Do I continue with the small claim, but claim £573 less? or Tell Abbey to take the…
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Advise needed as have 2 accounts with one bank
Hi I have a joint account with my wife and a personal account with lloydstsb I wrote 2 seprate leeters requesting my charges one letter for each account. I recieved my charges summary today which my wife opened as it was addressed to Mr & Mrs and they had put both accounts in the one envolope. Is this a breach of the data…
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Refunded bank charges then more added afterwards
I was given half of my bank charges back after they admitted not sending bank statements out to me, with the charges on, so i didn't realise I was overdrawn (they dont send letters anymore apparently). They refunded half a s a 'goodwill' gesture over \ period of 2 months but by then I was up to my neck in it and…