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judgement by default - should be today
Im reclaiming my bank charges and i think i should be able to start my judgement by default today but the money claim website says im not able to do this yet I entered my claim on Fri 16th Feb (early in the morning well before i started work at 10) Claim is serviced 5 days later as standard - Weds 21st Feb Bank entered…
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Urgent advice on court claim
So filled a claim a few weeks back, bank told me they would file a defence couple of week later being today I have recieved a letter from the court saying the bnk have put a defence in and I need to fill out the answer sheet. Same day another letter recieved from bank saying they don't accept the charges but willing to…
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Argh ! Where Did The Main Banks Thread Go ??
This thread stickied was fabulous and saved me endless searches. I bookmarked the link but just clicked on it and it doesnt work anymore :( Anyone know where it went ????
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charged because dmp payed bills to late
Hi I was charged by various companies for late fees etc bcuz the DMP company were collecting the payment from my bank on 25th of one month and not paying it until 24th of the next - this resulted in me getting nowhere to get my bills down. The only solution i had to get out of the ongoing mess was to cancel my DMP and…
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Barclays Bank Charges
I have requested Barclays to repay unlawful charges using template letter and website calculator. I have received a response from Customer Services saying they aim to deal with my (and I quote) 'complaint', within 4 weeks if not they will update me on progress within 8 weeks. Should I proceed to courts now? I am I being…
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How Do I Cancel Court Proceedings
I've had a good look through the MCOL thread but can't seem to find out. Mr Branson's own bank have paid my claim and I would now like to cancel the MCOL. Any ideas........... Cheers
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Recaiming
I am seriously thinking of reclaiming my charges, in fact I have sent the letter today ask for the list of charges over the last six years, but I just want to make sure of some stuff here. I am scared of doing this, mainly because I suffer from severe mental illness and i am scared I will be bullied by the bank. So here is…
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3 accounts = 1 claim?
Hi! I've sent my 14 day letter to HSBC, they've got another 5 days to reply, but quite honestly I'm not holding my breath! There are 3 accounts 1 joint account with hubby, 2 seperate accounts (mine and hubby's), do I need to issue 3 seperate claims to the court or can we in joint names issue a claim for all 3 in one go?…
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Charges to get details of charges
Yesterday I sent in my letter with £10.00 to request a list of my bank charges for the last 6 years, my bank manager then called me and told me I had to pay £20.00 as its a joint account, is this normal?:confused:
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More charges since intial claim
Hi all, i started the claim to my bank a few weeks ago, i sent the LBA 3 weeks ago and now im putting them through the MCOL process (I had to wait an extra week as work sent me away for a week) but since then they have charged be a further 100 quid!??? can i add this on, or should i just forget it? Thanks all!
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halifax charged me £39 for £3.12 & nosey worker!
Yesterday I went to to the halifax to ask if they could remove the charge of £39 to my account which they didn't and took off me today. They sent the letter two days aga to inform me they were taking this £39 on the 20th march because of a transaction I had made had been rerturned unpaid and as a result I have incurred…
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Interest Calculator
Just wondered if the interest calculator is available as a standalone executable for download ? Would be handy to put on disk for a friend who hasnt internet access and probably couldnt cope with the likes of excel. :)
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Abbey have confused me with their offer
Hi I'm really sorry if this has been asked before I did search but am getting blinded by it all. I have had the allocation questionnaire which is all good. But I am a bit confused with abbey's latest offer. 3 days after the court papers were filed abbey put £600 into my bank account as charges refund. My total claim,…
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Claiming charges on a student bank account
I have an account with Barclays (currently a graduate account) and I have about £500 of charges from going over my overdraft etc. at £10 each. This is a lot less than the charges applied to normal accounts, is it still worth me trying to claim this £500 back? Or will the bank argue that it is an appropriate amount? Thanks
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Reclaiming Bank Charges
Hi Everyone Can anyone answer my question? I am currently overdrawn and the bank has agreed a repayment plan with me which is currently £10.00 per month, my Account has been closed down so that no more charges are incurred to me as I am currently in debt and it would not help matters. If I claim all my bank charges back…
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Reclaiming charges on account held for less than 6 years????????????
Can someone please explain the "Last 6 Years" to reclaim charges. I have sucessfully reclaimed charges on an account that i have held for over 6 years. But can i claim charges on accounts that have been held for 12 months or less???:confused:
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Referral/loan arrangement fees
Hi - I've just claimed on the Moneyclaim website for just over £2000, against Nat West - this is purely for overlimit fees. However, there's another £1400 made up of 'bank charges' @ £28 per time with no reason given; 'referral charges' (about £100 pa); and two loan arrangement fees of a couple of hundred pounds each! Can…
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Marks and Spencer & More credit card
Hello is there anyone who tried to reclaim the charges from them & if yes, any success? I couldnt find a thread about them yet...
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Cumberland Building Society
Has anyone challenged THE CUMBERLAND BUILING SOCIETY for bank charges? I'm currently taking The Cumberland to court for £1429, but i've been looking on the site & havn't came acrosss anyone challenging them.
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How to reclaim the interest?
I've worked out my charges on my current account at £980, but i'm not sure what interest i should add on top of that? Can anyone tell me how i could work this out or what i should add? Cheers. :confused:
