-
Halifax want 4 weeks
Hi Can anyone help. I wrote to the Halifax 4 weeks ago detailing the amount that I wanted to reclaim to which I didn't get a reply. I wrote to them last week using the template sending the letter recorded delivery and giving them until tomorrow to reply threatening the court action. I received a letter today from them…
-
Court on Friday - need advice
Hi My bank (Abbey) filed a defences and I have to go to Court on Friday for a Trial Readiness Hearing. I need advice. I have followed the instructions to the letter on the site so far but am not sure what to expect now. I notice advice to someone in a similar situation about SoLA but I don't know what that means. Any help…
-
About to claim bank charges - but I'm overdrawn!
Just after some advice. I have a £1500 overdraft with natwest, and by the time I get paid every 4 weeks I have reached that limit, barely getting back into the black each time, mainly due to some erratic spending last year and bank charges. I am about to write to reclaim the charges, but I'm unsure of the second step…
-
The Law
Quick question. I am due to go to court with HSBC soon, they filed a defence!!! So that I can go to court well prepared in the event HSBC turn up, what exactly is the law that governs how banks operate? Is it the Consumer Credit Act 1974? I am specifically looking to refer to an act that states that banks are allowed to…
-
Bank Charges Reclaimed - still getting charges added on & on?
Hiya folks, Wondering if anyone can help or give advice etc...........I'm in the process of reclaiming my bank charges from the Royal Bank of Scotland, (have just sent Martin's 2nd letter), but, still getting charges on my account (after sending the 2nd letter) and these charges have not been added to the figure that I've…
-
Interest on Loans taken to cover bank charges
We are currently waiting for Natwest to respond to our claim for over £2k bank charges and £1k interest. In the meantime the loans we were 'advised' by NatWest over 4 years to take out to cover said charges when they got too much is in default. Surely there is some way, as the charges were unlawful in the first place, to…
-
Bloody Mintex1!!!!!!
:j FAN-BLOODY-TSTIC!!!! Both me and my partner have requested our bank charges back and Jo got an offer of £1276. The charges amounted to !£1568 so we decieded to take their offer of goodwill! I can't wai tto hear from them too as my request was for £1200, I hope the HSBC get in touch soon. Will let you all know. DO IT,…
-
Abbey departments telling different stories
I used the templates and wrote to Abbey to request repayment of bank charges. They responded by saying they would look into the complaintand sent me a complaints leaflet. They hadn't paid the fees back within the 14 days specified in my letter so I put in a court claim for refund of £1000 charges from Abbey. Bizzarely I…
-
Reclaiming and Compensation?
HI Its my first post here been lurking for a few weeks and have already requested my statements. My problem and question is as follows. I had a current account and business account. The business was limited nad become insovent last year and unfortunatly had to liquidate it. I had a partner who was guarnator on the account.…
-
Llyods TSB Scotland
Hi, I'm trying to find the address for the Lloyds TSB Scotland claiming the charges with interest back. Ive tried the links posted for the address, but it is dead. I have searched the forum and the Lloyds page with no success. Can anyone help out? Thanks Vince
-
£250 short, what should i do?
Hi all, Got a 2nd letter back from Barclays today advising me that they received my 1st letter and would like to make it clear that they disagree with my views. It goes on to say despite the comments above; on this occasion we are willing to offer you £675. I claimed £927.00 originally so this £675 offer is £252 short, now…
-
Account in collection's can i claim back
hi all, i have my accounts in collection and had missed a few payment on my bank loan, BUT am starting to put things straight now. should i wait until things are straight before i go after un fair bank charges?
-
Reclaim Help !!
I have been meaning to reclaim my charges for ages, and after reading all the messages on here it's inspired me to finally get of my backside and do it! The only thing i'm not sure of is when you get your statements or details of charges do you include the cost of the whole charge in your claim, eg. If I have 2 charges of…
-
geoffH
I have got to the stage where I have issued a MCOL, it has been acknowledged by the bank (nat west) but nothing more. The deadline is sat 24/03/07.My problem is that I kept the claim under £5k and only went back over 2 years statements to get to this figure.If I go back the full 6 years I can claim another 6k! I was going…
-
Can I claim back interest charges on my Act?
Hi Folks, I am urgently trying to claim back my Lloyds personal current act charges. The bank have listed interest charges and overdraft fees. Can I claim back Over Draft Interest charges, which has been paid monthly?? Thank you for your fast response. Kind Regards John Gurrin
-
BBC website
I didnt know about this thread and used the letters on the BBC website :confused: Ive sent what they call the 14 day letter asking for the amount I was claiming or I will take court action after 14 days. Not heard anything on the 10th day so rang them and they said theyve not had anything even though I sent it recorded…
-
Just over £100, is it worth it?
Hi all, I had an account with Natwest for just a year. It went overdrawn by £3.40 and the charges snowballed to just over £100 (even though I went to the branch and paid what they advised me to to cover it). It's not thousands like some people are trying to get back, but why should I let the bank get away with it. I will…
-
Confiramtion from banks ?
Hi there. I send of the completed template from Martin's site and the £10 about a fortnight ago. As of this date the cheque hasn't been cashed by the bank. Is this normal or do banks send out letter confirming they have recieved the letters ?
-
ridiculous NatWest charge I just received
I had 2 Direct debits going out on the 14th, totalling £60.97 (£52.02 and £8.95). I knew I was near my o/d limit as it was near payday, so got my partner to transfe a tenner on the evening of the 13th to make sure I covered them (she is also with Natwest, so the transfer should be immediate). The Natwest bounced both DD's…
-
Data Access Charges
I wrote to Clydesdale Bank looking for details of my charges and enclosed the £10 cheque. The cheque was cashed and details received. At the weekend I wrote to them claiming £770 and they've now written back looking for another £10. Is this right? Does the one £10 not cover the entire claim?
