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Additions To State Pension?
I am approaching the age of 66 and I am working full time. As well as a reasonable salary I have been receiving my State Pension of £607.04 every 4 weeks since May 2008. I shall have to retire soon which will mean that my sole income will be the £607.04 State Pension. I have no savings or other assets and I live in a…
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Wife already has State pension - what happens when I reach 65 next year?
My wife is already receiving a State Pension based on her own contributions. What happens next year when I reach 65 and am entitled to a full State Pension based on my own contributions? Do we each receive an individual pension? I'm not clear about the concept of the Married Couples pension.
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PLEASE HELP! Confused Student in need of transferring pension
Hello Readers, I hope you can help me? I left my job last summer, as I wanted to pursue further studies. My former employer provided me with a pension on which managed to accrue about £2800. I have now been told that I can transfer this pension and move to another provider and look into getting a personal pension. I intend…
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Advice on Nuvos civil service pension
Hello, I'm looking for advice on the Nuvos scheme (or I suppose any scheme with very similar terms and conditions). I'm in a bit of an unsual situation: I took a gap year and worked for 12 months at the Science Museum, so while I was there I was enrolled in the Nuvos scheme and made contributions of about £600, with my…
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Any experience of the 'Entitled to' website?
Hi! I just wondered if anyone had experience of the 'Entitled to' website? Basically both my parents go into retirement this year and I've been trying to get an idea of what they may be able to get in terms of pension credit payments and council tax benefit. The site has given me an estimate of what thery would be entitled…
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Tax rebate
Hi I am new to this forum,and this is my first post .I am 64yrs old and i intend to retire in October 2009.I have heard on the grape vine that i may be entitled to a tax rebate for the year from April 2008 to Oct 2009 .Is this correct ,if so how do I claim it. Can someone please advise . Thanks .
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Pension Theft
I am concerned my company may use my pension to sure up their large debt this is a major FTSE 100 company whose shares have droped by a third in one day should I move my final salary pension into my private stackholder pension just in case and what protection do I get from the goverment in case they use our pension…
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fund factsheets
Can anyone help? I'm working my way through the terminology used in fund factsheets. I've been able to get a basic understanding about practically everything except one concept...cumulative performance. As I understand it discrete is the average gain/loss over a discrete time period and is easy to comprehend. However,…
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42, self employed and trying to choose a pension
:confused: I have an old civil service pension and about 15 months of an occupational pension. I am able to put away about £80 each month now for my pension but don't know where to begin looking. I am married and our ISAs are up to the limit. Can anyone help?
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state-pension I'm confused-HELP
both me and my husband have now paid up the full 30 yrs to entitle us to a state pension when we retire. its someway off yet as we are in out late 40's. I dont understand the married couples part. I had a forecast a couple of years ago it says I'm entitled to full state pension plus approx £4 a week second state pension…
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Another person seeking advice.
Hi all, I have a question which really boils down to how much should I be saving? I am fully aware that you should start young with pensions and started contributing at 23 as my employer at the time offered matched contributions 4%ee/4%er (circa £200 p.m) to a stakeholder pension. I kept that up for over three years until…
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are AVC's worth it
hi all, i only have 18months left to work, is it worth my while increasing my existing AVC's? cheers muchly :beer:
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pension - help
I have a very small pension about to mature. I believe I can find somewhere else to put the money and they may pay out more. Can anyone advice me on this, please....
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Good time to start a pension with a lump sum?
I'm 35 and have yet to start a pension. In addition to a rainy day pot and some other stocks and shares ISAs I have about GBP7000 that I could invest as lump sum, probably into a Scottish Widows personal pension plan. Subsequent to that I intend to pay about GBP700 per month into the fund. Assuming you believe in pensions…
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State Pension and divorce
Hi, Please does anyone know how getting a divorce affects a woman's entitlement to state pension based on her husband's contributions? If W is currently married and receives a state pension which is topped up because it is based on her husband's contributions, if they then divorce does this mean that as they are no longer…
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How much is my pension worth as a salary?
Hello My employer contributes 12.5% of my annual salary into a pension. How do I work out how much this would be worth if it was paid directly into my salary rather than a benefit? Is it as simple as adding 12.5% of basic salary, or do I need to account for income tax? Thanks, P
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Trivial pension
My husband has a frozen pension from when he was self employed and the yearly estimated pension is a meagerly £843. He has asked for a lump sum (not due til 2010). How do they calculate this?
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Can I Get Any Of My Pensions NOW?
Hi Guys, Very new to this. I'm currently looking to getting a foot on the housing ladder so myself and girlfriend have saved up roughly 9k but for a decent mortgage deal we'll need about 15% deposit so we need some more cash. Parents are willing to help to a degree. Anyway, that's a bit of background... I'll cut to the…
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Pension Query with Scottish Equitable
Hi Am quite new to here and am just after some advice as i dont know where to start and not a clue about pensions so apologies if i sound dumb! My husband took out a pension plan in 2005 with scottish equitable- it says on the forms S2P.He was earning a decent wage at the time but circumstances changed and he left the…
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frozen pension due to maternity should i start paying again?
hi, I was looking for some advice my pension ive had for 5 yrs me and dh have paid in the same amount all the way through 50.00 a month each, we changed to a fixed fund a year ago because of the way rates were going there is ruffly 4700.00 each in it at mo so its lost anyway the question is should i start paying it again -…
