-
Letter from AXA Re-Transfering a Pension
I want to transfer a small pension I have with HSBC (about £3k) in value to my other pension with AXA so I only have one pension my reasons for wanting a transfer from HSBC is because HSBC shut my bank account down when I reclaimed illegal bank fees from them and after filing in the small claims court I got £800 back as an…
-
Tranferring a pension ?
Hi all, How easy is it to transfer a poorly performing Scottish Equitable pension into a SIPP ??? Appreciate any and all advice.
-
frozen pension
I am in the process of buying a hotel, and have a frozen pension. Is there any way that i can invest my frozen pension into my new venture. Will it make any difference when i am 50 in March ????
-
AVC or ISA?
Hi, Have loitered on the site for a while and found these forums really useful. Wonder if anyone can give me advice on on this query. I am 50 and have been in the NHS pension scheme for 8 years. Have around £50 per month to invest towards retirement (at the moment, hope to be able to invest more later on). Which would be…
-
NHS loses long-term care court case
A family has won a landmark victory in court over who should pay for the long term care of an elderly lady with severe Alzheimers. Guardian report This could lead to refunds for other families who have been forced to sell their homes to pay for care of people with 24/7 nursing and medical needs, which should be funded by…
-
Advised to leave NHS pension – Miss-selling?
Long story short after the joining the NHS pension scheme, my wife was, after a few years was advised to leave a join another scheme by that schemes representative – when we got together I suggested this probably wasn’t the best thing to have done – having read a little on pensions trying to sort my own – is there any…
-
Never too young to start a pension?
I'm 27 and do not work for a company which has a pension scheme. I've only just recently been in a financial position strong enough to be able to start a regular savings scheme, and now I'm getting worried, since apparently if I don't start putting money away for a pension NOW I'll be up the creek by retirement age! I know…
-
question about nhs pension
just a quick one that hopefully someone will be able to answer... my other half is a nurse and is unsure how good her pension is with nhs...currently pays in about £100 month but has been told the nhs pension isnt that good? by the end of her career she'll have between 30 and 40 years worth of pension... any help…
-
What type of pension should i have
hi i'm 26 and work for the inland revenue, i started in june 06 and took a pension with them which they contribute 3.5%, i pay £45.00 per month. what i want to know is which is the best way to go about getting a private pension and what are the best types if any, also where can i look this info up
-
Lump it or leave it?
You've probably guessed what i am going to ask but any advice would be really appreciated, here goes, i am almost 53 and i have a deferred final salary pension with my previous employer, i was made redundant 4 years ago and became self employed, my small business isn't doing too well at the moment and i have very little…
-
Three Pension Plans..
Hi Guys, I have no knowledge on pensions at all and was just wondering if it possible for me to merge three seperate pensions that I have from my last three employers? I'm pretty sure last time I asked my HR Manager about this around 5 years ago she said it was not possible.. seems ridiculous that I have to deal with three…
-
To augment or not
I have £8250 in excess of the £30,000 tax free redundancy amount. I have the option to take the cash, taxed at 40% or augment the excess into the Company Pension Sceme. This will get me an extra £356 p.a. pension, payable from this October when, hopefully, I will reach 50. As the £8250 will be £4950 after tax, augmentation…
-
IFA charges-
I am considering getting advice from an IFA, on investing the £400K pension fund i have Can anyone tell me how they should charge, do they take a percentage from the invested funds, or is it an annual fee based on work done x hourly rate. Are there any questions that I should ask etc. Thanks terry
-
Stakeholder for Children
Just thought I would ask what others have decided to do in terms of setting up a stakeholder pension for children. I have been looking around on the web and it is clear that you need to look at the underlying funds for performance, this goes for house funds and external funds. has anyone narrowed it down and how did they…
-
pension for young widow
I wasn't sure whether to post here or on the benefits forum, so apologies if this is wrong. My sister's husband died at Christmas leaving her a widow at 42. I've been looking through the Government websites about pensions but am getting a bit confused as when I follow links and things I sometimes seem to end up with…
-
AIMING FOR £50,000 per year of pensions at 65
My aim is to retire at 65 (in 2030) with at least £50,000 per year of pensions (at todays money), between myself and my wife. I recognise that this is a very large sum to retire on but I need to make sure that this is a realistic target/aspiration. Having just turned 41 I have turned my attention to making sure my finances…
-
Pension rookie needs help
Hi All I am 33 and wish to start putting some money into pension but I ve no idea where to begin Can someone tell me a website or an URL within this site which would help me understand how I should get started etc? Thanks in advance
