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Over 50s MoneySaving
Archives for February 2016
Discussion List
Advice re.nightime hot flushes.(Coolmax bedding any good?)
I'm being beset by the dreaded hot flushes that afflict 'ladies of a certain age' Combined with my memory foam mattress I am having very sleepless nights. ( other reasons are contributing to not getting back to sleep but the hot flushes trigger the waking ) I seem to spend the night cycling through: too cold; put on bed…
Funeral costs
Hi Realising im not getting any younger what do you guys say is the best way to save for the day we go? Life insurance to cover cost al leave a little extra? Pre paid plans? Savings? Quanto
Halifax Right to Buy ISA
Hi, I have just turned 50 and, having financially supported an ex-partner abroad for many years was unable to buy a property when I returned to the UK. However, I have now saved a deposit and was hoping to take advantage of the Halifax Right to Buy ISA. However, I was refused when I applied. I am assuming that an upper age…
60th birthday - ideas please
Hello. I'm thinking about my 60th birthday next year and would like to plan a holiday abroad - something special, but still relatively budget. My birthday's the very beginning of March, so it needs to be suitable at that time of year. We don't tend to like big cities, although I do like architecture and culture. Would like…
Care home vs full time carers
Care home fees are so enormous that I wonder if it might be cheaper, all things considered, to employ carers on a 3 shift basis, so that there is always someone there to look after the elderly person, in their own home. Has anyone here tried this? Is it worth considering? (What sparked this thought was someone on Radio 4…
Closing down the "Widows" support thread
What a pity someone has found it necessary to ensure the closure of of the bereavement support thread. It was unnecessary. In among the "tea and sympathy" there was a lot of advice on practical matters, such as finance, funeral arrangements, life insurance, pensions, how to get through the dark days etc This could have…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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