Over 50s MoneySaving

Discussion List

• Selling home to pay care home fees?

  Hi I wondered if any of you knowledgeable people on this forum may know anything about paying care fees and if there is any way to avoid selling an individual's home who needs care to pay for it. A relative is currently in a nursing home after a stay in hospital and respite care. They felt unable to manage at home so went…

• Leaving House to Children and moving to Bunglow

  Hi, My Parents are considering signing their House over to me for me & my family to own/occupy. My Dad(72) is Disabled (severe stroke) and my Mom(57) is now also unable to work. They require an adapted bungalow ideally, would there be any issues with them giving us the house and seeking a bungalow from the local authority?…

• Dilemma- would like advice and opinions please.

  Ive found myself in a complicated position regarding work. The background- Im 60. my partner is ten year younger than me and is disabled and unable to work. Son lives with us and is at the moment recovering from cancer and struggling to find a job. We live in rented accommodation and because I work full time get no help…

• xmas period pension dates?

  Would anybody know if state pensions due in on 24th will be going in early?

• Deprivation of assets advice

  Can I have the benefit of your advice please. Approx 4 weeks ago my mothers health started to deteriorate. She was caring for my dad who is reasonably compus mentus but does not move around much as he has had several strokes and only moves around using a Zimmer. He has fallen a few times in the last month an lacks…

• OH not happy

  OH not happy at me posting

• Government is now going to Mornitor our communications

  Should be happened in a free society, the government is now going to monitor our telephone calls texts and emails and what we are surfing on the web, it seems that we are now in the gold fish pond and they are looking in. George Orwell got it right only thing wrong it's happening a bit later than 1984.…

• Christmas present ideas for lady with early stage dementia and limited mobility

  As my title says, I am struggling with this one. The lady in question (my mother-in-law) can no longer read more than a sentence or two, doesn't eat chocolate or drink alcohol, can't operate the DVD or CD player on her own and struggles with many other things involving any amount of concentration or movement. She doesn't…

• The Xmas Rush

  As I look back over the years and reflect on the changes over a period of 70 years or more I do not for one second think that youngsters today have a much easier life than I did. Despite everything then being labour intensive there was a certain tranquillity of life that does not seem to be evident now. As I look around…

• Trusts

  Hi there folks, Was wondering if anyone can help re trusts. I have some commercial properties and i would like to start the process of getting them in order for my children etc. does anyone know much about trusts and cgt, inheritance tax and the like? I assume i would require to be around for a few years for the trust to…

• Gifts to Children (money or otherwise)

  My elderly mother wants to help me to buy a new car. I understand that she can give me up to £3000 per year and £6000 if she has not used last year's allowance. If she bought the car herself and then gifted it to me would inheritance tax still come into it? Alternatively, if she bought the car and I paid her back monthly…