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Park homes is there a downside?
Hubby and i have a plan! kids are getting older and in this day and age unlikely to leave home before 30 :D so we've been thinking about us moving out instead of them, If they covered the cost of running the house when the time comes, we could raise enough to buy a park home by the time our youngest starts 6th form, (back…
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Silverville TV Prog.
Don't know if anyone saw this programme but it was very interesting and showed what sort of places are available for retirement and onwards. Link to Open University and a booklet about the cost of growing old that might be useful. Just to say, the retirement village referred to is run by Extracare charitable trust and my…
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A nice little earner?
Most of us are aware that probate can take a while, particularly if the diceased did not make a will. Earlier this month it was announced that interest of 2.5 points above base rate – 3% – will be charged on any inheritance tax (IHT) due that is not paid within six months of an individual’s death. At the same time, it was…
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"disposing of assets" (in order to reduce care home charges....)
Briefly, my in laws situation is that MIL is in full time residential care, and FIL is living at home with home carer visits. They are both self funding as their savings are beyond the Local Authority threshold. We were advised to divide their assets, before MIL went into the home, to protect FIL's share of their savings.…
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Probate form posted - what now.
My friend whose father died in June and had left no will has had to apply for probate. She filled in the forms yesterday to the best of her ability and posted them off. She found the help line very helpfull. She is now wondering what happens. She is aware that she will be interviewed but what will they ask? She had no…
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My mother's Will: Advice/Views Please:
Hello I would appreciate some views on this matter please. My mother died last week and my 2 sisters and I have been to see the solicitor today for the reading of my mother's will. We are all executors of her will. Well it seemed that my mother did not update her will as she stated she would. Her will was dated 10 years…
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Applying for Probate without using a solicitor
Hello My mother died last Tuesday and i miss her so much. My sisters and I are executors of her will and feel that we could apply for probate ourselves to save some money. My mothers estate is straightforward. Has anyone ever done probate themselves and is it a simple enough process? Many thanks in advance Fiona
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Age-related advocacy services?
My grandparents are in their 80s - my grandmother has in the last 12 months had two life-threatening stays in hospital for ulcers etc, resulting in major surgeries and a diagnosis of untreatable cancer. At the same time we found that she'd been hiding/denying the fact that my grandfather was fast sinking into dementia. My…
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NHS test case for claiming care home fees
Hi Everyone, I read an article lately in the Daily Mail about a test case by elderly or families to claim back fees of nursing homes through the high court from NHS. My mother was in a nursing home and residential homes for 7 years and for the last 4 years had to pay approx. £400 pw. to the home for her care. My mother had…
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Backdated nursing home fees.
Hello everyone, I`ve arranged an appointment with Citizens Advice Scotland in 10 days time with regard to this question but thought I`d post here in the meantime as my wife is worrying too much about it. Her mothers nursing home fees were paid by standing order.Her mother went into hospital for specialised full time care…
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free for seniors book
Has anyone heard of this book or obtained it? Its called free for seniors and its about things that over 60's can get free often regardless of income or assets.
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Advice re repaying Pension Credit wrongly clamed by my late mother
Sorry for long post! My mother died 2 months ago leaving £24K to be divided equally between myself and my 2 sisters. I’ve been granted Probate (I am the Executor) and I’ve distributed the Estate £8K to each of us. So far so good, But - I have just received a letter from DWP - Recovery from Estates Team asking for financial…
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Do you live alone whats the best/worst thing about it
Hi to everyone living alone,, I have lived alone now for about 15 yers and I just got to thinking about the best /worst things about this and would love to chat to other peeps about this. I find one of the best things is if I dont want to cook I can quite happily open a can of something or other soup or rice pudding, I…
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Will Advice
I separated from my husband 12 years ago, but neither of us ever bothered getting divorced. I have a will written when the kids were younger (they're both >18 now) which left 10% of my estate to him and the rest to the kids. The will was drawn up by an IFA as an incentive for doing some financial business with him and I'm…
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Putting house in joint name with son to avoid IHT
I am unmarried in my late 60s and have one grown up son. He currently lives overseas and has recently married. He is due to return to the UK in around 18 months but I don't think they will want to live with me when he gets back. I assume they will buy a place of their own. I have a large house worth a considerable amount…
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Parent died how can I see if a will had been left?
There had been no contact between the person needing to know this answer and the parent that died for over 20 years. This person was an only child and the other parent had already died. When the last remaining parent died she were notified the evening before the funeral and was told that the deceased had not wanted her at…
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family trees and roots
I thought that I would start looking for my paternal roots as I have no knowledge whatsoever, having a father from Poland who fought in the Polish army from 1939 to 1947. He was exiled and couldn`t return home and never spoke about the dreadful times he had, fighting his way through Normandy up to Germany. What a long…
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Joint Life or individual private pensions.
My husband and I can both get our private pensions next year. Someone said that we should get joint life because that way the pension isnt lost if one of us dies. I know it will be at a slightly lower rate but we need the money. (I know about income drawdown and lump sums etc but we want to buy an annuity) I wondered if…
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Now i'm 50..........................
What can this board offer me? I have been a very long time lurker to MSE, occasionally post, and ive just turned 50 2 weeks ago and i suddenly discover the over 50's board. So is there a definitive list of things i can do now i'm 50??? Thanks, Mick.
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Nursing home fees - valuation of jointly owned property by local authority
Sorry, but this one's a little complex. Para 7.014 of the Department of Health's Charging for Residential Accommodation Guide (CRAG) states that: Where an interest in a property is beneficially shared between relatives, the value of the resident's interest will be heavily influenced by the possibility of a market amongst…
